Standard Chartered MortgageOne™

A smarter way to finance your home loan with Standard Chartered MortgageOne™, a flexible loan that saves you time and money.

Standard Chartered MortgageOne™
Tenure
Up to 35 years
Interest Rate
from 3.9% p.a.
Loan type
Full-Flexi loan
Interest Type
Floating interest rate
Margin of finance
up to 90%

Interest Rate

The interest paid based on the home loan amount borrowed

You borrowEstimated Interest Rate
RM70,000 - RM299,9994.2% p.a.
RM300,000 - RM2,999,9993.9% p.a.
RM3,000,000 - RM10,000,0003.9% p.a.
*Effective interest rate will be determined by Standard Chartered upon approval.

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 to 65 years old
Who can apply
  • Malaysians
  • Salaried employee
  • Self-employed

Fees & Charges

Late Penalty Fee
1% p.a. of the outstanding amount
Processing Fee
NIL
Early Settlement Fee
NIL
Redemption Letter Fee
RM50 per request
Letter for EPF Withdrawal Fee
RM20 per request
Cancellation Fee
2.00% of the loan amount if the bank bears the entry cost
Insurance Types
  • Fire Insurance
  • MRTA

More Information

Home Loan » Standard Chartered
✕
Apply Now

Answer a few questions with our chatbot

PDPA

We protect your personal information in compliance with the PDPA

We respect your privacy and we are committed to handle your personal information safely and responsibly
✕
Search Icon