AXA Affin

Underwritten by AXA Affin General Insurance Berhad

AXA Affin SmartCare VIP

So you're a business class traveller, but are you really protected like a VIP? Get all-round protection with a premier PA insurance policy to keep your liabilities low and your family well-covered at all times.

    • Up to RM3 mil Accidental Death Benefit
    • Up to RM3 mil TPD Benefit
    • Up to RM30000 Medical Expenses Benefit

Get covered now with AXA Affin SmartCare VIP

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You are one step closer to getting your coverage with AXA Affin SmartCare VIP

Let us know you better so we can help you get the right amount of coverage.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to AXA Affin website

If you have any questions let us know at, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.


What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 75 years of age
  • Worldwide Assistance
    24-hour worldwide assistance


How much you can claim for AXA Affin SmartCare VIP

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM1000000 up to RM3000000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM1000000 up to RM3000000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM10000 up to RM30000
    • Repatriation or Funeral Expenses
      Cost covered to return your body or ashes back to Malaysia, or for the funeral bills if you pass away.
      from RM10000 up to RM20000
    • Home Nursing
      How much you can claim for home nursing care, if certified by a hospital following an accident.
      from RM up to RM1000 per week, up to RM4000 per accident
    • Alternative Medical Treatment
      In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
      up to RM50 per visit each day, up to RM500 per accident
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM500000 up to RM1500000
    • Prostheses
      Total cost covered for purchase of artificial limbs if you lose your arms or legs in an accident.
      up to RM3000 per accident
    • Miscellaneous Benefits
      AXA Affin SmartCare VIP also provides the following benefit:
      Bereavement Benefit due to Dengue Fever
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Geetha's got the job of her dreams, now she's planning ahead to make sure that she's financially protected when the unexpected strikes.

    Suggested PremiumRM888
    Get Quote
  • Young Entrepreneur

    Liana always has a plan for her next business venture, cause knows she doesn't have to worry about the little details now that she's got the cover she needs. 

    Suggested PremiumRM1338
    Get Quote
  • Business Traveller

    Mr. Wong who is in his 40s travels frequently for business dealings. To get the maximum protection he'll have to pay higher premiums for his VIP coverage.

    Suggested PremiumRM2488
    Get Quote

Actual premium rates will be determined by AXA Affin General Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Always remember to contact AXA Affin at 03 2170 8282 or send an email to in the event of a claim immediately or the soonest possible to notify them of your encounter, they will then assist you on any claim related inquiries.

To complete a claim form, you'll need to fill up the first part of the form with the required information and the second part by your attending doctor. Get ready the necessary documents as listed in the claim form to support your case.

Once all the documents are in place, make your way to the nearest AXA Affin branch and submit them to their officer. Rest assured that they will process your claim promptly and inform you of the outcome.

Customer Service Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 75 years of age