Best Islamic Housing Loans in Malaysia

Compare and apply for the best Islamic home loans in Malaysia. Is this home loan Takaful or following Shariah principles? Is it Riba based? Simple, follow our guide to find a mortgage that matches your faith. We'll tell you which concept your home financing is based on and how you can ensure the best protection for your family.

Bank logo	Home loan name and review	Interest Rate	Borrowed Amount	Monthly Repayment	Apply Online
Maybank HouzKEY	Maybank HouzKEY HouzKEY, a homeownership solution by Maybank Islamic that is designed to assist you in your home financing with great flexibility and cash flow efficiency. Get Your New Dream Home Easily- Only on RinggitPlus2019-12-122020-12-31	Estimated Profit Rate 4.25% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2786.56	Read more Apply now
KFH Ijarah Muntahiah Bi Al-Tamlik Asset Acquisition Financing-i	KFH Ijarah Muntahiah Bi Al-Tamlik Asset Acquisition Financing-i Islamic home financing for purchasing your dream house with up to 90% margin of financing and flexible repayment terms on fixed or floating rate.	Estimated Profit Rate 4.2% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2774.57	Read more Apply now
Maybank Commodity Murabahah Home Financing-i	Maybank Commodity Murabahah Home Financing-i Part-finance the purchase of your dream home via Murabahah - no lock-in period, no compounding profit and no penalty for early settlement!	Estimated Profit Rate 4% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2726.91	Read more Apply now
BSN MyHome-i	BSN MyHome-i No processing fee, competitive profit rates and low monthly payments, BSN ensures that you can move into your new home with peace of mind.	Estimated Profit Rate 4.1% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2750.68	Read more Apply now
Alliance Bank i-Wish Home Financing-i	Alliance Bank i-Wish Home Financing-i No setup, processing and monthly maintenance fees with this Shariah compliant home loan based on the concept of Bai Bithaman Ajil	Estimated Profit Rate 4.11% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2753.07	Read more Apply now
Bank Rakyat Home Financing-i PR1MA	Bank Rakyat Home Financing-i PR1MA Look for a new place to relax and unwind with a second home for your escapades. Enjoy great interest and better savings.	Estimated Profit Rate 4.18% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2769.78	Read more Apply now
BSN MyHome-i Youth Housing Scheme	BSN MyHome-i Youth Housing Scheme Settle into your new home on cloud nine with BSN - offering higher limit of financing, lower entry costs in addition to government incentive on instalments via this Shariah compliant mortgage.	Estimated Profit Rate 4.2% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2774.57	Read more Apply now
KFH Ijarah Mawsufah Fi Al-Zimmah Asset Acquisition Financing-i	KFH Ijarah Mawsufah Fi Al-Zimmah Asset Acquisition Financing-i The developer's mortgage - a comprehensive Islamic home loan created especially for people buying properties under construction	Estimated Profit Rate 4.2% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2774.57	Read more Apply now
AmBank Islamic Home-i	AmBank Islamic Home-i Plan ahead with this Shariah compliant home loan from AmBank Islamic - fixed monthly repayments and an interest cap protect you from the unknown.	Estimated Profit Rate 4.25% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2786.56	Read more Apply now
AmBank Islamic HomeLink-i	AmBank Islamic HomeLink-i Ambank Islamic provides you with an Islamic mortgage that lets you reduce tenure by many years with extra repayments on your linked current-account-i	Estimated Profit Rate 4.25% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2786.56	Read more Apply now
Public Bank Home Equity Financing-i	Public Bank Home Equity Financing-i Variable rate Islamic home loan based on Musharakah Mutanaqisah - choose full-flexible or semi-flexible option to suit your needs	Estimated Profit Rate 4.27% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2791.36	Read more Apply now
Bank Islam Baiti Home Financing	Bank Islam Baiti Home Financing An affordable mortgage based on the Islamic concept of Tawarruq with low interest rate, flexible tenures and payment holiday to help you get into a new home	Estimated Profit Rate 4.32% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2803.39	Read more Apply now
