AXA Affin

Underwritten by AXA Affin General Insurance Berhad

AXA Affin SmartCare VIP

So you're a business class traveller, but are you really protected like a VIP? Get all-round protection with a premier PA insurance policy to keep your liabilities low and your family well-covered at all times.

    • Up to RM3m Accidental Death Benefit
    • Up to RM3m TPD Benefit
    • Up to RM30000 Medical Expenses Benefit

Get covered now with AXA Affin SmartCare VIP

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What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 75 years of age
  • Worldwide Assistance
    24-hour worldwide assistance


How much you can claim for AXA Affin SmartCare VIP

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM1000000 up to RM3000000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM1000000 up to RM3000000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM10000 up to RM30000
    • Repatriation or Funeral Expenses
      Cost covered to return your body or ashes back to Malaysia, or for the funeral bills if you pass away.
      from RM10000 up to RM20000
    • Home Nursing
      How much you can claim for home nursing care, if certified by a hospital following an accident.
      from RM up to RM1000 per week, up to RM4000 per accident
    • Alternative Medical Treatment
      In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
      up to RM50 per visit each day, up to RM500 per accident
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM500000 up to RM1500000
    • Prostheses
      Total cost covered for purchase of artificial limbs if you lose your arms or legs in an accident.
      up to RM3000 per accident
    • Miscellaneous Benefits
      AXA Affin SmartCare VIP also provides the following benefit:
      Bereavement Benefit due to Dengue Fever
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Geetha's got the job of her dreams, now she's planning ahead to make sure that she's financially protected when the unexpected strikes.

    Suggested PremiumRM888.00
    Get Quote
  • Young Entrepreneur

    Liana always has a plan for her next business venture, cause knows she doesn't have to worry about the little details now that she's got the cover she needs. 

    Suggested PremiumRM1338.00
    Get Quote
  • Business Traveller

    Mr. Wong who is in his 40s travels frequently for business dealings. To get the maximum protection he'll have to pay higher premiums for his VIP coverage.

    Suggested PremiumRM2488.00
    Get Quote

Actual premium rates will be determined by AXA Affin General Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Always remember to contact AXA Affin at 03 2170 8282 or send an email to [email protected] in the event of a claim immediately or the soonest possible to notify them of your encounter, they will then assist you on any claim related inquiries.

To complete a claim form, you'll need to fill up the first part of the form with the required information and the second part by your attending doctor. Get ready the necessary documents as listed in the claim form to support your case.

Once all the documents are in place, make your way to the nearest AXA Affin branch and submit them to their officer. Rest assured that they will process your claim promptly and inform you of the outcome.

Customer Service Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 75 years of age

Frequently Asked Questions about AXA Affin SmartCare VIP

Things you might want to know

How can I get VIP Protection?

By signing up with the AXA Affin SmartCare VIP, you can leave behind an immediate emergency fund with high cash payout to protect yourself and your loved ones every minute of a day.

SmartCare VIP also will cover medical coverage including alternative treatments twice the amount any other standard PA plans would give to you.

What does AXA Affin SmartCare VIP cover?

You will get a lump sum payment of benefits under accidental, total permanent disablement, along with medical, funeral and bereavement expenses for an affordable annual premium.

SmartCare VIP will also take care of claims arising from third party for up to RM1,500,000 in the event you unintentionally knocked someone down or caused damage to their property with your luxury vehicle.

Is there a claim limit on the medical expenses benefit?

SmartCare VIP shows just how important you and your family are by not limiting the frequency of claims you can make in a year – but this doesn’t mean you can exploit it! The medical expenses benefit will be paid out in sum insured per one disability.

Who is eligible to apply?

This plan caters especially to individuals whose nature of business involves substantial risk of accident as set out by AXA Affin’s Class Occupation. If you are one of those, aged between 18 to 65 years, then this insurance policy, which is renewable up to 75 years, is suitable for you.

Can I cancel my policy?

Your PA insurance policy can be cancelled at any time by writing a notice to AXA Affin, which then will reimburse your premium based on a pro rata portion of the remaining months.

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