Underwritten by AIA Bhd.

AIA My Family PA

Tragedy strikes when you least expect it. Get affordable protection against accidents with hospital coverage, disablement benefits and many more for the loved ones and yourself. Enjoy 5% extra permanent disablement cover when you renew your policy!

    • Up to RM300k Accidental Death Benefit
    • Up to RM600k TPD Benefit
    • Up to RM12000 Medical Expenses Benefit
    • Up to RM600k Accidental Death Or TPD Benefit
View product disclosure sheet.


What makes this insurance policy stand out?

  • Cover Type
    for couple and family
  • Maximum Entry Age
    protection up to 75 years of age
  • Renewal Bonus
    5% increase of sum assured up to RM 300000 Sum assured for permanent disablement


How much you can claim for AIA My Family PA

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM30000 up to RM300000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM60000 up to RM600000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM3000 up to RM12000
    • Miscellaneous Benefits
      AIA My Family PA also provides the following benefit:
      Disability Allowance
      Payor Benefit
View more coverage details +


How much your premiums may cost

  • Office Admin

    38 years old Maggie is a widow with one child who is still in school. She can't risk to lose her source of income without any backup plan if something were to happen to her.

    Suggested PremiumRM194.00
    Get Quote
  • School Teacher

    Mr Chong and his wife just got married recently. Getting a plan for couple was a cheaper alternative than purchasing two individual plans separately.

    Suggested PremiumRM213.00
    Get Quote
  • Family

    Family is always Jimmy's first priority, who has great success in his business ventures. He won't hesitate to get the best premier protection for his family and himself.

    Suggested PremiumRM2151.00
    Get Quote

Actual premium rates will be determined by AIA Bhd. and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

1) Inform AIA of your encounter within 30 days if it's covered by your policy by providing them with a written statement. Submit it to any AIA branch that is nearest to you.

2) Next, complete the relevant claim form below: 

a) Death

b) Accident

c) Hospitalisation

3) Otherwise, get a claim form directly at any branch or by contacting their customer service hotline at 1300 88 1899. Alternatively, you can also register an account with your policy at [email protected] to download an e-claim form.

4) AIA will request some documents from you as an evidence of the incident, prepare them according to this checklist and you won't go wrong.

5) Compile all the supporting documents together with the completed claim form and send them over to your nearest AIA branch.

Customer Service Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 1 month of age
Maximum Age
At most 70 years of age
Maximum Renewal Age
At most 75 years of age
Who can Apply
  • Malaysians
  • Foreigners with valid work permit

Frequently Asked Questions about AIA My Family PA

Things you might want to know

Why do I need AIA My Family PA?

It is a comprehensive protection plan that extends coverage to your whole family at affordable premiums. This personal accident cover will compensate you and your family for any accidental-related claims and provide for financial safety net when you’re no longer around.

What benefits can my family and I get?

Having an insurance coverage is as important as putting foods on your dinner table every day. Therefore, AIA makes sure that you and your family get the best and affordable protection plan under this package.

You will get lump sum payout under Accident Living Benefit, Accidental Death Benefit and Medical Reimbursement Benefit. Moreover, your beneficiaries will receive Disability Allowance for up to 10 years and Payor Benefit. What’s more, you will also get 5% Renewal Bonus on the amount of cover for Accident Living Benefit every year you renew your policy!

What is Payor Benefit?

The best thing about this policy is that if you have met with fatal accident or suffer permanent disability, which resulting to 100% claim under the Accident Living Benefit, AIA will waive the future premium payments under the same benefit for your remaining covered spouse and child.

How long should I wait for my claim to be credited?

The waiting period for any payment due is 12 months from the date of your/your spouse/ your child’s accident. Rest assured that you or your beneficiaries will receive a lump sum payout to help cope with the loss.

Is the plan renewable?

Yes, it is renewable annually.

I want to change protection plan. How do I cancel?

You may cancel your insurance plan by writing to AIA stating the date of the plan to be cancelled. Your PA cover will effectively cease once the date is received by AIA. It is advisable that you notify the insurer ahead of your next premium due date. You should also be aware that AIA will not be paying back your premium as it is not a condition of cancellation.

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