Affin Bank Home Solution Plus

Flexible mortgage plan with an option to combine term loan and overdraft helps you manage and save your finances, ultimately own a home faster.

Tenure: Up to 35 years
Interest Rate: from 4.76% p.a.
Loan type: Semi-Flexi loan
Interest Type: Floating interest rate
Lock In Period: 3 years
Margin of finance: up to 90%
Approval in: 30 days

Interest Rate

The interest paid based on the home loan amount borrowed

You borrow	Estimated Interest Rate
more than RM100,000	4.76% p.a.

*Effective interest rate will be determined by Affin Bank upon approval.

Requirements

Minimum Annual Income

RM24,000

Minimum Age

18 to 70 years old

Who can apply

Any nationality
Salaried employee
Self-employed

Fees & Charges

Late Penalty Fee

1% p.a. p.a. of the outstanding amount

Withdrawal Fee

RM25 Subject to minimum available balance of RM5,000 in advance payment bucket

Processing Fee

RM200

Early Settlement Fee

2% within 3-year retention period

Redemption Letter Fee

RM50 per request

Letter for EPF Withdrawal Fee

RM20 per request

Insurance Types

MRTA

More Information

Bank Islam Baiti Home Financing-i
Profit Rate
from 3.8% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,679.72
Bank Islam Wahdah Home Refinancing-i
Profit Rate
from 3.8% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,679.72
RHB Commodity Murabahah Skim Jaminan Kredit Perumahan Home Financing-i
Profit Rate
from 4.55% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,859.08
Maybank Islamic HouzKEY
Profit Rate
from 2.88% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,468.74
Standard Chartered MortgageOne™ Zero Cost
Interest Rate
from 4.2% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,774.57
Bank of China Housing Loan
Interest Rate
from 3.88% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,698.54

RHB My1 First Home Loan
Interest Rate
from 4.1% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,750.68
Standard Chartered MortgageOne™
Interest Rate
from 3.9% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,703.26
HSBC HomeSmart
Interest Rate
from 4.3% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,798.57
AmBank Home Link
Interest Rate
from 4.5% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,846.92
AmBank Home Loan
Interest Rate
from 4.5% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,846.92
KFH Ijarah Muntahiah Bi Al-Tamlik Asset Acquisition Financing-i
Profit Rate
from 4.45% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,834.79

Maybank Maxi Home
Interest Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
Bank Muamalat SMART HOME Home Financing-i
Profit Rate
from 5.11% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,997.21
OCBC Al-Amin Manarat Home-i
Profit Rate
from 4.45% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,834.79
AIA Fixed Rate Home Loan Package 2
Interest Rate
from 5.39% p.a.
Tenure
over 20 years
Monthly Repayment
RM3,067.60
Alliance ONE Account
Interest Rate
from 4.36% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,813.03
Public Bank MORE Plan
Interest Rate
from 4.22% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,779.36

RHB My1 Full Flexi Home Loan
Interest Rate
from 4.7% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,895.73
Maybank Maxi Home Flexi Loan
Interest Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
CIMB Variable Home Financing-i
Profit Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
CIMB HomeFlexi Smart-i
Profit Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
Hong Leong Mortgage Plus
Interest Rate
from 4.75% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,908.01
Hong Leong Islamic CM Flexi Property Financing-i
Profit Rate
from 4.6% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,871.27
Affin Bank Home Solution Plus
Interest Rate
from 4.76% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,910.46
Public Bank 5 Home Plan
Interest Rate
from 4.22% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,779.36
alrajhi bank Malaysia Home Financing-i
Profit Rate
from 3.9% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,703.26
AmBank Home/Property Financing-i
Profit Rate
from 4.5% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,846.92
UOB iNTELLIGENT Home Loan
Interest Rate
from 4.49% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,844.49
Maybank Commodity Murabahah Home Financing-i
Profit Rate
from 4.25% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,786.56
KFH Ijarah Mawsufah Fi Al-Zimmah Asset Acquisition Financing-i
Profit Rate
from 4.45% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,834.79
ICBC Home Loan
Interest Rate
from 4.65% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,883.49
Hong Leong Housing Loan
Interest Rate
from 4.75% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,908.01
AmBank SJKP Home Financing-i
Profit Rate
from 4.5% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,846.92
MBSB Standard Home Financing-i
Profit Rate
from 4.55% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,859.08
CIMB HomeFlexi Smart
Interest Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
Bangkok Bank Home Loan
Interest Rate
from 5.67% p.a.
Tenure
over 20 years
Monthly Repayment
RM3,138.86
Affin Bank My First Home Scheme
Interest Rate
from 4.96% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,959.87
AIA Fixed Rate Home Loan Package 1
Interest Rate
from 4.99% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,967.32
Affin Home Invest-i
Profit Rate
from 4.36% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,813.03
Affin Tawarruq Home Financing-i
Profit Rate
from 5.01% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,972.29
MBSB My First Home Scheme-i
Profit Rate
from 4.55% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,859.08
Bank Rakyat Home Financing-i My 1st Home Scheme
Profit Rate
from 4.78% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,915.38
RHB Equity Home Financing-i
Profit Rate
from 4.65% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,883.49
CIMB HomeFlexi
Interest Rate
from 4.45% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,834.79
Bank Rakyat Home Financing-i Zero Entry Cost
Profit Rate
from 4.93% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,952.43
BSN MyHome-i
Profit Rate
from 4.5% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,846.92
Affin Home Build
Interest Rate
from 5.06% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,984.74
BSN MyHome
Interest Rate
from 4.5% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,846.92
AIA Fixed Rate Home Loan Package 3
Interest Rate
from 5.15% p.a.
Tenure
over 20 years
Monthly Repayment
RM3,007.22
Affin Bank Home Flexi Plus
Interest Rate
from 4.71% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,898.18
Alliance Bank Conventional Home Loan
Interest Rate
from 4.11% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,753.07
CIMB Flexi Home Financing-i
Profit Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
Alliance Bank Home Financing-i
Profit Rate
from 7.93% p.a.
Tenure
over 20 years
Monthly Repayment
RM3,744.40
Standard Chartered Saadiq My HomeOne-i
Profit Rate
from 3.9% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,703.26
CIMB HomeLoan
Interest Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
Public Bank Home Equity Financing-i
Profit Rate
from 4.52% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,851.78

Product summary

Interest Rate

Requirements

Fees & Charges

More Information

Home Loan » Affin Bank

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