Best Low Interest Rate Housing Loans in Malaysia

Take one of these low interest home loans and you could be paying a lot less for your new house over the lifetime of your mortgage. A tiny cut in interest rate of 0.25% might result in a saving of tens of thousands of ringgit over thirty years so make sure you do your homework and get the best deal. Who wouldn't want to pay less for their new house?

The property value is RM

I would like to borrow RM over

My annual income is RM as a

Guide on home loan basics
Bank logoHome loan name and reviewInterest RateBorrowed AmountMonthly RepaymentApply Online
Bank Islam Baiti Home Financing

Bank Islam Baiti Home Financing

An affordable mortgage based on the Islamic concept of Tawarruq with lower interest rates in the early years of tenure to help you get into a new home

Estimated Profit Rate
4.2% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2774.57
Read moreApply now
Bank Islam Wahdah Home Financing

Bank Islam Wahdah Home Financing

A mortgage based on the Islamic concept of Tawarruq with a capped interest rate and tiered financing to help get you started

Estimated Profit Rate
4.2% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2774.57
Read moreApply now
Public Bank 5 Home Plan

Public Bank 5 Home Plan

A term housing loan with no processing and monthly fees. Deposit extra cash to reduce your principal and withdraw excess money when you need extra funds

Estimated Interest Rate
4.22% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2779.36
Read moreApply now
Public Bank MORE Plan

Public Bank MORE Plan

Pay minimal fees and get an attractive interest rate when you refinance your home! Enjoy a free Public Bank credit card, cash withdrawal, and overdraft facility.

Estimated Interest Rate
4.22% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2779.36
Read moreApply now
Maybank Commodity Murabahah Home Financing-i

Maybank Commodity Murabahah Home Financing-i

Part-finance the purchase of your dream home via Murabahah - no lock-in period, no compounding profit and no penalty for early settlement!

Estimated Profit Rate
4.25% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2786.56
Read moreApply now
AmBank Islamic Home-i

AmBank Islamic Home-i

Plan ahead with this Shariah compliant home loan from AmBank Islamic - fixed monthly repayments and an interest cap protect you from the unknown.

Estimated Profit Rate
4.3% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2798.57
Read moreApply now
AmBank Islamic HomeLink-i

AmBank Islamic HomeLink-i

Ambank Islamic provides you with an Islamic mortgage that lets you reduce tenure by many years with extra repayments on your linked current-account-i

Estimated Profit Rate
4.3% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2798.57
Read moreApply now
Maybank Maxi Home Flexi Loan

Maybank Maxi Home Flexi Loan

Flexible house financing package offers a combination of a home loan and current account overdraft to manage your money and receive interest earnings.

Estimated Interest Rate
4.35% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2810.62
Read moreApply now
Public Bank ABBA HomeSave Financing-i

Public Bank ABBA HomeSave Financing-i

Islamic home financing that linked to a Wadiah Current Account-i where you can deposit extra amount to reduce profit charged and withdraw excess repayment for personal use

Estimated Profit Rate
4.35% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2810.62
Read moreApply now
Alliance Bank i-Wish Home Financing-i

Alliance Bank i-Wish Home Financing-i

No setup, processing and monthly maintenance fees with this Shariah compliant home loan based on the concept of Bai Bithaman Ajil

Estimated Profit Rate
4.36% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2813.03
Read moreApply now
UOB iNTELLIGENT Home Loan

UOB iNTELLIGENT Home Loan

A semi-flexible home loan that offers fortnightly repayments so that you can own your property faster

Estimated Interest Rate
4.38% p.a.
Borrowing
RM450000
over 20 years
Monthly Repayment
RM2817.86
Read moreApply now

View More

Apply online now for

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to bank website

If you have any questions let us know at can@ringgitplus.com, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.