AmGeneral AmPro PA Plus

Get the financial support you need when life takes a wrong turn. AmPro PA Plus covers accidental incidents such as death, permanent or temporary disablement, hospitalisation and more! Get you and your spouse covered under one policy to enjoy a great discount.

AmGeneral AmPro PA Plus
Accidental Death
up to RM100k
Permanent Disablement
up to RM100k
Medical Expenses
up to RM5k

Features

What makes this insurance policy stand out?

Cover Type
  • For Child
  • For Individual
  • For Couple
  • For Family
Maximum Entry Age
Protection up to 70 years

Coverage

How much you can claim for AmGeneral AmPro PA Plus

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM50k up to RM100k 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM50k up to RM100k 
Temporary Total DisablementCash compensation if you are unable to work temporarily because of total disability.
RM100 per week
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM2.5k up to RM5k per accident
Cosmetic SurgeryTreatment for skin grafts and reconstructive surgery for disfiguration due to an accident.
from RM2.5k up to RM5k 
Ambulance FeeFor the ambulance ride to the hospital and paramedics who arrive on the scene.
from RM200 up to RM400 
RepatriationTotal expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
from RM1k up to RM2k 
Funeral ExpensesWhat your insurer will cover for your funeral if you pass away in an accident
from RM2.5k up to RM5k 
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM100 up to RM200 per day, up to 7 days
Cash Allowance At Government HospitalExtra cash if you're involved in an accident and admitted to a public hospital.
from RM50 up to RM100 additional cash allowance, up to 5 days
Visitation AllowanceFor your family to visit you at the hospital without having to worry about cost of travel and other expenses.
from RM50 up to RM100 for next of kin, per accident
Alternative Medical TreatmentIn case you'd prefer to seek treatment from a registered traditional medicine practitioner.
from RM200 up to RM400 per accident
Personal LiabilityCoverage if you're required to pay for damages to another person's property and their injuries.
from RM50k up to RM100k any one accident/ Period of Insurance
Snatch TheftFor damage and loss of personal belongings if you're a victim of snatch theft.
from RM150 up to RM300 
Temporary Partial DisablementPartial compensation if you are temporarily only able to perform limited work after an accident.
RM50 per week

How to Claim

Who do I contact if I have a question or emergency?

Here's a quick guide for hospital admission.

Different type of incidents calls for different sets of procedure. Frown not! You could not go wrong with the simple steps laid out below:

In The Event Of Accidental Death

  • Completed claim form
  • Death certificate
  • Post-mortem report
  • Burial certificate
  • Police report and copy of driving licence (if involved in a motor vehicle accident
  • Letter of administration (claim > RM100,000) and statutory declaration from next of kin (claim < RM100,000)
  • Sijil faraid for Muslims
  • Nominee relationship proof (e.g: birth certificate, marriage certificate)
  • A copy of the national registration identity card (NRIC)

In The Event of Permanent Disablement

  • Completed claim form
  • Police report and copy of driving licence (if involved in a motor vehicle accident)
  • Medical report including comment on the percentage of disability
  • Original photographs of the insured person/claimant (full and close up on the injury and disability)
  • A copy of the national registration identity card (NRIC)

For Hospital Income

  • Completed claim form
  • Medical report
  • Copy of in-patient hospitalisation invoice
  • Police report (if involved in a motor vehicle accident)
  • A copy of the national registration identity card (NRIC)

For Ambulance Fee

  • Completed claim form
  • Police report (if involved in a motor vehicle accident)
  • Original receipt of the ambulance fee
  • A copy of the national registration identity card (NRIC)

Requirements

Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

More Information

What situation will AmGeneral AmPro PA Plus cover?

Think of it as an umbrella that protects you from rain or shine, AmPro PA Plus is a complete personal accident policy that is tailor-made to take care of you 24 hours a day anywhere in the world.

The comprehensive coverage extends to Accidental Death and Permanent Disablement Benefits, Medical Expenses and Traditional Treatment, Hospitalisation Benefits, Snatch Theft, Personal Liability and Weekly Benefits.

Do I get any allowances from this PA?

You bet. Under the hospitalisation benefits, you will receive a daily cash allowance of RM200 for up to 7 days provided you are admitted for more than 24 hours. If a private hospital is full, then you’ll get an additional RM100 cash benefit per day for admittance at a government hospital.

I don’t have enough cash. Do you have other payment options?

It’s unfortunate that this is a cash-before-cover policy for certain quarters. But if you are an AmBank credit cardholder, you can enjoy a 0% Easy Payment Plan on your premium payment for as low as RM20 per month!

Is there anything else I should know of?

Yes, there are. You are advised to nominate a beneficiary for this insurance policy so he or she will have peace of mind while going through grief. Also, your policy will expire after one year, so set a reminder for yearly renewal.

Will I get a refund for any cancellations?

You may cancel your policy by giving AmGeneral a written notice and will be entitled to a refund of premium based on short-period rates, i.e. the duration of your policy still in force. Meaning, that the longer the period of your policy, the lower will be your refundable premium amount.

Any minimum premium paid under this policy is considered non-refundable.

For more details, check out the brochure and Policy Wording.

Search Icon

Header text goes here

Featurebox

Description text goes here