AmGeneral AmPro PA Plus

Get the financial support you need when life takes a wrong turn. AmPro PA Plus covers accidental incidents such as death, permanent or temporary disablement, hospitalisation and more! Get you and your spouse covered under one policy to enjoy great discount.

AmGeneral AmPro PA PlusFlexible Coverage
Accidental Death
up to RM500k
Permanent Disablement
up to RM500k
Medical Expenses
up to RM5k

Features

What makes this insurance policy stand out?

Cover Type
  • For Child
  • For Individual
  • For Couple
  • For Family
Maxmium Entry Age
Protection up to 70 years

Coverage

How much you can claim for AmGeneral AmPro PA Plus

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
Flexifrom RM100k up to RM500k 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM100k up to RM500k 
Temporary Total DisablementCash compensation if you are unable to work temporarily because of total disability.
from RM100 up to RM100 per week
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
up to RM5k 
Cosmetic SurgeryTreatment for skin grafts and reconstructive surgery for disfiguration due to an accident.
from RM5k up to RM5k 
Ambulance FeeFor the ambulance ride to the hospital and paramedics who arrive on the scene.
from RM400 up to RM400 
RepatriationTotal expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
from RM2k up to RM2k 
Funeral ExpensesWhat your insurer will cover for your funeral if you pass away in an accident
from RM5k up to RM5k 
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM200 up to RM200 
Cash Allowance At Government HospitalExtra cash if you're involved in an accident and admitted to a public hospital.
from RM50 up to RM100 additional cash allowance, up to 5 days
Visitation AllowanceFor your family to visit you at the hospital without having to worry about cost of travel and other expenses.
from RM100 up to RM100 per accident
Personal LiabilityCoverage if you're required to pay for damages to another person's property and their injuries.
up to RM100k 
Snatch TheftFor damage and loss of personal belongings if you're a victim of snatch theft.
up to RM300 
Temporary Partial DisablementPartial compensation if you are temporarily only able to perform limited work after an accident.
from RM50 up to RM50 per week

How to Claim

Who do I contact if I have a question or emergency?

Don’t know what to do when the unexpected came knocking on your door? It’s never too late to prepare for the worst by following these simple steps:

In the event of Death

  • Prior to burial/cremation process, you need to inform AmGeneral of the loss as their presence may be necessary to examine the body of the deceased
  • Then, you will be given a claim form and are required to fill it up. Also, prepare the necessary documents as a proof of your claim such as certified copy of death certificate, police report if any, copy of policyholder's IC and copy of claimant's IC.
  • Once all the documents are ready, submit them to your nearest AmGeneral branch.

Other claimable incidents

  • Write in to AmGeneral as soon as possible or at most 14 days following the occurrence of the event.
  • Similarly, they will also provide you with a claim form. Complete and attach it with the mandatory supporting documents which include copy of claimant's IC, copy of driving license in case of motor accident, police report if applicable and others as may be required by the insurer.
  • Deliver them to your nearest AmGeneral branch.

You can contact them with the following method:

  1. Claims Hotline: 1300 80 3030
  2. Email: [email protected]
  3. Or visit any of their branch directly

Requirements

Minimum Entry Age
At least 1 years of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

More Information

What situation will AmGeneral AmPro PA Plus cover?

Think of it as an umbrella that protects you from rain or shine, AmPro PA Plus is a complete personal accident policy that is tailor-made to take care of you 24 hours a day anywhere in the world.

The comprehensive coverage extends to Accidental Death and Permanent Disablement Benefits, Medical Expenses and Traditional Treatment, Hospitalization Benefits, Snatch Theft, Personal Liability and Weekly Benefits.

Do I get any allowances from this PA?

You bet. Under the hospitalization benefits, you will receive daily cash allowance of RM200 up to 7 days provided you admitted for more than 24 hours. If private hospital is full, then you’ll get additional RM100 cash benefit per day for admittance at a government hospital.

You pocket money doesn’t stop just there. AmGeneral wants you to recover peacefully at home by giving you allowance up to RM1,500 for maximum 31 days from discharge.

I don’t have enough cash. Do you have other payment options?

It’s unfortunate that this is a cash-before-cover policy for certain quarters. But if you are AmBank credit cardholders, you can enjoy a 0% Easy Payment Plan on your premium payment for as low as RM20 per month!

Are there anything else I should know of?

Yes, there are. You are advised to nominate a beneficiary for this insurance policy so he or she will have peace of mind while going through grief. Also, your policy will expire after one year, so set a reminder for yearly renewal.

Will I get a refund for cancellation?

You may cancel your policy by giving AmGeneral a written notice and will be entitled to a refund of premium based on short period rates, i.e. the duration of your policy still in force. Meaning, the longer the period of your policy, the lower will be your refundable premium amount.

Any minimum premium paid under this policy is considered non-refundable.