Best Islamic Housing Loans in Malaysia

Compare and apply for the best Islamic home loans in Malaysia. Is this home loan Takaful or following Shariah principles? Is it Riba based? Simple, follow our guide to find a mortgage that matches your faith. We'll tell you which concept your home financing is based on and how you can ensure the best protection for your family.

The property value is RM

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Guide on home loan basics
Bank logoHome loan name and reviewInterest RateBorrowed AmountMonthly RepaymentApply Online
Bank Islam Baiti Home Financing

Bank Islam Baiti Home Financing

An affordable mortgage based on the Islamic concept of Tawarruq with lower interest rates in the early years of tenure to help you get into a new home

Estimated Profit Rate
4.2% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2774.57
Read moreApply now
Bank Islam Wahdah Home Financing

Bank Islam Wahdah Home Financing

A mortgage based on the Islamic concept of Tawarruq with a capped interest rate and tiered financing to help get you started

Estimated Profit Rate
4.2% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2774.57
Read moreApply now
AmBank Islamic Home-i

AmBank Islamic Home-i

Plan ahead with this Shariah compliant home loan from AmBank Islamic - fixed monthly repayments and an interest cap protect you from the unknown.

Estimated Profit Rate
4.25% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2786.56
Read moreApply now
AmBank Islamic HomeLink-i

AmBank Islamic HomeLink-i

Ambank Islamic provides you with an Islamic mortgage that lets you reduce tenure by many years with extra repayments on your linked current-account-i

Estimated Profit Rate
4.25% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2786.56
Read moreApply now
Maybank Commodity Murabahah Home Financing-i

Maybank Commodity Murabahah Home Financing-i

The only shariah compliant home loan based on the concept of Murabahah (cost plus profit) in Malaysia

Estimated Profit Rate
4.25% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2786.56
Read moreApply now
Maybank HomeEquity-i

Maybank HomeEquity-i

A conventional Shariah-compliant home loan based on the concept of Musyarakah Mutanaqisah

Estimated Profit Rate
4.25% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2786.56
Read moreApply now
Alliance Bank i-Wish Home Financing-i

Alliance Bank i-Wish Home Financing-i

No setup, processing or maintenance fees with this conventional Syariah compliant home loan based on the concept of Bai Bithaman Ajil

Estimated Profit Rate
4.37% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2815.44
Read moreApply now
Affin Home Invest-i

Affin Home Invest-i

Get your dream house and protect yourself from the fluctuation of profit rate with Affin Home Invest-i.

Estimated Profit Rate
4.4% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2822.69
Read moreApply now
KFH Ijarah Mawsufah Fi Al-Zimmah Asset Acquisition Financing-i

KFH Ijarah Mawsufah Fi Al-Zimmah Asset Acquisition Financing-i

The developer's mortgage - a comprehensive Islamic home loan created especially for people buying properties under construction

Estimated Profit Rate
4.45% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2834.79
Read moreApply now
KFH Ijarah Muntahiah Bi Al-Tamlik Asset Acquisition Financing-i

KFH Ijarah Muntahiah Bi Al-Tamlik Asset Acquisition Financing-i

Islamic home loan offering margin of finance up to 95% of your property's value - And if you settle early there's a great rebate on your interest too

Estimated Profit Rate
4.45% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2834.79
Read moreApply now
Public Bank Home Equity Financing-i

Public Bank Home Equity Financing-i

Variable rate Islamic home loan based on Musharakah Mutanaqisah - choose full-flexible or semi-flexible option to suit your needs

Estimated Profit Rate
4.52% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2851.78
Read moreApply now
Hong Leong Islamic CM Flexi Property Financing-i

Hong Leong Islamic CM Flexi Property Financing-i

Break away from conventional fixed finance mortgages with this Islamic house financing based on the Syariah principle of Murabahah

Estimated Profit Rate
4.6% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2871.27
Read moreApply now
Maybank Commodity Murabahah Shophouse Financing-i

Maybank Commodity Murabahah Shophouse Financing-i

One of the best SME commercial property loan available in Malaysia with attractive interest rates and zero lock-in period

Estimated Profit Rate
4.65% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2883.49
Read moreApply now
RHB Equity Home Financing-i

RHB Equity Home Financing-i

Dependable and flexible home financing from RHB that's fully compliant with Shariah principles via the concept of Musyarakah Mutanaqisah.

