Underwritten by AmGeneral Insurance Berhad

Kurnia Fire Insurance

Create a customised fire shield with this Kurnia Fire insurance coverage. Not only will you be compensated for damage caused by fire, but with this Kurnia coverage, you also get coverage for perils relating to fire, such as lighting, thunderbolts and explosions.

    Get covered now with Kurnia Fire Insurance

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    How much you can claim for Kurnia Fire Insurance

    • Home Property
      Total amount covered for damages to the building, not exceeding the property value.
      Flexi Covered under Fire Insurance
    • Home Contents
      Value claimable for house contents if damaged is caused by any of the events covered.
      Flexi Covered under Fire Insurance
    • House Repairs
      For repairs to house property that are caused by events covered under this plan.
      Not Covered
    • Rent Insurance
      Landlord insurance if you cannot collect rent because the house is uninhabitable.
      Not Covered
      View more coverage details +

      Coverage Type

      Events covered under your home insurance policy

      Subsidence & Land Slip
      Water Tanks Or Pipes
      Impact Cover
      Aircraft & Aerial
      Subterranean Fire
      Hurricane, Cyclone, Typhoon & Windstorm
      Earthquake or Volcano
      Riot Strike
      Falling Trees & Branches

      How to Claim

      There are several things you need to take note of in order to successfully make a claim with Kurnia Insurance. Firstly, remember to notify the insurance company at the earliest possible moment of an incident that warrants a claim. Download or have Kurnia email you a claim form to fill in. Print this form and attach it to any necessary identification documents and reports that you may or may not collect in the process of putting your home back in order.
      Some of the documents that you need is;

      • Your NRIC copies for identification
      • Copy of your Home Grant
      • Copy of your Insurance Agreement
      • Photo evidence of the damage caused
      • Witness Statements to corroborate the incident
      • and a Written description of the incident that occurred. 

      Once you have all of these together, simply pack it up and send it on to Kurnia Insurance to activate your claims and funds to begin rebuilding your life.

      Home Insurance Claim Hotline
      Kurnia Customer Care Hotline


      Am I eligible to apply for this insurance?

      Frequently Asked Questions about Kurnia Fire Insurance

      Things you might want to know

      What is the Kurnia Fire Insurance?

      Fire is one of the more destructive and more volatile elements discovered by human beings, but it is also one of the most necessary in every life cycle. However, it is better to be safe than sorry, therefore, protecting your home and loved ones against the perils of Fire, even with just a financial barrier, is always a good idea.

      With Kurnia Fire Insurance you get to cover your premises against not only Fire but its related perils as well.

      What coverage do I get with this plan?

      This insurance plan will cover to varying extents your premises, furniture and personal effects depending on your preferred coverage amounts. Whatever they are, you will have coverage for damage by fire and lightning. Damages by domestic boilers or gas cylinder, as long as its in a domestic capacity and smoke damage caused by fire.

      You will also get coverage for damages made by water or other extinguishing agents used to put out the fire.

      What about optional coverage?

      Yes of course, you get to extend your protection somewhat with a little extra premium contribution. On the list of extended coverage is, a cover for riot, strikes and malicious damage, which would be a useful cover, if you live in an are prone to demonstrations and civil commotions.

      You can also pick up coverage for impact damage, aircraft damage, explosions and spontaneous combustion. This will come in handy if you live in an apartment building, or have a home near military training camps, large electrical plans and such. With increased chances of falling victim to some of this damage, you should always take extra precautions.

      Lastly, since this protection plan is limited to fire, and fire-related damage as its primary priority, you can pick up additional coverage for floods, storms, tempests, earthquakes, volcanic eruptions, and damages by falling trees, branches and debris.

      Are there any fees and charges?

      There are in fact a few notable fees and charges that you might want to take note of. First is that general 6% GST will be charged on all your premiums. Next, there is a 15% Agents Commission that is paid to the insurance agent that handles your policy wordings, it will be included in the first payments so you won’t have to worry about forking out additional funds.

      Can I cancel my policy?

      If you would be up to you if you wanted to cancel your policy and when. Simply present a written notice to Kurnia Insurance prior to your cancellation. If you have made no claims and have kept up with the policy for at least 3 years, then you will be refunded a portion of your premiums paid.

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