AmBank Home Loan

Gives you the option of a term loan or a combination of a term loan and an overdraft account, with flexible repayments and the ability to redraw

AmBank Home Loan
Tenure
Up to 35 years
Interest Rate
from 4.5% p.a.
Loan type
Semi-Flexi loan
Interest Type
Floating interest rate
Lock In Period
3 years
Margin of finance
up to 90%
Approval in
30 days

Interest Rate

The interest paid based on the home loan amount borrowed

You borrowEstimated Interest Rate
more than RM100,0004.5% p.a.
*Effective interest rate will be determined by AmBank upon approval.

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 18 to 70 years old
Who can apply
  • Malaysians
  • Permanent Residents, Foreigners residing in Malaysia with valid working permit

Fees & Charges

Late Penalty Fee
1% p.a. p.a. of the outstanding amount
Withdrawal Fee
RM10 
Processing Fee
RM200 
Early Settlement Fee
2% within 3-year retention period
Redemption Letter Fee
RM50 per request
Letter for EPF Withdrawal Fee
RM20 per request
Insurance Types
  • Fire Insurance
  • MRTA

More Information

Home Loan » AmBank
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