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Best Flexi Housing Loans in Malaysia 2025

Flexi Loans let you pay money into your home loan whenever you want, and withdraw that cash whenever you like. Making mortgage overpayments and you'll be able to reduce your home loan principal, interest, and tenure. Full Flexi loans are often tied to a current or savings bank account to make it easier to manage your home financing, ideal for people with a variable income.

Standard Chartered MortgageOne™ Zero Cost
Interest Rate
from 4.2% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,774.57
Standard Chartered MortgageOne™
Interest Rate
from 3.9% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,703.26
HSBC HomeSmart
Interest Rate
from 4.3% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,798.57
RHB My1 Full Flexi Home Loan
Interest Rate
from 4.7% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,895.73
Hong Leong Mortgage Plus
Interest Rate
from 4.75% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,908.01
RHB Equity Home Financing-i
Profit Rate
from 4.65% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,883.49

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