Underwritten by AIA Bhd.

AIA Anniversary PA

Family first with a PA Insurance plan that protects your family financially when you are hit with unforeseen accidents or injury such as permanent disablement and even death due to dengue fever - leave a legacy behind instead of being a burden!

    • Up to RM1m TPD Benefit
    • Up to RM10000 Medical Expenses Benefit
    • Up to RM1m Accidental Death Or TPD Benefit
View product disclosure sheet.


What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 75 years of age


How much you can claim for AIA Anniversary PA

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    Not Covered
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM300000 up to RM1000000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM4000 up to RM10000
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM150 up to RM300 per day up to 365 days
    • Miscellaneous Benefits
      AIA Anniversary PA also provides the following benefit:
      Death Due To Dengue Viral Fever
View more coverage details +


How much your premiums may cost

  • Budget Planner

    Sadhu who is in his early 20s has just got his first job as a barista. He can only commit to the cheapest plan for now.

    Suggested PremiumRM340.00
    Get Quote
  • Machinery Operator

    Working in a fruit tinning factory, Chin Wei needs to pay for a higher premium to get covered as his work is labelled as dangerous.

    Suggested PremiumRM873.00
    Get Quote
  • Business Traveller

    Abdullah is the breadwinner at the age of 45. He wants the best coverage he can get to protect his family financially if anything happens to him.

    Suggested PremiumRM1045.00
    Get Quote

Actual premium rates will be determined by AIA Bhd. and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Making a claim could be a real fuss if you do not know how. Be well versed in the process and it can save you lots of trouble.

Like any other claim, it always starts with notifying the insurer of the event you're claiming on. To do that, AIA require you to furnish them with a written notice not later than 30 days from the date of incident. Failing to do so might result in rejection of your claim.

Then, based on the type of the event, complete the corresponding claim form below:

If the incident of yours do not fall in any of the category above, you can either contact their friendly customer service representative at 1300 88 1899, visit their branch directly or log on to [email protected] to get a claim form.

AIA is also going to need some supporting documents from you, get them ready according to this checklist. Finally, deliver all the completed forms and documents to your nearest AIA branch

If you would like to check your claim progress, speak to their customer service officer or check it via [email protected]

Customer Service Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 16 years of age
Maximum Age
At most 70 years of age
Maximum Renewal Age
At most 75 years of age
Who can Apply
  • Malaysians
  • Foreigners with valid work permit

Frequently Asked Questions about AIA Anniversary PA

Things you might want to know

What does AIA Anniversary PA covers?

AIA Anniversary PA is a personal accident insurance that provides comprehensive protection against accidental events resulting to severe injuries (dismemberment), permanent disability, and worst of all, loss of life.

Under this plan, AIA will compensate you or your next-of-kin in the event of Accidental Death and Dismemberment up to RM1,000,000; Medical bills reimbursement up to RM10,000; and Hospital benefits up to RM300.

Interestingly, this plan also covers up to RM200,000 for death due Dengue Viral Fever.

How long am I covered under this plan?

Your coverage is effective upon commencement of your policy and is renewable every year. However, your policy could be rescinded if any the following events triggered within your coverage period:

  • Inability to pay the premium after 31-day grace period;
  • When you reach 75 years old;
  • If you have claimed any of the benefits under Accidental Death and Dismemberment Benefit or Death due to Dengue Viral Fever Benefit;
  • After you have cancelled the policy

What is the waiting period to claim for payment?

For any claims arising from Accidental Death and Dismemberment Benefit and Total Permanent Disability, you will have to wait for 12 months from the date of the accident.

Meanwhile for Death due to Dengue Viral Fever Benefit, there will be a 14-day waiting period.

Who can apply for AIA Anniversary PA?

Any Malaysians and foreigners with valid working permit can subscribe to this personal accident plan, provided you are between 16 to 70 years of age at the time of application.

What are the options for premium payment?

AIA has authorized various payment channels for you to purchase this PA cover such as cash, cheque and credit card. You can also enroll into Maybank auto-debit to conveniently manage your premium payment every month.

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