Great Eastern Easi-Home

Protect your most valuable asset with the Great Eastern Easi-Home. Give your home the protection it needs, and give yourself the coverage plan to help you rebuild your life, if something ever happens to disrupt it.

Great Eastern Easi-HomeAsset Coverage
Home Repairs
Covered
Rent Insurance
Not Covered
Death Benefits
Not Covered
TPD Benefits
Not Covered
Personal Liability
Covered

Coverage

How much you can claim for Great Eastern Easi-Home

Home PropertyTotal Amount Covered For Damages To The Building, Not Exceeding The Property Value.
Flexi
Home ContentsValue claimable for house contents if damaged is caused by any of the events covered.
Flexi
House RepairsFor repairs to house property that are caused by events covered under this plan.
up to RM1k
Rent InsuranceLandlord insurance if you cannot collect rent because the house is uninhabitable.
Not Covered
Legal DocumentsCost covered to replace legal documents that are lost and damaged.
up to RM2.5kOptional Benefit
Cash ProtectionCash value that is insured against lost for incidents covered under your plan.
up to RM500
Door LocksFor charges to replace house doors and locks due to damage.
up to RM500
Refrigerator ContentsFor the cost to replace damaged contents in the refrigerator.
up to RM500
Alternative AccomodationCash amount that you can claim for alternative accomodation if the house becomes uninhabitable.
up to 10%of Total Sum Insured
Fire Department ChargesFor charges billed by the fire department that's covered under this plan.
up to RM5kOptional Benefit
Removal Of PropertyCost to move property from your house due to events covered.
up to RM2k
Personal LiabilityCoverage for damage or injuries to another person at your house i.e. third party insurance.
up to RM250k

Coverage Type

  • Fire
  • Lightning
  • Flood
  • Subsidence And Land Slip
  • Water Tanks Or Pipes
  • Explosion
  • Impact Cover
  • Aircraft And Aerial
  • Hurricane Cyclone Typhoon Windstorm
  • Earthquake Volcano
  • Theft
  • Riot Strike

How to Claim

Who do I contact if I have a question or emergency?

Home Insurance Claim Hotline

Requirements

More Information

Why should I get a home insurance?

Like many investment assets, a house not only appreciates by value over times, but also provides a shelter for your valuable treasures and loved ones. A home insurance ensures you have a peace of mind in the event of theft, fire or a natural disaster; you will be able to recuperate some or all your losses.

What does Great Eastern Easi-Home cover?

Great Eastern Easi-Home is a householder insurance plan that covers your valuable assets from loss and damage due to specified perils.

Great Eastern can indemnify you up to 100% of total sum assured when your home contents were badly affected by perils such as fire, flood, explosion and theft among others.

Also, you and your family can claim for personal liability of up to RM250,000 under this home insurance plan.

Can I add on benefits to my basic home insurance coverage?

Absolutely, over an additional premium to your standard coverage. You may need to exercise prudent when adding on benefits as it may increase your annual premium.

It is important that you assess your home location, weather pattern or other factors which are considered necessary for you to go extra miles on your coverage.

How much premium do I have to pay?

Your home insurance premium will depend on the sum insured of your household  contents and additional benefits selected, including a commission between 15% to 25% paid to the insurance agent.

In addition, you will also need to pay for a Stamp Duty of RM10 and a 6% GST, where applicable. The premium charged follows the standard minimum rate in accordance with the Malaysia Fire Insurance Tariff.

How much should I insure my home and valuable contents?

The rules of thumb to purchasing the right home insurance plan is knowing the appropriate amount to insure your house and personal belongings. It is worth noting that you should always cover your house based on the market value of your property at the time of loss and damage.

In other words, your total sum insured should correspond to the cost of rebuilding of your house and replacing its contents. You may also select to insure your property based on the Market Value (equivalent to the depreciated value of lost / damaged items) or Reinstatement Value basis.

Always check with your insurance agent regarding this matter to avoid being underinsured or paying too much.

Can I cancel my home insurance policy?

Yes, you may cancel your home insurance policy. However, prior to cancellation, you should notify Great Eastern Life Assurance (Malaysia) Berhad by way of a written notice. Upon cancellation, you will receive a partial refund of the premium provided of which you have not made any claim during the insurance period.