AIG Injury Guard

Enjoy peace of mind even when you're retired and most vulnerable to injury. With AIG Injury Guard, you'll never have to empty out your hard-earned savings just to get protection and income assistance!

AIG Injury GuardProtection till 85!
Accidental Death
up to RM300k
Permanent Disablement
up to RM300k
Medical Expenses
Not covered

Features

What makes this insurance policy stand out?

Cover Type
  • For Individual
  • For Family
Maxmium Entry Age
Protection up to 85 years

Coverage

How much you can claim for AIG Injury Guard

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM75k up to RM300k 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM75k up to RM300k 
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM150 up to RM350 per day

How to Claim

Who do I contact if I have a question or emergency?

Equip yourself with the essential know-how of making a claim so that you and your beneficiaries can mitigate the economic impact of losing your loved ones by following these simple steps:

  • Download and complete the Claim Notification Form from AIG;
  • You may need to attach additional relevant documents such as medical reports or medical specialist report and police report. For policy benefit payment for death, a Letter of Administration / Distribution Order (if no nomination) and a copy of NRIC of claimant are required;
  • Submit the form together with relevant documents by mail to:

The Claims Department,

AIG Malaysia Insurance Berhad,

Menara Worldwide, 198 Jalan Bukit Bintang,

55100, Kuala Lumpur Malaysia

It is important to note that all claims must be notified within 30 days from the date of loss, with all supporting documents proving the loss must be submitted 90 days from the date of loss. AIG will not entertain any claims made after 1 year from the date of loss.

Requirements

Minimum Entry Age
At least 18 years of age
Maximum Entry Age
At most 75 years of age
Maximum Renewal Age
At most 85 years of age

More Information

What is this product about?

This is a personal accident insurance issued by AIG Insurance Malaysia Berhad that offers cash assistance by way of benefits to policyholders in the events of injuries, disability or death caused by an unexpected accident.

This PA policy is available for individuals and family at affordable monthly premium. If you or any of your insured family members got hurt from an accident, AIG will pay a lump sum amount of benefit for any claim made. You will also get daily hospital income up to RM350 per day for sustaining injuries due to accidental-related instances.

Who is eligible for this policy?

Individuals aged between 18 and 76 years old can qualify for cover which is renewable at up to 85 years, subject to AIG’s discretion. This insurance policy can also be extended up to 3 adult family members, meaning your legal spouse and parents can be protected too!

What are the fees and charges involved?

Besides GST (which is inclusive in the monthly premium payment), you need to pay a stamp duty of RM10. Good news is, there is no commission charge for this personal accident policy.

Is there anything else I should know of?

You should be glad to know that AIG will protect you round-the-clock and around the globe under this policy. Keep in mind, although the policy is renewable every year, the premium rates are not guaranteed the same as the previous one if you have made any claims.

Can I cancel my AIG Injury Guard policy?

You may cancel your policy by giving AIG 30-day written notice. It is advisable that you notify the insurer ahead of your next premium due date.