AXA Affin

Underwritten by AXA Affin General Insurance Berhad

AXA Affin SmartCare Prime

Take the time you need to recover from an accident or personal injury without having to worry about massive hospital bills. Enjoy free special protection against drowning, hunting accidents, hijacking, poisonous insect or snake bites and more!

    • Up to RM200k Accidental Death Benefit
    • Up to RM200k TPD Benefit
    • Up to RM7500 Medical Expenses Benefit
View product disclosure sheet.


What makes this insurance policy stand out?

  • Cover Type
    for individual, family and couple
  • Maximum Entry Age
    protection up to 75 years of age
  • Renewal Bonus
    5% increase of sum assured up to 15% Sum assured for accidental death and permanent disablement


How much you can claim for AXA Affin SmartCare Prime

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM50000 up to RM200000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM50000 up to RM200000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM3000 up to RM7500
    • Ambulance Fee
      For the ambulance ride to the hospital and paramedics who arrive on the scene.
      from RM200
    • Repatriation
      Total expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
      from RM1000 up to RM3000
    • Cash Relief
      Emergency cash benefit to your family if you pass away in an accident, this is on top of accidental death coverage.
      from RM2000 up to RM5000
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM50 up to RM200
    • Home Nursing
      How much you can claim for home nursing care, if certified by a hospital following an accident.
      from RM500 up to RM1000 per week up to 4 weeks
    • Alternative Medical Treatment
      In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
      from RM200 up to RM400
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM50000 up to RM200000
    • Prostheses
      Total cost covered for purchase of artificial limbs if you lose your arms or legs in an accident.
      from RM1000
    • Miscellaneous Benefits
      AXA Affin SmartCare Prime also provides the following benefit:
      Deah Occuring On Public Conveyance
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Siti Hajar wants to get a basic PA insurance plan so she'll have the security and cover she needs, without having to worry about the costs involved if she gets into an accident. 

    Suggested PremiumRM106.00
    Get Quote
  • Office Admin

    Age 34 with stable income as a procurement officer, Ms. Wong wants to secure herself financially with comprehensive coverage in case of an unfortunate event.

    Suggested PremiumRM340.00
    Get Quote
  • Family

    Thomas and his wife are looking for an affordable a single personal accident insurance plan to cover the whole family, including their young one who's just a couple months old. 

    Suggested PremiumRM384.00
    Get Quote

Actual premium rates will be determined by AXA Affin General Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Customer Service Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 1 year of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 75 years of age