How can I get VIP Protection?
By signing up with the AXA Affin SmartCare VIP, you can leave behind an immediate emergency fund with high cash payout to protect yourself and your loved ones every minute of a day.
SmartCare VIP also will cover medical coverage including alternative treatments twice the amount any other standard PA plans would give to you.
What does AXA Affin SmartCare VIP cover?
You will get a lump sum payment of benefits under accidental, total permanent disablement, along with medical, funeral and bereavement expenses for an affordable annual premium.
SmartCare VIP will also take care of claims arising from third party for up to RM1,500,000 in the event you unintentionally knocked someone down or caused damage to their property with your luxury vehicle.
Is there a claim limit on the medical expenses benefit?
SmartCare VIP shows just how important you and your family are by not limiting the frequency of claims you can make in a year – but this doesn’t mean you can exploit it! The medical expenses benefit will be paid out in sum insured per one disability.
Who is eligible to apply?
This plan caters especially to individuals whose nature of business involves substantial risk of accident as set out by AXA Affin’s Class Occupation. If you are one of those, aged between 18 to 65 years, then this insurance policy, which is renewable up to 75 years, is suitable for you.
Can I cancel my policy?
Your PA insurance policy can be cancelled at any time by writing a notice to AXA Affin, which then will reimburse your premium based on a pro rata portion of the remaining months.