AIA Fixed Rate Home Loan Package 1

Interest Rate

The interest paid based on the home loan amount borrowed

Requirements

Minimum Annual Income

RM24,000

Minimum Age

• 18 to 70 years old

Who can apply

• Malaysians
• Permanent Residents, Foreigners residing in Malaysia with valid working permit
• Salaried employee
• Self-employed

Fees & Charges

Late Penalty Fee

1% p.a. p.a. on the amount in arrears

Processing Fee

Waived

Early Settlement Fee

0.62% p.a. plus an administrative fee of 0.40% of the full prepaid amount

Redemption Letter Fee

RM50 per request

Letter for EPF Withdrawal Fee

RM20 per request

Cancellation Fee

Incurred when you terminate, withdraw or abort the loan after approval

Insurance Types

• MRTA
• Houseowner Insurance

More Information