- Subsidence And Land Slip
- Water Tanks Or Pipes
- Impact Cover
- Aircraft And Aerial
- Subterranean Fire
- Hurricane Cyclone Typhoon Windstorm
- Earthquake Volcano
- Riot Strike
How much you can claim for Kurnia Houseowner & Householder Insurance
Who do I contact if I have a question or emergency?
There are several things you need to take note of in order to
successfully make a claim with Kurnia Insurance. Firstly, remember to
notify the insurance company at the earliest possible moment of an
incident that warrants a claim. Download or have Kurnia email you a
claim form to fill in. Print this form and attach it to any necessary
identification documents and reports that you may or may not collect in
the process of putting your home back in order.
Some of the documents that you need is;
Once you have all of these together, simply pack it up and send it on to Kurnia Insurance to activate your claims and funds to begin rebuilding your life.
Protection of your house and home are not limited to the walls around it, you also need to protect the things within that you took years to collect and pay off. With a dual coverage insurance like this one, you get to protect both your house and home.
Well the coverage comes in two parts. The first being your Houseowner coverage, which will essentially protect your building and property exterior. With the second part of the coverage being your Householder coverage that will protect your home contents, against perils that can affect both the inside and the outside of your home.
For this section of this insurance plan, your home building will be covered against the following perils;
If you would like to extend your coverage, then you have several optional benefits at your disposal, with a little extra premium. Some of those options include covers for;
Moving on to the next part of your coverage, the householder section will offer your home contents, such as furniture, electronic appliances, antiques, paintings and other personal effects protection against similar perils to those stated above with a few exceptions.
The exceptions are you will also have these following benefits for coverage as well;
Another thing you get to do is, just like with Houseowner, you can extend you content coverage with more premiums. You can protect your contents from, subsidence and landslips, riot, strike and malicious damage, and even Theft.
The premium amount for your home insurance relies heavily on how much you insure your home and its contents. It will be calculated separately for both parts of your policy and then added together with 6% GST for a final premium value.
You can proceed to cancel this insurance policy after you have written an advance notice to Kurnia requesting the cancellation. If there have been no claims made in the duration of having the policy then a percentage of the premiums will be refunded to you.