ACE Jerneh

Underwritten by ACE Jerneh Insurance Berhad

ACE Jerneh Crystal Essentials

Some accidents are preventable but some are not. Get the financial relief you and your family need when you're struck with grievous accident. Enjoy 10% more protection each time your policy is renewed!

    • Up to RM1 mil Accidental Death Benefit
    • Up to RM1 mil TPD Benefit
    • Up to RM12000 Medical Expenses Benefit

Get covered now with ACE Jerneh Crystal Essentials

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What makes this insurance policy stand out?

  • Cover Type
    for individual and child
  • Maximum Entry Age
    protection up to 80 years of age
  • Renewal Bonus
    10% increase of sum assured up to 100% Sum assured for accidental death and permanent disablement


How much you can claim for ACE Jerneh Crystal Essentials

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM50000 up to RM1000000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM50000 up to RM1000000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    from RM60 up to RM500 per week
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM3500 up to RM12000
    • Double Indemnity
      For death that occurs using public transportation you get double the accidental death benefits.
      from RM100000 up to RM2000000
    • Dental And Cosmetic Surgery
      Total cover for dental treatment and reconstructive surgery for injuries that are accident related.
      from RM5000 up to RM10000
    • Ambulance Fee
      For the ambulance ride to the hospital and paramedics who arrive on the scene.
      RM2000 per occurrence
    • Medical Evacuation Or Repatriation
      Insured cost for emergency medical evacuation, or return of mortal remains if you pass away while traveling abroad.
    • Funeral Expenses
      What your insurer will cover for your funeral if you pass away in an accident
    • Bereavement Benefit
      Cash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
      from RM5000 up to RM100000
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM30 up to RM225 per day up to 180 days
    • Post Mortem Report
      For the cost involved in determining the cause of death of the policyholder.
    • Home Nursing
      How much you can claim for home nursing care, if certified by a hospital following an accident.
      from RM250
    • Alternative Medical Treatment
      In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
      RM50 up to RM400
    • HIV Due To Blood Transfusion
      Insured coverage if you contract HIV as a result of a contamintated blood transfer.
      from RM5000 up to RM100000
    • Kidnap
      Cover benefits provided by the insurer if policyholder is kidnapped.
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM50000 up to RM300000
    • Snatch Theft
      For damage and loss of personal belongings if you're a victim of snatch theft.
    • Impotency Or Infertility
      Compensation to policyholder if an accident causes damage or loss of reproductive organs.
    • Purchase Of Orthopaedic Equipment
      Amount covered for braces, walking aids and other orthotic equipment to help your bones mend.
      from RM1000 up to RM5000
    • Temporary Partial Disablement
      Partial compensation if you are temporarily only able to perform limited work after an accident.
      from RM30 up to RM250 per week
    • Travel Expenses
      Travel reimbursement for family members to visit you while in the hospital.
      from RM2000 up to RM5000
View more coverage details +


How much your premiums may cost

  • Budget Planner

    While Jamal keeps a close eye on his spending budget, he has set aside a portion particularly for personal accident insurance

    Suggested PremiumRM101
    Get Quote
  • Office Admin

    Susan worries about her safety than anything else ever since she commutes to work by car everyday. She's looking for a policy that would ease her worries.

    Suggested PremiumRM226
    Get Quote
  • Machinery Operator

    Accidents are prone to happen especially in Mr.Tay's workplace. He wants extra protection on top of the company's insurance.

    Suggested PremiumRM419
    Get Quote

Actual premium rates will be determined by ACE Jerneh Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Customer Service Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 1 month of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 80 years of age
Who can Apply
  • Malaysians
  • Permanent residents of Malaysia
  • Foreigner's spouse and children who are legally residing in Malaysia