Estimated Profit Rate
4.65% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2883.49
Read moreApply now
Al Rajhi Structured Home Financing-i

Al Rajhi Structured Home Financing-i

A straightforward variable interest conventional term mortgage with no late payment fee and no processing fee

Estimated Profit Rate
4.7% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2895.73
Read moreApply now
Bank Rakyat Home Financing-i Manzili Selesa

Bank Rakyat Home Financing-i Manzili Selesa

Conventional term loan based on a floating interest rate with multiple very convenient ways to pay off your installments

Estimated Profit Rate
4.75% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2908.01
Read moreApply now
Affin Tawarruq Home Financing-i

Affin Tawarruq Home Financing-i

An Islamic home financing based on the concept of Tawarruq that offers the flexibility of early settlement free of charge!

Estimated Profit Rate
4.8% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2920.31
Read moreApply now
OCBC Al-Amin Manarat Home-i

OCBC Al-Amin Manarat Home-i

Competitive fixed and floating home finance packages based on the Shariah concepts of Musharakah Mutanaqisah and Ijarah Muntahiah bi Al-Tamlik

Estimated Profit Rate
4.8% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2920.31
Read moreApply now
Public Bank ABBA Financing-i Home Loan

Public Bank ABBA Financing-i Home Loan

A variable rate Islamic home loan with semi-flexi and full-flexi options so that you can choose the best way to manage your money and mortgage

Estimated Profit Rate
4.92% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2949.95
Read moreApply now
CIMB Flexi Home Financing-i

CIMB Flexi Home Financing-i

With the linked Special Mudharabah Current Account-i you can start paying lower profit rates while you earn interest on your remaining balance!

Estimated Profit Rate
4.95% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2957.39
Read moreApply now
Bank Muamalat Home Financing-i

Bank Muamalat Home Financing-i

An Islamic home loan offering up to 90% margin of finance and no early settlement charges

Estimated Profit Rate
5.05% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2982.24
Read moreApply now
CIMB Term Financing-i

CIMB Term Financing-i

Enjoy zero lock-in period, processing fee waivers, and comprehensive GMPT insurance - only with CIMB Term Financing-i

Estimated Profit Rate
5.35% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM3057.49
Read moreApply now
Al Rajhi Business Premises Financing-i

Al Rajhi Business Premises Financing-i

Build up your business empire with this no frills Islamic loan tailor-made for financing commercial property

Estimated Profit Rate
6.4% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM3328.64
Read moreApply now
Al Rajhi Home Financing-i

Al Rajhi Home Financing-i

Get the home loan for low income workers - salary requirement only RM1500 per month - special tiered interest rate to help lower your moving costs

Estimated Profit Rate
6.4% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM3328.64
Read moreApply now
Affin BNM Priority Sector Home Financing-i

Affin BNM Priority Sector Home Financing-i

Fully Shariah-compliant Islamic Home Financing catered to the low & middle-income group, to help you get the home security that you truly deserve!

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
Affin Credit Plus-i

Affin Credit Plus-i

A reliable Islamic home financing that abide by Shariah rules with no hidden fees and puzzling terms. Enjoy lower profit rate with higher financing amount!

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
Affin Home Assist Plus-i

Affin Home Assist Plus-i

Affin Home Assist Plus-i is a flexible home financing that conforms to Shariah principle of Musharakah Mutanaqisah and lets you chuck in extra repayment to save on profit charges.

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
BSN Pembiayaan Perumahan Rakyat

BSN Pembiayaan Perumahan Rakyat

Making it easier for everyone to afford a home - a hosuing loan created for people with a variable income or who are self-employed

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
MBSB Ultimate

MBSB Ultimate

An exclusive home loan with unparalleled benefits and privileges designed especially for those who want to borrow more than RM500000

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
Maybank Skim Rumah Pertamaku

Maybank Skim Rumah Pertamaku

Owning a house is no longer beyond your reach! Get your first home without saving up for a downpayment, pay minimal fees, and high borrowing limit.

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
Standard Chartered Saadiq My Home-i

Standard Chartered Saadiq My Home-i

A straightforward conventional Islamic home loan with fixed monthly installments - ideal for those who have strict financial plans.

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now
Standard Chartered Saadiq My HomeOne-i

Standard Chartered Saadiq My HomeOne-i

One of the best full-flexible Syariah-compliant housing loan in Malaysia that offers you the quickest and easiest way to reduce your rental rates!

Estimated Profit Rate
15% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM
Read moreApply now

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