Allianz Shield

Leave a legacy for your family when you are gone or no longer able to provide, never leave a mess behind. Allianz Shield covers you up to RM1200000 in case of death and disablement, reward you with extra coverage amount every year and more!

Allianz Shield
Accidental Death
up to RM1.2m
Permanent Disablement
up to RM1.2m
Medical Expenses
up to RM10k


What makes this insurance policy stand out?

Cover Type
  • For Child
  • For Individual
  • For Family
Maximum Entry Age
Protection up to 80 years
Worldwide Assistance
24-hour worldwide medical assistance
Renewal Bonus
10% increase of sum assured up to 100%   Sum assured for accidental death and permanent disablement


How much you can claim for Allianz Shield

Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
from RM50 Avialable with additional premiums.
Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM60k up to RM1.2m 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM60k up to RM1.2m 
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM3.5k up to RM10k 
Double IndemnityFor death that occurs using public transportation you get double the accidental death benefits.
from RM120k up to RM2.4m whilst travelling in a public transport or whilst travelling overseas
Dental And Cosmetic SurgeryTotal cover for dental treatment and reconstructive surgery for injuries that are accident related.
up to RM5k 
Ambulance FeeFor the ambulance ride to the hospital and paramedics who arrive on the scene.
up to RM500 
RepatriationTotal expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
up to RM10k 
Funeral ExpensesWhat your insurer will cover for your funeral if you pass away in an accident
up to RM5k 
Bereavement BenefitCash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
from RM6k up to RM120k 
Compassionate CoverExtra cash benefit to family of policyholder if death is because of an accident.
up to RM5k 
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM85 up to RM235 
Alternative Medical TreatmentIn case you'd prefer to seek treatment from a registered traditional medicine practitioner.
from RM35 per visit, up to RM350 per accident
HIV Due To Blood TransfusionInsured coverage if you contract HIV as a result of a contamintated blood transfer.
from RM6k up to RM120k 
KidnapCover benefits provided by the insurer if policyholder is kidnapped.
from RM5k up to RM25k 
Personal LiabilityCoverage if you're required to pay for damages to another person's property and their injuries.
from RM90k up to RM1.8m 
Snatch TheftFor damage and loss of personal belongings if you're a victim of snatch theft.
from RM300 up to RM300 
ProsthesesTotal cost covered for purchase of artificial limbs if you lose your arms or legs in an accident.
up to RM1k 
Impotency Or InfertilityCompensation to policyholder if an accident causes damage or loss of reproductive organs.
from RM6k up to RM120k 
Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
from RM50 Avialable with additional premiums.

How to Claim

Who do I contact if I have a question or emergency?

When you come into a situation where you will need to make a claim, remember to make a list of things or documents to include in your claim before heading over to Allianz. Better yet contact them on their customer service hotline to get a better idea of what you'll need. 

First of all you will need a completed claim form. Next, depending on the nature of your accident, you will need;

  • A police report
  • A medical report
  • Medical certificates
  • Original receipts and bills
  • TTP and PD specialist reports

You will need some basic information documents, such as a copy of your NRIC (both sides) and maybe your credit card or bank statement for proof of payment. 

After this head on over to the nearest Allianz to deliver your documents and await your claims.


Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 80 years of age

More Information

Why do I need Allianz Shield?

Because life is unpredictable and medical costs are ever rising – a fact nobody can’t deny. Allianz Shield provides a holistic and unbeatable coverage that can be extended to cover your whole family at affordable premiums.

Under this PA insurance, you or your loved ones will be compensated for any injuries, disability or death from accidental events. That’s not all, you will also receive a slew of other monetary benefits ranging from other medical-related expenses to criminal-related events.

You can find the exhaustive list of benefits by scrolling this page up.

Tell me more about Weekly Benefits

It’s like a pocket money for you, for being immobilized from work for up to 52 weeks due to the accident. The injury may have robbed you of your freedom to earn income, but with this benefit in place, you can recuperate with peace of mind.

What should I do if I became the victim of a snatch theft?

First, don’t panic. Then, after you have brought yourself together physically, mentally and emotionally, make a police report within 24 hours of occurrence and then inform Allianz.

Am I protected anytime and anywhere?

Yes, you are under Allianz’s International and Domestic Medical Assistance and Evacuation Programme, which is an optional cover. This add-on policy will commence when you are traveling and be available 24 hours every day, provided you do not exceed 90 consecutive days of outstation.

How can I be entitled for 10% Renewal Bonus?

Two conditions: (1) as long as you renew your policy every year, and (2) no claim was made within the preceding year. In the case whereby a claim of any amount had been made under Permanent Disablement, the Renewal Bonus will start afresh.

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