Best Low Interest Rate Housing Loans in Malaysia

Take one of these low interest home loans and you could be paying a lot less for your new house over the lifetime of your mortgage. A tiny cut in interest rate of 0.25% might result in a saving of tens of thousands of ringgit over thirty years so make sure you do your homework and get the best deal. Who wouldn't want to pay less for their new house?

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Guide on home loan basics
Bank logoHome loan name and reviewInterest RateBorrowed AmountMonthly RepaymentApply Online
Bank Islam Baiti Home Financing

Bank Islam Baiti Home Financing

An affordable mortgage based on the Islamic concept of Tawarruq with lower interest rates in the early years of tenure to help you get into a new home

Estimated Profit Rate
4.2% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2774.57
Read moreApply now
Bank Islam Wahdah Home Financing

Bank Islam Wahdah Home Financing

A mortgage based on the Islamic concept of Tawarruq with a capped interest rate and tiered financing to help get you started

Estimated Profit Rate
4.2% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2774.57
Read moreApply now
Public Bank 5 Home Plan

Public Bank 5 Home Plan

A term housing mortgage with option of redraw facility and no monthly fees - pay extra to reduce your principal, withdraw cash when you need extra funds

Estimated Interest Rate
4.22% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2779.36
Read moreApply now
Public Bank MORE Plan

Public Bank MORE Plan

Pay minimal fees and get an attractive interest rate when you refinance your home! Enjoy a free Public Bank credit card, cash withdrawal, and overdraft serivices.

Estimated Interest Rate
4.22% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2779.36
Read moreApply now
AmBank Islamic Home-i

AmBank Islamic Home-i

Plan ahead with this Shariah compliant home loan from AmBank Islamic - fixed monthly repayments and an interest cap protect you from the unknown.

Estimated Profit Rate
4.25% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2786.56
Read moreApply now
AmBank Islamic HomeLink-i

AmBank Islamic HomeLink-i

Ambank Islamic provides you with an Islamic mortgage that lets you reduce tenure by many years with extra repayments on your linked current-account-i

Estimated Profit Rate
4.25% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2786.56
Read moreApply now
Maybank Commodity Murabahah Home Financing-i

Maybank Commodity Murabahah Home Financing-i

The only shariah compliant home loan based on the concept of Murabahah (cost plus profit) in Malaysia

Estimated Profit Rate
4.25% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2786.56
Read moreApply now
Maybank HomeEquity-i

Maybank HomeEquity-i

A conventional Shariah-compliant home loan based on the concept of Musyarakah Mutanaqisah

Estimated Profit Rate
4.25% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2786.56
Read moreApply now
Maybank Maxi Home Flexi Loan

Maybank Maxi Home Flexi Loan

Flexible house financing package offers a combination of a home loan and current account overdraft to manage your money and receive interest earnings.

Estimated Interest Rate
4.35% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2810.62
Read moreApply now
Alliance Bank i-Wish Home Financing-i

Alliance Bank i-Wish Home Financing-i

No setup, processing or maintenance fees with this conventional Syariah compliant home loan based on the concept of Bai Bithaman Ajil

Estimated Profit Rate
4.37% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2815.44
Read moreApply now
Affin Home Invest-i

Affin Home Invest-i

Get your dream house and protect yourself from the fluctuation of profit rate with Affin Home Invest-i.

Estimated Profit Rate
4.4% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2822.69
Read moreApply now
BSN GIRO Home

BSN GIRO Home

You'll benefit from BSN's GIRO Home Loan with low interest rates and package options for just about everyone

Estimated Interest Rate
4.4% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2822.69
Read moreApply now

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