Apple iPhone 7

Apple iPhone 7

U MicroCredit Plan Apple iPhone 7

Get the much anticipated new iPhone 7 with the U Mobile plan and pay in small installments for your incredible phone.

    • Monthly fee from RM40
    • Save up to RM1399 on phone
    • Unlimited calls to all operator
    • Up to 10GB data

Free Sony EXTRA BASS™ Wireless Headphones with U MicroCredit

Free Sony EXTRA BASS™ Wireless Headphones with U MicroCredit

Apply online now for U MicroCredit Plan Apple iPhone 7

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U MicroCredit

Fees and charges for your new iPhone 7

iPhone 7 32GB
iPhone 7 128GB iPhone 7 256GB
Device Price RM2925.60 RM3376.10 RM3826.60
Loan Type Full Financing Full Financing
Full Financing
Repayment Period 12-36 months
12-36 months 12-36 months
Interest Rate 1.5% 1.1% 1.1%
U MicroCredit Instalments* Starting at RM117/month
Starting at RM134/month Starting at RM152/month

All prices are inclusive of GST
*Price is not inclusive of chosen U Mobile iPlan monthly fee


All you need to know about this mobile plan

  • i40
    Data Quota
    Free Voice Calls
    40 mins
    to all operator
    Free SMS
    20 SMS
    to all operator
  • i60
    Data Quota
    Free Voice Calls
    60 mins
    to all operator
    Free SMS
    30 SMS
    to all operator
  • i90
    Data Quota
    Free Voice Calls
    Unlimited call
    to all operator
    Free SMS
    45 SMS
    to all operator
  • i130
    Data Quota
    Free Voice Calls
    Unlimited call
    to all operator
    Free SMS
    65 SMS
    to all operator

Cost of Ownership

How much exactly does it cost to own this phone

PlanPhone CapacityContract PeriodApple iPhone 7
Discounted Price
Upfront FeeMonthly Fee
i4032 GB24 monthsRM2520RM240RM40
i40128 GB24 monthsRM2945RM240RM40
i40256 GB24 monthsRM3370RM240RM40
i6032 GB24 monthsRM2400RM360RM60
i60128 GB24 monthsRM2825RM360RM60
i60256 GB24 monthsRM3250RM360RM60
i9032 GB24 monthsRM2160RM600RM90
i90128 GB24 monthsRM2585RM600RM90
i90256 GB24 monthsRM3010RM600RM90
i13032 GB24 monthsRM1800RM960RM130
i130128 GB24 monthsRM2225RM960RM130
i130256 GB24 monthsRM2650RM960RM130


What makes this phone bundle plan stand out?

Phone Specifications
Internal Memory
  • 32 GB
  • 128 GB
  • 256 GB
Battery Size
1960 mAh
Screen Size
4.7 inch
Rear Camera Resolution
12 Megapixels
Front Camera Resolution
7 Megapixels
2 GB


There are always fees but how much are they?

Early Termination Fee
  • Subject to agreement with credit service provider.

Frequently Asked Questions about U MicroCredit Plan Apple iPhone 7

Things you might want to know

What is U MicroCredit?

Consider it your one-way ticket to getting that iPhone 7 that you want so badly. No judgement, the phone is a dream to use and the sleek appearance that it has only adds to its charm. However it’s not the most affordable smartphone on the market.

With U Mobile, you can now sign up for a mobile plan, and then sign up for loan with U MicroCredit and buy yourself that iPhone 7 to go with it. The U MicroCredit works as a financing plan that helps you pay for your device over after you’ve selected the mobile plan of your choice.

Not only that, it offers you a better payment plan than most banks, with better interest rates and repayment tenures to make your lives easier. It uses both AEON Credit Service and JCL credit leasing you can choose your loan amount and a payment method that works for you.

How does U MicroCredit work?

Well first you need to pick the phone you want and how much you would like to borrow based on the price of the device. It’s all up to you, so you can choose to borrow anything from RM1,000 to the full price of the device.

From there pick a repayment tenure between 12, 24, 30, and 36 months. Be careful to pick a liberal tenure, because your monthly payments will be calculated according to your tenure period.

Now once you have chosen your iPlan the monthly loan installment will be added to your monthly iPlan fee. The total will be your monthly payment.

What about other fees and charges?

There aren’t any! You will not be required to pay any additional fees upon registration. This loan doesn’t require a guarantor either. The only thing you need to know about is the administration fee of RM84.80, but it is already being included in your monthly payment so no worries there.

How do I apply for U MicroCredit?

Apply online right now and select your preferred repayment period and iPlan to power up your iPhone 7 with more fast 4G LTE data. Relax you won’t need to have your credit card to make any payments either.

Once your U MicroCredit application has been approved, headover to the nearest U Mobile store to pick up your new Apple smartphone.

What are the requirements?

To be eligible you will need to be between 18 and 65 with a monthly income of RM900 or more. Fill in the application form and submit copies of the following documents:

Salaried employee

  • Front & back copy of NRIC
  • Latest one month salary slip
  • Most recent 3 months EPF statement / bank statement credit of monthly salary
  • Bank statement with account details

Self employed

  • Front & back copy of NRIC
  • Bank statement with account details
  • Business registration form
  • Form B and tax payment receipt / bank statement showing 6 months of transactions

How do I make the payments?

The U MicroCredit works with both your savings or bank account, therefore if you don’t hold a credit card, it’s not a problem. Upon registration, you will be required to present your bank account details for the auto debit feature.

Every month following your repayment schedule, U MicroCredit with auto debit the exact amount of your monthly repayment. This means you will never be late on payments and you will never have to worry about building up your credit card debt.

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