AIG

Underwritten by AIG Malaysia Insurance Bhd.

AIG Injury Guard

Enjoy peace of mind even when you're retired and most vulnerable to injury. With AIG Injury Guard, you'll never have to empty out your hard-earned savings just to get protection and income assistance!

    • Up to RM300k Accidental Death Benefit
    • Up to RM300k TPD Benefit

Get covered now with AIG Injury Guard

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Features

What makes this insurance policy stand out?

  • Cover Type
    for individual and family
  • Maximum Entry Age
    protection up to 85 years of age

Coverage

How much you can claim for AIG Injury Guard

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM75000 up to RM300000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM75000 up to RM300000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    Not Covered
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM150 up to RM350 per day
    • Miscellaneous Benefits
      AIG Injury Guard also provides the following benefit:
      Fractures, Burns And Dislocation Due To Accident
View more coverage details +

Premiums

How much your premiums may cost

  • Fresh Graduate

    For 24-year old Suhaila, it's never too early to get personal accident insurance. She's is looking for an affordable plan.

    Suggested PremiumRM30.00
    Get Quote
  • School Teacher

    Shee Long is a 40 years old science teacher who won't risk not having a comprehensive policy for financial protection.

    Suggested PremiumRM76.00
    Get Quote
  • Young Entrepreneur

    At the age of 32, Mindy wants to buy her parents and herself the best plan as a token of appreciation for supporting her in her business ventures.

    Suggested PremiumRM183.00
    Get Quote

Actual premium rates will be determined by AIG Malaysia Insurance Bhd. and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Equip yourself with the essential know-how of making a claim so that you and your beneficiaries can mitigate the economic impact of losing your loved ones by following these simple steps:

  • Download and complete the Claim Notification Form from AIG;
  • You may need to attach additional relevant documents such as medical reports or medical specialist report and police report. For policy benefit payment for death, a Letter of Administration / Distribution Order (if no nomination) and a copy of NRIC of claimant are required;
  • Submit the form together with relevant documents by mail to:

The Claims Department,

AIG Malaysia Insurance Berhad,

Menara Worldwide, 198 Jalan Bukit Bintang,

55100, Kuala Lumpur Malaysia

It is important to note that all claims must be notified within 30 days from the date of loss, with all supporting documents proving the loss must be submitted 90 days from the date of loss. AIG will not entertain any claims made after 1 year from the date of loss.

Customer Service Hotline
 1800888811

Requirements

Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 75 years of age
Maximum Renewal Age
At most 85 years of age

Frequently Asked Questions about AIG Injury Guard

Things you might want to know

What is this product about?

This is a personal accident insurance issued by AIG Insurance Malaysia Berhad that offers cash assistance by way of benefits to policyholders in the events of injuries, disability or death caused by an unexpected accident.

This PA policy is available for individuals and family at affordable monthly premium. If you or any of your insured family members got hurt from an accident, AIG will pay a lump sum amount of benefit for any claim made. You will also get daily hospital income up to RM350 per day for sustaining injuries due to accidental-related instances.

Who is eligible for this policy?

Individuals aged between 18 and 76 years old can qualify for cover which is renewable at up to 85 years, subject to AIG’s discretion. This insurance policy can also be extended up to 3 adult family members, meaning your legal spouse and parents can be protected too!

What are the fees and charges involved?

Besides GST (which is inclusive in the monthly premium payment), you need to pay a stamp duty of RM10. Good news is, there is no commission charge for this personal accident policy.

Is there anything else I should know of?

You should be glad to know that AIG will protect you round-the-clock and around the globe under this policy. Keep in mind, although the policy is renewable every year, the premium rates are not guaranteed the same as the previous one if you have made any claims.

Can I cancel my AIG Injury Guard policy?

You may cancel your policy by giving AIG 30-day written notice. It is advisable that you notify the insurer ahead of your next premium due date.

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