Credit Cards: Compare the best credit cards
Sign-up Offers: Compare credit card deals and sign up gifts when you apply for any RinggitPlus promotion
No Annual Fee Credit Cards: Why pay more than you have to?
Cashback Credit Cards: Cashback credit cards convert money you spend into rebates
Rewards Credit Cards: Unlimited cash rebates every day
Petrol Credit Cards: Petrol credit cards offer cashback, reward points or discounts from petrol stations that you use regularly
Islamic Credit Cards: Choose from a range of Shariah compliant Riba-free cards that respect your faith, values, and family traditions
Travel Credit Cards: Airmiles and overseas travel deals

Personal Loans: Borrow at the lowest interest rate
Home Loans: Be sure you're getting the best deal
Car Loans: New or used we got you covered
Easy Payment Plans: Buy with easy monthly instalments
Business Loans: Fund your next business venture

Car Insurance: Easy and stress free motor claims
Home Insurance: Secure your property and belongings
Term Life Insurance: Protection when the unexpected happens
Whole Life Insurance: Life protection and savings for you and your family
Medical Cards: Worry less on your next hospital visit
Critical Illness: Financial support for medical treatment
Travel Insurance: Get covered wherever you go
Personal Accident Insurance: Stay protected from harm's way

Fixed Deposits: Invest at the best interest rates
Savings Accounts: Earn interest on your savings
Current Accounts: Use cheques for easy payments
Islamic Fixed Deposits: Find the best Islamic term deposits
Wealth Management: Start managing your wealth

Online Share Trading: Diversify your portfolio with online trading

Buy Now Pay Later: Shop and pay later with zero-interest installments
E-Wallets: Spend seamlessly using mobile E-Wallets

All Articles: Important money tips and tricks
Banking Basics: Learn personal finance
Insurance Guides: Everything you need to know about insurance
Income Tax Calculator: Tools and FAQ guied for tax e-filing

About Us: We are your personal finance heroes
Contact Us: We’re always here to help
Testimonials: Here's what our customers say about us
Work with Us: Come work for the team that's helping Malaysians get more for their money
Terms and Conditions: Read and understand our Terms of Use, Privacy Policy, and Credit Reporting Agency Terms and Conditions below.

Copyright © 2024 Jirnexu Sdn Bhd. All rights reserved.

Best High Margin Housing Loans in Malaysia 2024

Home loans with a high Margin of Finance generally offer packages that let you charge your moving costs to your loan principal. In this case moving costs normally means the charges for MRTA, MRTT, stamp duty, legal fees and document fees. It's always worth considering insurance with your home loan, including these costs in your mortgage might make your move cheaper in the short term.

RHB Commodity Murabahah Skim Jaminan Kredit Perumahan Home Financing-i
Profit Rate
from 4.55% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,859.08
Maybank Islamic HouzKEY
Profit Rate
from 2.88% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,468.74
RHB My1 First Home Loan
Interest Rate
from 4.1% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,750.68
Alliance ONE Account
Interest Rate
from 4.36% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,813.03
Maybank Commodity Murabahah Home Financing-i
Profit Rate
from 4.25% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,786.56
BSN MyHome Youth Housing Scheme
Interest Rate
from 4.45% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,834.79

Affin Bank My First Home Scheme
Interest Rate
from 4.96% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,959.87
OCBC My First Home Scheme
Interest Rate
from 4.45% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,834.79
MBSB My First Home Scheme-i
Profit Rate
from 4.55% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,859.08
Bank Rakyat Home Financing-i My 1st Home Scheme
Profit Rate
from 4.78% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,915.38
BSN MyHome-i Youth Housing Scheme
Profit Rate
from 4.45% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,834.79
RHB Equity Home Financing-i
Profit Rate
from 4.65% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,883.49

Bank Rakyat Home Financing-i Zero Entry Cost
Profit Rate
from 4.93% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,952.43
BSN MyHome-i
Profit Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62

✕