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Best Islamic Housing Loans in Malaysia 2025

Compare and apply for the best Islamic home loans in Malaysia. Is this home loan Takaful or following Shariah principles? Is it Riba based? Simple, follow our guide to find a mortgage that matches your faith. We'll tell you which concept your home financing is based on and how you can ensure the best protection for your family.

Bank Islam Baiti Home Financing-i
Profit Rate
from 3.8% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,679.72
Bank Islam Wahdah Home Refinancing-i
Profit Rate
from 3.8% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,679.72
RHB Commodity Murabahah Skim Jaminan Kredit Perumahan Home Financing-i
Profit Rate
from 4.55% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,859.08
Maybank Islamic HouzKEY
Profit Rate
from 2.88% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,468.74
KFH Ijarah Muntahiah Bi Al-Tamlik Asset Acquisition Financing-i
Profit Rate
from 4.45% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,834.79
Bank Muamalat Home Financing-i
Profit Rate
from 5.11% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,997.21

OCBC Al-Amin Manarat Home-i
Profit Rate
from 4.45% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,834.79
CIMB Variable Home Financing-i
Profit Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
CIMB HomeFlexi Smart-i
Profit Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
Hong Leong Islamic CM Flexi Property Financing-i
Profit Rate
from 4.6% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,871.27
Al Rajhi Structured Home Financing-i
Profit Rate
from 4.7% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,895.73
AmBank Islamic Home-i
Profit Rate
from 4.5% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,846.92

Maybank Commodity Murabahah Home Financing-i
Profit Rate
from 4.25% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,786.56
AmBank Islamic HomeLink-i
Profit Rate
from 4.5% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,846.92
KFH Ijarah Mawsufah Fi Al-Zimmah Asset Acquisition Financing-i
Profit Rate
from 4.45% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,834.79
MBSB Standard Home Financing-i
Profit Rate
from 4.55% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,859.08
Affin Home Invest-i
Profit Rate
from 4.36% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,813.03
Affin Tawarruq Home Financing-i
Profit Rate
from 5.01% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,972.29

MBSB My First Home Scheme-i
Profit Rate
from 4.55% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,859.08
Bank Rakyat Home Financing-i My 1st Home Scheme
Profit Rate
from 4.78% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,915.38
RHB Equity Home Financing-i
Profit Rate
from 4.65% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,883.49
Bank Rakyat Home Financing-i Zero Entry Cost
Profit Rate
from 4.93% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,952.43
BSN MyHome-i
Profit Rate
from 4.5% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,846.92
CIMB Flexi Home Financing-i
Profit Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
Alliance Bank i-Wish Home Financing-i
Profit Rate
from 4.36% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,813.03
Standard Chartered Saadiq My HomeOne-i
Profit Rate
from 3.9% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,703.26
Public Bank Home Equity Financing-i
Profit Rate
from 4.52% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,851.78

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