Bank Islam Wahdah Home Financing	Bank Islam Wahdah Home Financing A remortgage plan based on the Islamic concept of Tawarruq with a capped interest rate and tiered financing to help you lower your home monthly instalments.	Estimated Profit Rate 4.32% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2803.39	Read more Apply now
CIMB Flexi Home Financing-i	CIMB Flexi Home Financing-i Enjoy the flexibility of making prepayment and withdraw excess cash with fast 1-Minute CIMB InstaApproval. Plus, earn attractive low profit rate on the remaining balance in your Special Mudharabah Investment Account-i.	Estimated Profit Rate 4.35% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2810.62	Read more Apply now
CIMB HomeFlexi Smart-i	CIMB HomeFlexi Smart-i With 1-Minute CIMB InstaApproval and up to 90% margin of financing, along with flexibility to make prepayment and withdrawal perks - save more on profits and claim the property title quickly!	Estimated Profit Rate 4.35% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2810.62	Read more Apply now
CIMB Variable Home Financing-i	CIMB Variable Home Financing-i Secure your dream house with this variable rate Islamic home mortgage that finances up to 90% of the property value at competitive profit rates and with fast 1-Minute CIMB InstaApproval!	Estimated Profit Rate 4.35% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2810.62	Read more Apply now
Affin Home Invest-i	Affin Home Invest-i A floating rate Islamic home loan that offers competitive profit rate, flexible repayments, excess cash redraw facility and Takaful protection.	Estimated Profit Rate 4.36% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2813.03	Read more Apply now
Bank Rakyat Home Financing-i Manzili Selesa	Bank Rakyat Home Financing-i Manzili Selesa An Islamic mortgage from Bank Rakyat with competitive profit rates and convenient ways to pay off your monthly installments	Estimated Profit Rate 4.4% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2822.69	Read more Apply now
OCBC Al-Amin Manarat Home-i	OCBC Al-Amin Manarat Home-i An Islamic home leasing ending with ownership for any homebuyers with multitude of interests. Choose from 3 tailor-made plans: Idaman-i, Impian-i or Warisan-i.	Estimated Profit Rate 4.45% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2834.79	Read more Apply now
Hong Leong Islamic CM Flexi Property Financing-i	Hong Leong Islamic CM Flexi Property Financing-i Break away from conventional fixed finance mortgages with this Islamic house financing based on the Shariah principle of Murabahah	Estimated Profit Rate 4.6% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2871.27	Read more Apply now
RHB Equity Home Financing-i	RHB Equity Home Financing-i Applicable for new purchase and refinancing, part-finance your dream house with RHB Islamic via Shariah compliant lease to own concept	Estimated Profit Rate 4.65% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2883.49	Read more Apply now
Public Bank ABBA Financing-i Home Loan	Public Bank ABBA Financing-i Home Loan A variable rate Islamic home loan with option of redraw facility so that you can choose the best way to manage your money and mortgage	Estimated Profit Rate 4.67% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2888.38	Read more Apply now
Al Rajhi Structured Home Financing-i	Al Rajhi Structured Home Financing-i A straightforward variable rate term mortgage complied to Shariah, with flexible repayment tenures and no processing fee	Estimated Profit Rate 4.7% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2895.73	Read more Apply now
Bank Rakyat Home Financing-i My 1st Home Scheme	Bank Rakyat Home Financing-i My 1st Home Scheme For the first time home buyer, get the home you want up to RM2 million with MRTT insured home financing. Take the time to find a place that suits you!	Estimated Profit Rate 4.78% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2915.38	Read more Apply now
Bank Muamalat Home Financing-i	Bank Muamalat Home Financing-i An Islamic home loan offering up to 90% margin of finance and no early settlement charges	Estimated Profit Rate 4.86% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2935.11	Read more Apply now
