Best Islamic Housing Loans in Malaysia

Compare and apply for the best Islamic home loans in Malaysia. Is this home loan Takaful or following Shariah principles? Is it Riba based? Simple, follow our guide to find a mortgage that matches your faith. We'll tell you which concept your home financing is based on and how you can ensure the best protection for your family.

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Guide on home loan basics
Bank logoHome loan name and reviewInterest RateBorrowed AmountMonthly RepaymentApply Online
Bank Islam Baiti Home Financing

Bank Islam Baiti Home Financing

An affordable mortgage based on the Islamic concept of Tawarruq with lower interest rates in the early years of tenure to help you get into a new home

Estimated Profit Rate
4.2% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2774.57
Read moreApply now
Bank Islam Wahdah Home Financing

Bank Islam Wahdah Home Financing

A mortgage based on the Islamic concept of Tawarruq with a capped interest rate and tiered financing to help get you started

Estimated Profit Rate
4.2% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2774.57
Read moreApply now
Maybank Commodity Murabahah Home Financing-i

Maybank Commodity Murabahah Home Financing-i

Part-finance the purchase of your dream home via Murabahah - no lock-in period, no compounding profit and no penalty for early settlement!

Estimated Profit Rate
4.25% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2786.56
Read moreApply now
AmBank Islamic Home-i

AmBank Islamic Home-i

Plan ahead with this Shariah compliant home loan from AmBank Islamic - fixed monthly repayments and an interest cap protect you from the unknown.

Estimated Profit Rate
4.3% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2798.57
Read moreApply now
AmBank Islamic HomeLink-i

AmBank Islamic HomeLink-i

Ambank Islamic provides you with an Islamic mortgage that lets you reduce tenure by many years with extra repayments on your linked current-account-i

Estimated Profit Rate
4.3% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2798.57
Read moreApply now
Public Bank ABBA HomeSave Financing-i

Public Bank ABBA HomeSave Financing-i

Islamic home financing that linked to a Wadiah Current Account-i where you can deposit extra amount to reduce profit charged and withdraw excess repayment for personal use

Estimated Profit Rate
4.35% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2810.62
Read moreApply now
Alliance Bank i-Wish Home Financing-i

Alliance Bank i-Wish Home Financing-i

No setup, processing and monthly maintenance fees with this Shariah compliant home loan based on the concept of Bai Bithaman Ajil

Estimated Profit Rate
4.36% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2813.03
Read moreApply now
Bank Rakyat Home Financing-i PR1MA

Bank Rakyat Home Financing-i PR1MA

Look for a new place to relax and unwind with a second home for your escapades. Enjoy great interest and better savings.

Estimated Profit Rate
4.43% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2829.95
Read moreApply now
Affin Home Invest-i

Affin Home Invest-i

A floating rate Islamic home loan that offers competitive profit rate, flexible repayments, excess cash redraw facility and Takaful protection.

Estimated Profit Rate
4.51% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2849.35
Read moreApply now
Public Bank Home Equity Financing-i

Public Bank Home Equity Financing-i

Variable rate Islamic home loan based on Musharakah Mutanaqisah - choose full-flexible or semi-flexible option to suit your needs

Estimated Profit Rate
4.52% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2851.78
Read moreApply now
BSN MyHome-i Youth Housing Scheme

BSN MyHome-i Youth Housing Scheme

Settle into your new home on cloud nine with BSN - offering higher limit of financing, lower entry costs in addition to government incentive on instalments via this Shariah compliant mortgage.

Estimated Profit Rate
4.55% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2859.08
Read moreApply now
KFH Ijarah Mawsufah Fi Al-Zimmah Asset Acquisition Financing-i

KFH Ijarah Mawsufah Fi Al-Zimmah Asset Acquisition Financing-i

The developer's mortgage - a comprehensive Islamic home loan created especially for people buying properties under construction

Estimated Profit Rate
4.59% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2868.83
Read moreApply now
KFH Ijarah Muntahiah Bi Al-Tamlik Asset Acquisition Financing-i

KFH Ijarah Muntahiah Bi Al-Tamlik Asset Acquisition Financing-i

Islamic home leasing for purchasing completed house with margin of finance up to 90% of the property's value and choice to pay monthly rental on fixed or floating rate.

Estimated Profit Rate
4.59% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2868.83
Read moreApply now
Hong Leong Islamic CM Flexi Property Financing-i

Hong Leong Islamic CM Flexi Property Financing-i

Break away from conventional fixed finance mortgages with this Islamic house financing based on the Shariah principle of Murabahah

Estimated Profit Rate
4.6% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2871.27
Read moreApply now
Bank Rakyat Home Financing-i Manzili Selesa

Bank Rakyat Home Financing-i Manzili Selesa

An Islamic mortgage from Bank Rakyat with competitive profit rates and convenient ways to pay off your monthly installments

Estimated Profit Rate
4.65% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2883.49
Read moreApply now
RHB Equity Home Financing-i

RHB Equity Home Financing-i

Applicable for new purchase and refinancing, part-finance your dream house with RHB Islamic via Shariah compliant lease to own concept

Estimated Profit Rate
4.65% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2883.49
Read moreApply now
Al Rajhi Structured Home Financing-i

Al Rajhi Structured Home Financing-i

A straightforward variable rate term mortgage complied to Shariah, with flexible repayment tenures and no processing fee

Estimated Profit Rate
4.7% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2895.73
Read moreApply now
Public Bank ABBA Financing-i Home Loan

Public Bank ABBA Financing-i Home Loan

A variable rate Islamic home loan with option of redraw facility so that you can choose the best way to manage your money and mortgage

Estimated Profit Rate
4.92% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2949.95
Read moreApply now
BSN MyHome-i

BSN MyHome-i

No processing fee, competitive profit rates and low monthly payments, BSN ensures that you can move into your new home with peace of mind.

