Best High Margin Housing Loans in Malaysia

Home loans with a high Margin of Finance generally offer packages that let you charge your moving costs to your loan principal. In this case moving costs normally means the charges for MRTA, MRTT, stamp duty, legal fees and document fees. It's always worth considering insurance with your home loan, including these costs in your mortgage might make your move cheaper in the short term.

The property value is RM

I would like to borrow RM over

My annual income is RM as a

Guide on home loan basics
Bank logoHome loan name and reviewInterest RateBorrowed AmountMonthly RepaymentApply Online
Maybank Commodity Murabahah Home Financing-i

Maybank Commodity Murabahah Home Financing-i

The only shariah compliant home loan based on the concept of Murabahah (cost plus profit) in Malaysia

Estimated Profit Rate
4.25% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2786.56
Read moreApply now
Maybank HomeEquity-i

Maybank HomeEquity-i

A conventional Shariah-compliant home loan based on the concept of Musyarakah Mutanaqisah

Estimated Profit Rate
4.25% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2786.56
Read moreApply now
Affin Bank My First Home Scheme

Affin Bank My First Home Scheme

Own your first home without paying thousands of Ringgits for your downpayment! Enjoy 100% financing at lower rates for up to 35 years.

Estimated Interest Rate
4.5% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2846.92
Read moreApply now
OCBC My First Home Scheme

OCBC My First Home Scheme

Borrow up to RM500,000 for your first home! No need to pay for a downpayment, with loan period of up to 35 years. Open to all Malaysians below 40.

Estimated Interest Rate
4.6% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2871.27
Read moreApply now
CIMB My First Home Scheme

CIMB My First Home Scheme

Stop daydreaming about owning a home! Apply for a CIMB housing loan with high financing, no processing fees, and zero downpayments for young adults.

Estimated Interest Rate
5.05% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2982.24
Read moreApply now
BSN Pembiayaan Perumahan Rakyat

BSN Pembiayaan Perumahan Rakyat

Making it easier for everyone to afford a home - a hosuing loan created for people with a variable income or who are self-employed

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
Hong Leong Skim Rumah Pertamaku

Hong Leong Skim Rumah Pertamaku

Hong Leong is making home ownership easier with fast approvals! Get up to 100% financing for young working adults looking to own their first property.

Estimated Interest Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
MBSB My First Home Buyer Scheme

MBSB My First Home Buyer Scheme

Want to purchase your first home for your family? Borrow up to a maximum of 100% of the property price, or up to RM500,000 with the MBSB My First Home Buyer Scheme

Estimated Interest Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
Maybank Skim Rumah Pertamaku

Maybank Skim Rumah Pertamaku

Owning a house is no longer beyond your reach! Get your first home without saving up for a downpayment, pay minimal fees, and high borrowing limit.

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now

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