Underwritten by Allianz General Insurance Company (Malaysia) Berhad

Allianz Shield

Leave a legacy for your family when you are gone or no longer able to provide, never leave a mess behind. Allianz Shield covers you up to RM1200000 in case of death and disablement, reward you with extra coverage amount every year and more!

    • Up to RM1.2m Accidental Death Benefit
    • Up to RM1.2m TPD Benefit
    • Up to RM10000 Medical Expenses Benefit

Get covered now with Allianz Shield

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What makes this insurance policy stand out?

  • Cover Type
    for child, individual and family
  • Maximum Entry Age
    protection up to 80 years of age
  • Worldwide Assistance
    24-hour worldwide medical assistance
  • Renewal Bonus
    10% increase of sum assured up to 100% Sum assured for accidental death and permanent disablement


How much you can claim for Allianz Shield

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM60000 up to RM1200000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM60000 up to RM1200000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM3500 up to RM10000
    • Double Indemnity
      For death that occurs using public transportation you get double the accidental death benefits.
      from RM120000 up to RM2400000 whilst travelling in a public transport or whilst travelling overseas
    • Dental And Cosmetic Surgery
      Total cover for dental treatment and reconstructive surgery for injuries that are accident related.
      up to RM5000
    • Ambulance Fee
      For the ambulance ride to the hospital and paramedics who arrive on the scene.
      up to RM500
    • Repatriation
      Total expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
      up to RM10000
    • Funeral Expenses
      What your insurer will cover for your funeral if you pass away in an accident
      up to RM5000
    • Bereavement Benefit
      Cash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
      from RM6000 up to RM120000
    • Compassionate Cover
      Extra cash benefit to family of policyholder if death is because of an accident.
      up to RM5000
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM85 up to RM235
    • Alternative Medical Treatment
      In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
      from RM35 per visit, up to RM350 per accident
    • HIV Due To Blood Transfusion
      Insured coverage if you contract HIV as a result of a contamintated blood transfer.
      from RM6000 up to RM120000
    • Kidnap
      Cover benefits provided by the insurer if policyholder is kidnapped.
      from RM5000 up to RM25000
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM90000 up to RM1800000
    • Snatch Theft
      For damage and loss of personal belongings if you're a victim of snatch theft.
    • Prostheses
      Total cost covered for purchase of artificial limbs if you lose your arms or legs in an accident.
      up to RM1000
    • Impotency Or Infertility
      Compensation to policyholder if an accident causes damage or loss of reproductive organs.
      from RM6000 up to RM120000
    • Weekly Benefit
      Extra cash payout if you are unable to work while you recuperate after an accident.
      from RM50 Avialable with additional premiums.
    • Miscellaneous Benefits
      Allianz Shield also provides the following benefit:
View more coverage details +


How much your premiums may cost

  • Budget Planner

    Jin Fai has just started his career as an office admin. He got ain't no savings to cope with unpredictable incidents, personal accident insurance is what he needs

    Suggested PremiumRM146.00
    Get Quote
  • Young Entrepreneur

    Although Jenna is all ambitious and adventurous, she hasn't forgotten about her own well-being. She is looking for insurance that covers accidental events.

    Suggested PremiumRM294.00
    Get Quote
  • Assembly Line Worker

    Being a factory worker, getting insurance will cost more compared to the white-collar worker for Suzie but that's not stopping her to get herself financially protected.

    Suggested PremiumRM307.00
    Get Quote

Actual premium rates will be determined by Allianz General Insurance Company (Malaysia) Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

When you come into a situation where you will need to make a claim, remember to make a list of things or documents to include in your claim before heading over to Allianz. Better yet contact them on their customer service hotline to get a better idea of what you'll need. 

First of all you will need a completed claim form. Next, depending on the nature of your accident, you will need;

  • A police report
  • A medical report
  • Medical certificates
  • Original receipts and bills
  • TTP and PD specialist reports

You will need some basic information documents, such as a copy of your NRIC (both sides) and maybe your credit card or bank statement for proof of payment. 

After this head on over to the nearest Allianz to deliver your documents and await your claims.

Customer Service Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 30 days of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 80 years of age
Who can Apply
  • Malaysians
  • Permanent residents
  • Work permit holders

Frequently Asked Questions about Allianz Shield

Things you might want to know

Why do I need Allianz Shield?

Because life is unpredictable and medical costs are ever rising – a fact nobody can’t deny. Allianz Shield provides a holistic and unbeatable coverage that can be extended to cover your whole family at affordable premiums.

Under this PA insurance, you or your loved ones will be compensated for any injuries, disability or death from accidental events. That’s not all, you will also receive a slew of other monetary benefits ranging from other medical-related expenses to criminal-related events.

You can find the exhaustive list of benefits by scrolling this page up.

Tell me more about Weekly Benefits

It’s like a pocket money for you, for being immobilized from work for up to 52 weeks due to the accident. The injury may have robbed you of your freedom to earn income, but with this benefit in place, you can recuperate with peace of mind.

What should I do if I became the victim of a snatch theft?

First, don’t panic. Then, after you have brought yourself together physically, mentally and emotionally, make a police report within 24 hours of occurrence and then inform Allianz.

Am I protected anytime and anywhere?

Yes, you are under Allianz’s International and Domestic Medical Assistance and Evacuation Programme, which is an optional cover. This add-on policy will commence when you are traveling and be available 24 hours every day, provided you do not exceed 90 consecutive days of outstation.

How can I be entitled for 10% Renewal Bonus?

Two conditions: (1) as long as you renew your policy every year, and (2) no claim was made within the preceding year. In the case whereby a claim of any amount had been made under Permanent Disablement, the Renewal Bonus will start afresh.

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