What does AIA Anniversary PA covers?
AIA Anniversary PA is a personal accident insurance that provides comprehensive protection against accidental events resulting to severe injuries (dismemberment), permanent disability, and worst of all, loss of life.
Under this plan, AIA will compensate you or your next-of-kin in the event of Accidental Death and Dismemberment up to RM1,000,000; Medical bills reimbursement up to RM10,000; and Hospital benefits up to RM300.
Interestingly, this plan also covers up to RM200,000 for death due Dengue Viral Fever.
How long am I covered under this plan?
Your coverage is effective upon commencement of your policy and is renewable every year. However, your policy could be rescinded if any the following events triggered within your coverage period:
- Inability to pay the premium after 31-day grace period;
- When you reach 75 years old;
- If you have claimed any of the benefits under Accidental Death and Dismemberment Benefit or Death due to Dengue Viral Fever Benefit;
- After you have cancelled the policy
What is the waiting period to claim for payment?
For any claims arising from Accidental Death and Dismemberment Benefit and Total Permanent Disability, you will have to wait for 12 months from the date of the accident.
Meanwhile for Death due to Dengue Viral Fever Benefit, there will be a 14-day waiting period.
Who can apply for AIA Anniversary PA?
Any Malaysians and foreigners with valid working permit can subscribe to this personal accident plan, provided you are between 16 to 70 years of age at the time of application.
What are the options for premium payment?
AIA has authorized various payment channels for you to purchase this PA cover such as cash, cheque and credit card. You can also enroll into Maybank auto-debit to conveniently manage your premium payment every month.