AXA Affin SmartPA

Stay prepared from injury and disaster with a comprehensive protection plan that protects you and your loved ones from accidents. What's more, your accidental death coverage and total disablement benefits will increase with each renewal up to 50%.

AXA Affin SmartPA50% Renewal Bonus
Accidental Death
up to RM750k
Permanent Disablement
up to RM750k
Medical Expenses
up to RM9k


What makes this insurance policy stand out?

Cover Type
  • For Family
  • For Individual
  • For Couple
Maxmium Entry Age
Protection up to 75 years
Renewal Bonus
10% increase of sum assured up to 50%   Sum assured for accidental death an permanent disablement


How much you can claim for AXA Affin SmartPA

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM50k up to RM750k 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM50k up to RM750k 
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM3k up to RM9k 
Double IndemnityFor death that occurs using public transportation you get double the accidental death benefits.
from RM100k up to RM1.5m 
Dental And Cosmetic SurgeryTotal cover for dental treatment and reconstructive surgery for injuries that are accident related.
from RM5k up to RM5k 
Ambulance FeeFor the ambulance ride to the hospital and paramedics who arrive on the scene.
from RM500 
RepatriationTotal expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
up to RM10k 
Funeral ExpensesWhat your insurer will cover for your funeral if you pass away in an accident
from RM5k up to RM10k 
Cash ReliefEmergency cash benefit to your family if you pass away in an accident, this is on top of accidental death coverage.
from RM2k up to RM7.5k 
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM50 up to RM200 per day up to 100 days
Visitation AllowanceFor your family to visit you at the hospital without having to worry about cost of travel and other expenses.
from RM200 
Home NursingHow much you can claim for home nursing care, if certified by a hospital following an accident.
from RM500 up to RM1k per week
Alternative Medical TreatmentIn case you'd prefer to seek treatment from a registered traditional medicine practitioner.
from RM50 per visit up to RM500 per accident
KidnapCover benefits provided by the insurer if policyholder is kidnapped.
from RM5k up to RM5k 
Personal LiabilityCoverage if you're required to pay for damages to another person's property and their injuries.
from RM50k up to RM750k 
Snatch TheftFor damage and loss of personal belongings if you're a victim of snatch theft.
from RM300 up to RM300 
ProsthesesTotal cost covered for purchase of artificial limbs if you lose your arms or legs in an accident.
up to RM1k per accident

How to Claim

Who do I contact if I have a question or emergency?


Minimum Entry Age
At least 18 years of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 75 years of age

More Information