Estimated Profit Rate
4.95% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2957.39
Read moreApply now
Bank Rakyat Home Financing-i My 1st Home Scheme

Bank Rakyat Home Financing-i My 1st Home Scheme

For the first time home buyer, get the home you want with MRTT insured home financing. Take the time to find a place that suits you!

Estimated Profit Rate
5.03% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2977.26
Read moreApply now
Bank Muamalat Home Financing-i

Bank Muamalat Home Financing-i

An Islamic home loan offering up to 90% margin of finance and no early settlement charges

Estimated Profit Rate
5.05% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2982.24
Read moreApply now
CIMB Flexi Home Financing-i

CIMB Flexi Home Financing-i

Enjoy the flexibility of making prepayment and withdraw excess cash. Plus, earn attractive low profit rate on the remaining balance in your Special Mudharabah Investment Account-i

Estimated Profit Rate
5.05% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2982.24
Read moreApply now
CIMB HomeFlexi Smart-i

CIMB HomeFlexi Smart-i

With up to 90% margin of financing and flexibility to make prepayment and withdrawal, you can save more on profits and claim the property title quickly!

Estimated Profit Rate
5.05% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2982.24
Read moreApply now
CIMB Term Financing-i

CIMB Term Financing-i

Enjoy zero lock-in period, zero processing fee, and comprehensive GMTP coverage. Pay your monthly instalment at a fixed amount for up to 30 years.

Estimated Profit Rate
5.05% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2982.24
Read moreApply now
CIMB Variable Home Financing-i

CIMB Variable Home Financing-i

Secure your dream house with this variable rate Islamic home mortgage that finances up to 90% of the property value at competitive profit rates.

Estimated Profit Rate
5.05% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2982.24
Read moreApply now
Affin Tawarruq Home Financing-i

Affin Tawarruq Home Financing-i

An Islamic home financing based on the concept of Tawarruq that offers the flexibility of early settlement free of charge!

Estimated Profit Rate
5.16% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM3009.72
Read moreApply now
Bank Rakyat Home Financing-i Zero Entry Cost

Bank Rakyat Home Financing-i Zero Entry Cost

Get the best rates and the have the most convenient ways to pay off your financing.

Estimated Profit Rate
5.18% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM3014.73
Read moreApply now
OCBC Al-Amin Manarat Home-i

OCBC Al-Amin Manarat Home-i

An Islamic home leasing ending with ownership for any homebuyers with multitude of interests. Choose from 3 tailor-made plans: Idaman-i, Impian-i or Warisan-i.

Estimated Profit Rate
5.7% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM3146.54
Read moreApply now
Al Rajhi Home Financing-i

Al Rajhi Home Financing-i

Have certainty on your monthly instalment payment and insured against unexpected with MRTT via a fixed rate Islamic mortgage by Al Rajhi Bank

Estimated Profit Rate
6.4% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM3328.64
Read moreApply now
Affin BNM Priority Sector Home Financing-i

Affin BNM Priority Sector Home Financing-i

Fully Shariah-compliant Islamic Home Financing catered to the low & middle-income group, to help you get the home security that you truly deserve!

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
Affin Credit Plus-i

Affin Credit Plus-i

A reliable Islamic home financing that abide by Shariah rules with no hidden fees and puzzling terms. Enjoy lower profit rate with higher financing amount!

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
Affin Home Assist Plus-i

Affin Home Assist Plus-i

Affin Home Assist Plus-i is a flexible home financing that conforms to Shariah principle of Musharakah Mutanaqisah and lets you chuck in extra repayment to save on profit charges.

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
Affin Home Build-i

Affin Home Build-i

Your dream house worth half a million ringgit? Get the right financing at competitive profit rate with no processing fee and penalty for early settlement.

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
AmBank My First Home Scheme-i

AmBank My First Home Scheme-i

Buy your first home without breaking the bank. Pay lower entry charges, zero processing fee and competitive profit rates every month with this Islamic facility

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
BSN Pembiayaan Perumahan Rakyat

BSN Pembiayaan Perumahan Rakyat

Making it easier for everyone to afford a home - a hosuing loan created for people with a variable income or who are self-employed

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
MBSB My First Home Scheme-i

MBSB My First Home Scheme-i

For ambitious first-timer looking to settle in a bigger house. Get up to 100% financing, save on entry and documentation costs and enjoy attractive profit rate with MBSB

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
MBSB Ultimate

MBSB Ultimate

An exclusive home loan with unparalleled benefits and privileges designed especially for those who want to borrow more than RM500,000

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
Maybank Skim Rumah Pertamaku

Maybank Skim Rumah Pertamaku

Owning a house is no longer beyond your reach! Get your first home without saving up for a downpayment, pay minimal fees, and high borrowing limit.

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
Standard Chartered Saadiq My Home-i

Standard Chartered Saadiq My Home-i

A straightforward conventional Islamic home loan with fixed monthly installments - ideal for those who have strict financial plans.

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
Standard Chartered Saadiq My HomeOne-i

Standard Chartered Saadiq My HomeOne-i

One of the best full-flexible Syariah-compliant housing loan in Malaysia that offers you the quickest and easiest way to reduce your rental rates!

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now

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