Maybank Houseowner

Cover your assets against break ins and fire damage among other perils. The contents of your home are precious and sometimes take years to collect, so ensure that in the case of something happening to them, you have something for you to fall back on.

Maybank Houseowner
Home Repairs
Not Covered
Rent Insurance
Death Benefits
Not Covered
TPD Benefits
Not Covered
Personal Liability
Not Covered


How much you can claim for Maybank Houseowner

Home PropertyTotal Amount Covered For Damages To The Building, Not Exceeding The Property Value.
Home ContentsValue claimable for house contents if damaged is caused by any of the events covered.
Not Covered
House RepairsFor repairs to house property that are caused by events covered under this plan.
Not Covered
Rent InsuranceLandlord insurance if you cannot collect rent because the house is uninhabitable.
up to 10%of total sum insured on Buildings
Public LiabilityCoverage for public claims due to damage or injuries caused by your house property.
As Charged

Coverage Type

  • Fire
  • Lightning
  • Thunderbolt
  • Flood
  • Subsidence And Land Slip
  • Water Tanks Or Pipes
  • Impact Cover
  • Aircraft And Aerial
  • Hurricane Cyclone Typhoon Windstorm
  • Theft
  • Riot Strike

How to Claim

Who do I contact if I have a question or emergency?

Home Insurance Claim Hotline


More Information

Do I need a home insurance?

Considering the investment you have made on the house and your loved ones, protecting your valuable treasures is a natural instinct.

With cases of break-ins are on the rise and flooding in the monsoon season (which is common in Malaysia by the way) is imminent, are you prepared for the costs of recovery from the aftermath?

What are the benefits of Maybank Houseowner?

Underwritten by Etiqa Insurance Berhad, Maybank Houseowner provides comprehensive coverage for your building against natural disasters, theft and many more.

Any loss or damage to your property, in addition to claim from public, can be compensated for when you signed up for this home insurance plan.

Can I add on benefits and coverage to my home insurance plan?

Depending on your security needs, you can extend the coverage to include perils such as riot, strike and malicious, subsidence and landslip, and damage to mirror, by paying additional premium.

How much premium do I have to pay?

Your home insurance premium, payable annually, will depend on the total sum insured and additional benefits selected, including a commission between 15% to 25% paid to the insurance agent.

In addition, you will also need to pay for a Stamp Duty of RM10 and a 6% GST, where applicable. The premium charged follows the standard minimum rate in accordance with the Malaysia Fire Insurance Tariff.

How much should I insure my home and valuable contents?

The rules of thumb to purchasing the right home insurance plan is knowing the appropriate amount to insure your house and personal belongings. It is worth noting that you should always cover your house based on the market value of your property at the time of loss and damage.

In other words, your total sum insured should correspond to the cost of rebuilding of your house and replacing its contents. You may also select to insure your property based on the Market Value (equivalent to the depreciated value of lost / damaged items) or Reinstatement Value basis.

Always check with your insurance agent regarding this matter to avoid being underinsured or paying too much.

Can I cancel my home insurance policy?

Yes, you may cancel your home insurance policy. However, prior to cancellation, you should notify Etiqa Insurance Berhad by way of a written notice. Upon cancellation, you will receive a partial refund of the premium provided of which you have not made any claim during the insurance period.

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