Features
What makes this insurance policy stand out?
- Cover Type
- for individual, family and couple
- Maximum Entry Age
- protection up to 75 years of age
- Renewal Bonus
- 5% increase of sum assured up to 15% Sum assured for accidental death and permanent disablement
Coverage
How much you can claim for AXA Affin SmartCare Prime
- Accidental Death
- The coverage amount paid to your closest family members if you die in an accident.
- from RM50000 up to RM200000
- Permanent Disablement
- Cash payout following an accident if you can't work any longer or perform day to day tasks.
- from RM50000 up to RM200000
- Temporary Total Disablement
- Cash compensation if you are unable to work temporarily because of total disability.
- Not Covered
- Medical Expenses
- What's covered for your medical treatment and services if you're involved in an accident.
- from RM3000 up to RM7500
- Ambulance Fee
- For the ambulance ride to the hospital and paramedics who arrive on the scene.
- from RM200
- Repatriation
- Total expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
- from RM1000 up to RM3000
- Cash Relief
- Emergency cash benefit to your family if you pass away in an accident, this is on top of accidental death coverage.
- from RM2000 up to RM5000
- Hospital Allowance
- This is a cash benefit if you're admitted to the hospital due to an accident.
- from RM50 up to RM200
- Home Nursing
- How much you can claim for home nursing care, if certified by a hospital following an accident.
- from RM500 up to RM1000 per week up to 4 weeks
- Alternative Medical Treatment
- In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
- from RM200 up to RM400
- Personal Liability
- Coverage if you're required to pay for damages to another person's property and their injuries.
- from RM50000 up to RM200000
- Prostheses
- Total cost covered for purchase of artificial limbs if you lose your arms or legs in an accident.
- from RM1000
- Miscellaneous Benefits
- AXA Affin SmartCare Prime also provides the following benefit:
- Deah Occuring On Public Conveyance
Premiums
How much your premiums may cost
- Fresh Graduate
Siti Hajar wants to get a basic PA insurance plan so she'll have the security and cover she needs, without having to worry about the costs involved if she gets into an accident.
- Suggested PremiumRM106.00
- Office Admin
Age 34 with stable income as a procurement officer, Ms. Wong wants to secure herself financially with comprehensive coverage in case of an unfortunate event.
- Suggested PremiumRM340.00
- Family
Thomas and his wife are looking for an affordable a single personal accident insurance plan to cover the whole family, including their young one who's just a couple months old.
- Suggested PremiumRM384.00
Actual premium rates will be determined by AXA Affin General Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.
How to Claim
- Customer Service Hotline
- 60321708282
Requirements
Am I eligible to apply for this insurance?
- Minimum Age
- At least 1 year of age
- Maximum Age
- At most 65 years of age
- Maximum Renewal Age
- At most 75 years of age