- Subsidence And Land Slip
- Water Tanks Or Pipes
- Impact Cover
- Aircraft And Aerial
- Earthquake Volcano
- Riot Strike
- Bush Fire
- Falling Trees And Branches
How much you can claim for Takaful myFire
Who do I contact if I have a question or emergency?
Takaful Malaysia understands that there are more than a few ways to lose your house, and not all of them are intentional. Therefore, you can now sign up for home insurance, specifically against fire and the likes of it as well. Protect you home from all angles with more coverage options.
With this cover being a Fire insurance, Takaful Malaysia will cover your building, contents, furniture and among other things, machinery from perils pertaining to Fire. The certificate can be extended to suit your needs and can include coverage for other items, areas with a small nominal fee.
Coverage will include protection against, fire, lighting, and explosions of domestic gas cylinders in your home or somewhere near by that causes a fire in your home. This certificate is flexible enough for you to decide how much you want to insure your property against each one of those perils.
There is the option of extending your coverage to include more building and content benefits not usually affected by fire damage. These optional benefits include;
The benefits listed are available to regular home owners who simply want to boost their protection.
However, if you are a home owner in a high-risk area, or are a landlord responsible for the fixing of your tenants’ home, then you might want to consider checkout some of these other optional benefits. Including;
Those last two benefits are mostly, contingency plans, in case some fees are just too high.
Fortunately, this decision is left in your capable hands. Remember that you should never over or under-insure your home, and consult both an insurance agent and an adjuster before making the final decisions.
Generally speaking, you will need to know your home current market value at loss, the size of your home per square foot and local construction costs in your area. It is with these three variables that you will be able to determine an estimated amount to insure your home for. When in doubt, simply calculate the size of your home per square foot, multiplied by the local cost for construction per square foot. This way, you will have an estimated figure as to who much you might need to spend on rebuilding.
Yes there is! If you have not made any claims throughout the coverage period, then Takaful Malaysia might be inclined to award you with a 15% cashback bonus. This cashback is subject to their T&C's, so remember to be aware of the details when you get your policy wording.
Yes, you can cancel your policy anytime with this plan. Simply provide written notice a couple months before hand. If you had not made any claims prior to cancellation, then you will be partially refunded for the premiums paid.
*Cashback is subject to Takaful Malaysia's financial performance, applicable tax and service fee deductions and that no claims are incurred during the coverage period.