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Best Flexi Housing Loans in Malaysia

Flexi Loans let you pay money into your home loan whenever you want, and withdraw that cash whenever you like. Making mortgage overpayments and you'll be able to reduce your home loan principal, interest, and tenure. Full Flexi loans are often tied to a current or savings bank account to make it easier to manage your home financing, ideal for people with a variable income.

Guide on home loan basics

Bank logo	Home loan name and review	Interest Rate	Borrowed Amount	Monthly Repayment	Apply Online
HSBC HomeSmart	HSBC HomeSmart Life comes with lots of choices, housing loans shouldn't be any different. Choose to reshuffle your finances with extra repayments and convenient withdrawals! Free RM700 AEON Voucher - Only at RinggitPlus!2015-09-092019-04-30	Estimated Interest Rate 4.5% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2846.92	Read more Apply now
Citibank FlexiHome Loan	Citibank FlexiHome Loan A completely flexible home loan that lets you pay off your mortgage whenever you want! Pay extra when you can afford it or withdraw when you need extra cash. Complimentary Samsung Microwave Oven - Only at RinggitPlus!2016-11-292019-12-31	Estimated Interest Rate 15% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM	Read more Apply now
Public Bank ABBA HomeSave Financing-i	Public Bank ABBA HomeSave Financing-i Islamic home financing that linked to a Wadiah Current Account-i where you can deposit extra amount to reduce profit charged and withdraw excess repayment for personal use	Estimated Profit Rate 4.35% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2810.62	Read more Apply now
RHB Equity Home Financing-i	RHB Equity Home Financing-i Applicable for new purchase and refinancing, part-finance your dream house with RHB Islamic via Shariah compliant lease to own concept Get a RM200 Tesco Voucher!2018-11-052019-05-31	Estimated Profit Rate 4.65% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2883.49	Read more Apply now
RHB My1 Full Flexi Home Loan	RHB My1 Full Flexi Home Loan A flexible mortgage plan allows you enjoy interest savings by depositing extra money and withdraw excess cash anytime at zero costs. Suitable for new purchase and refinancing! Get a RM200 Tesco Voucher!2018-11-052019-05-31	Estimated Interest Rate 4.7% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2895.73	Read more Apply now
Hong Leong Mortgage Plus	Hong Leong Mortgage Plus An affordable mortgage plan with fully flexible istalments linked to your current account to reduce interest fees and maximise savings. Get a RM200 Tesco Voucher!2018-11-052019-05-31	Estimated Interest Rate 4.75% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2908.01	Read more Apply now
CIMB HomeFlexi Smart	CIMB HomeFlexi Smart Take ownership of your dream house faster - enjoy flexibility of repayment and withdrawal of excess cash. In fact, there is no fee for setting up and processing of this home loan!	Estimated Interest Rate 5% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2969.80	Read more Apply now
CIMB HomeFlexi Smart-i	CIMB HomeFlexi Smart-i With up to 90% margin of financing and flexibility to make prepayment and withdrawal, you can save more on profits and claim the property title quickly!	Estimated Profit Rate 5.4% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM3070.13	Read more Apply now