Bank Rakyat Home Financing-i Zero Entry Cost	Bank Rakyat Home Financing-i Zero Entry Cost Get the best rate for your home financing plan and zero cost for legal fees, valuation costs and stamp duty. Suitable for new financing and refinancing!	Estimated Profit Rate 4.93% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2952.43	Read more Apply now
Affin Tawarruq Home Financing-i	Affin Tawarruq Home Financing-i A Tawarruq-based Islamic home financing for the acquisition of under construction residential property with up to 90% margin of financing.	Estimated Profit Rate 5.01% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM2972.29	Read more Apply now
MBSB My First Home Scheme-i	MBSB My First Home Scheme-i For ambitious first-timer looking to settle in a bigger house. Get up to 100% financing, save on entry and documentation costs and enjoy attractive profit rate with MBSB	Estimated Profit Rate 8.1% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM3792.03	Read more Apply now
MBSB Standard Home Financing-i	MBSB Standard Home Financing-i Get finance up to RM500,000 with MBSB Bank and get zero processing fee, high margin financing, competitive rate and flexible repayment	Estimated Profit Rate 8.1% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM3792.03	Read more Apply now
Affin BNM Priority Sector Home Financing-i	Affin BNM Priority Sector Home Financing-i A fully Shariah-compliant home financing for the low and mid-income segment. Get financing up to 90% margin at an attractive profit rate!	Estimated Profit Rate 15% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM	Read more Apply now
Affin Credit Plus-i	Affin Credit Plus-i A remortgage financing plan for personal use and investment in additional asset. Pay extra on your repayment to enjoy savings on profit charges!	Estimated Profit Rate 15% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM	Read more Apply now
Affin Home Assist Plus-i	Affin Home Assist Plus-i Term financing with flexibility to make extra payment to save on profit charges. Only for properties below RM200,000 - perfect for low to mid-income earners.	Estimated Profit Rate 15% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM	Read more Apply now
Affin Home Build-i	Affin Home Build-i Buying a residential land or building your own dream house, Home Build-i has got you covered for up to RM5 million!	Estimated Profit Rate 15% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM	Read more Apply now
AmBank My First Home Scheme-i	AmBank My First Home Scheme-i Buy your first home without breaking the bank. Pay lower entry charges, zero processing fee and competitive profit rates every month with this Islamic facility	Estimated Profit Rate 15% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM	Read more Apply now
BSN Pembiayaan Perumahan Rakyat	BSN Pembiayaan Perumahan Rakyat Making it easier for everyone to afford a home - a housing loan created for people with a variable income or who are self-employed	Estimated Profit Rate 15% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM	Read more Apply now
MBSB Ultimate Home Financing-i	MBSB Ultimate Home Financing-i Own your ultimate dream house with MBSB Bank home financing solution, giving you a high margin of financing, competitive rate and flexible payment.	Estimated Profit Rate 15% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM	Read more Apply now
Maybank Skim Rumah Pertamaku	Maybank Skim Rumah Pertamaku Owning a house is no longer beyond your reach! Get your first home without saving up for a downpayment, pay minimal fees, and high borrowing limit.	Estimated Profit Rate 15% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM	Read more Apply now
Standard Chartered Saadiq My Home-i	Standard Chartered Saadiq My Home-i A straightforward conventional Islamic home loan with fixed monthly installments - ideal for those who have strict financial plans.	Estimated Profit Rate 15% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM	Read more Apply now
Standard Chartered Saadiq My HomeOne-i	Standard Chartered Saadiq My HomeOne-i One of the best full-flexible Syariah-compliant housing loan in Malaysia that offers you the quickest and easiest way to reduce your rental rates!	Estimated Profit Rate 15% p.a.	Borrowing RM450000 over 20 years	Monthly Repayment RM	Read more Apply now

Best Islamic Housing Loans in Malaysia

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