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Best Low Interest Rate Housing Loans in Malaysia 2023

Take one of these low interest home loans and you could be paying a lot less for your new house over the lifetime of your mortgage. A tiny cut in interest rate of 0.25% might result in a saving of tens of thousands of ringgit over thirty years so make sure you do your homework and get the best deal. Who wouldn't want to pay less for their new house?

Maybank Islamic HouzKEY
Profit Rate
from 2.88% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,468.74
Bank of China Housing Loan
Interest Rate
from 3.85% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,691.48
Standard Chartered MortgageOne
Interest Rate
from 3.9% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,703.26
Standard Chartered MortgageOne Refinancing
Interest Rate
from 3.95% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,715.07
Public Bank MORE Plan
Interest Rate
from 3.97% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,719.80
Public Bank 5 Home Plan
Interest Rate
from 3.97% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,719.80

Maybank Commodity Murabahah Home Financing-i
Profit Rate
from 4% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,726.91
Maybank Maxi Home
Interest Rate
from 4.1% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,750.68
BSN MyHome-i
Profit Rate
from 4.1% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,750.68
Maybank Maxi Home Flexi Loan
Interest Rate
from 4.1% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,750.68
Alliance Bank i-Wish Home Financing-i
Profit Rate
from 4.11% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,753.07
KFH Ijarah Muntahiah Bi Al-Tamlik Asset Acquisition Financing-i
Profit Rate
from 4.2% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,774.57

BSN MyHome-i Youth Housing Scheme
Profit Rate
from 4.2% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,774.57
BSN MyHome Youth Housing Scheme
Interest Rate
from 4.2% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,774.57
KFH Ijarah Mawsufah Fi Al-Zimmah Asset Acquisition Financing-i
Profit Rate
from 4.2% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,774.57
UOB iNTELLIGENT Home Loan
Interest Rate
from 4.24% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,784.16
AmBank Home Link
Interest Rate
from 4.25% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,786.56
AmBank Home Loan
Interest Rate
from 4.25% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,786.56

BSN MyHome
Interest Rate
from 4.25% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,786.56
AmBank Islamic HomeLink-i
Profit Rate
from 4.25% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,786.56
AmBank Islamic Home-i
Profit Rate
from 4.25% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,786.56
Public Bank Home Equity Financing-i
Profit Rate
from 4.27% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,791.36
Bank Islam Wahdah Home Financing
Profit Rate
from 4.32% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,803.39
Bank Islam Baiti Home Financing
Profit Rate
from 4.32% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,803.39
CIMB HomeFlexi Smart-i
Profit Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
CIMB HomeFlexi Smart
Interest Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
CIMB Variable Home Financing-i
Profit Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
CIMB Flexi Home Financing-i
Profit Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
CIMB HomeLoan
Interest Rate
from 4.35% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,810.62
Affin Home Invest-i
Profit Rate
from 4.36% p.a.
Tenure
over 20 years
Monthly Repayment
RM2,813.03

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