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Best Low Interest Rate Housing Loans in Malaysia 2025

Take one of these low interest home loans and you could be paying a lot less for your new house over the lifetime of your mortgage. A tiny cut in interest rate of 0.25% might result in a saving of tens of thousands of ringgit over thirty years so make sure you do your homework and get the best deal. Who wouldn't want to pay less for their new house?

Bank Islam Baiti Home Financing-i
Profit Rate
from 3.8% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,679.72
Bank Islam Wahdah Home Refinancing-i
Profit Rate
from 3.8% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,679.72
Maybank Islamic HouzKEY
Profit Rate
from 2.88% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,468.74
Standard Chartered MortgageOne™ Zero Cost
Interest Rate
from 4.2% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,774.57
RHB My1 First Home Loan
Interest Rate
from 4.1% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,750.68
Standard Chartered MortgageOne™
Interest Rate
from 3.9% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,703.26

HSBC HomeSmart
Interest Rate
from 4.3% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,798.57
Maybank Maxi Home
Interest Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
Public Bank MORE Plan
Interest Rate
from 4.22% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,779.36
Maybank Maxi Home Flexi Loan
Interest Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
CIMB Variable Home Financing-i
Profit Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
CIMB HomeFlexi Smart-i
Profit Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62

Public Bank 5 Home Plan
Interest Rate
from 4.22% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,779.36
alrajhi bank Malaysia Home Financing-i
Profit Rate
from 3.9% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,703.26
Maybank Commodity Murabahah Home Financing-i
Profit Rate
from 4.25% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,786.56
CIMB HomeFlexi Smart
Interest Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
Affin Home Invest-i
Profit Rate
from 4.36% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,813.03
Alliance Bank Conventional Home Loan
Interest Rate
from 4.11% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,753.07

CIMB Flexi Home Financing-i
Profit Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
Standard Chartered Saadiq My HomeOne-i
Profit Rate
from 3.9% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,703.26
CIMB HomeLoan
Interest Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62

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