RinggitPlus compares and help you apply credit cards, personal loans and housing loans.Find the best mortgage deal on your dream house or apartment, or simply discover great promotions and discounts.We will help you at every step of your application, from form submission to approval.

Credit Cards
Credit Cards
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Choose a card for the way you live
Credit cards with deals and discounts that make the most of your lifestyle.
Balance Transfer
No more debt - instant 0% interest
Move your debt to a low interest balance transfer credit card.
Debit Cards
A safer way to shop online
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Cashback Credit Cards
Unlimited cash rebates every day
Get the best cashback credit cards in Malaysia for instant savings.
Travel Credit Cards
Airmiles and overseas travel deals
Choose the best travel credit cards in Malaysia and get free access to KLIA lounge.
Loans
Personal Loans
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Home Loans
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Car Loans
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Find the best Islamic General Investment Accounts in Malaysia.
Insurance
Term Life Insurance
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Home Insurance
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Promotions
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Gadgets Discounts
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Fashion Discounts
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House & Home Discount
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How To…
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Insurance Guides
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Income Tax Calculator
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Best Flexi Housing Loans in Malaysia

Flexi Loans let you pay money into your home loan whenever you want, and withdraw that cash whenever you like. Making mortgage overpayments and you'll be able to reduce your home loan principal, interest, and tenure. Full Flexi loans are often tied to a current or savings bank account to make it easier to manage your home financing, ideal for people with a variable income.

Guide on home loan basics

Bank logo	Home loan name and review	Interest Rate	Borrowed Amount	Monthly Repayment	Apply Online
HSBC HomeSmart	HSBC HomeSmart Life comes with lots of choices, housing loans shouldn't be any different. Choose to reshuffle your finances with extra repayments and convenient withdrawals! Free RM700 AEON Voucher - Only at RinggitPlus!2015-09-092019-12-31	Estimated Interest Rate 4.5% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2846.92	Read more Apply now
Citibank FlexiHome Loan	Citibank FlexiHome Loan A completely flexible home loan that lets you pay off your mortgage whenever you want! Pay extra when you can afford it or withdraw when you need extra cash. Complimentary Samsung Microwave Oven - Only at RinggitPlus!2016-11-292019-12-31	Estimated Interest Rate 15% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM	Read more Apply now
RHB Equity Home Financing-i	RHB Equity Home Financing-i Applicable for new purchase and refinancing, part-finance your dream house with RHB Islamic via Shariah compliant lease to own concept Get a RM200 Tesco Voucher!2018-11-052019-07-31	Estimated Profit Rate 4.65% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2883.49	Read more Apply now
RHB My1 Full Flexi Home Loan	RHB My1 Full Flexi Home Loan A flexible mortgage plan allows you enjoy interest savings by depositing extra money and withdraw excess cash anytime at zero costs. Suitable for new purchase and refinancing! Get a RM200 Tesco Voucher!2018-11-052019-07-31	Estimated Interest Rate 4.7% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2895.73	Read more Apply now
Hong Leong Mortgage Plus	Hong Leong Mortgage Plus An affordable mortgage plan with fully flexible istalments linked to your current account to reduce interest fees and maximise savings. Get a RM200 Tesco Voucher!2018-11-052019-07-31	Estimated Interest Rate 4.75% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2908.01	Read more Apply now