AmGeneral AmPro Personal Accident Insurance

It's always better to be safe than sorry! Have a financial blanket ready for yourself and the family with a PA Insurance policy that provides high accidental death benefits and weekly benefits if you are unable to work due to severe personal injury.

AmGeneral AmPro Personal Accident InsuranceGlobal Protection
Accidental Death
from RM100k
Permanent Disablement
from RM100k
Medical Expenses
up to RM5k

Features

What makes this insurance policy stand out?

Cover Type
  • For Individual
Maxmium Entry Age
Protection up to [object Object] year

Coverage

How much you can claim for AmGeneral AmPro Personal Accident Insurance

Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
from RM100 per week up to 104 weeks
Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM100k 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM100k 
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
up to RM5k 
Double IndemnityFor death that occurs using public transportation you get double the accidental death benefits.
from RM200k 
Cosmetic SurgeryTreatment for skin grafts and reconstructive surgery for disfiguration due to an accident.
up to RM5k 
Ambulance FeeFor the ambulance ride to the hospital and paramedics who arrive on the scene.
up to RM400 
Funeral ExpensesWhat your insurer will cover for your funeral if you pass away in an accident
from RM5k 
Cash ReliefEmergency cash benefit to your family if you pass away in an accident, this is on top of accidental death coverage.
from RM10k 
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM200 per day up to 7 days
Cash Allowance At Government HospitalExtra cash if you're involved in an accident and admitted to a public hospital.
up to RM100 additional daily cash allowance
Post Mortem ReportFor the cost involved in determining the cause of death of the policyholder.
up to RM200 
Alternative Medical TreatmentIn case you'd prefer to seek treatment from a registered traditional medicine practitioner.
up to RM400 per accident
ProsthesesTotal cost covered for purchase of artificial limbs if you lose your arms or legs in an accident.
up to RM2k 
Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
from RM100 per week up to 104 weeks

How to Claim

Who do I contact if I have a question or emergency?

Different type of incident calls for different set of procedure. Frown not! You could not go wrong with the simple steps laid out below:

In The Event Of Death

  • Acknowledge AmGeneral of your loss before any burial or cremation is carried out. They might request to be present at examination of the body of the deceased.
  • A claim form will be given to you and you are then required to fill it up. Also, prepare the necessary documents as a proof of your claim such as certified copy of death certificate, police report if any, copy of policyholder's IC and copy of claimant's IC.
  • Once all the documents are ready, submit them to your nearest AmGeneral branch.

Other Incident

  • Write in to AmGeneral as soon as possible or at most 14 days following the occurrence of the event.
  • Similarly, they will also provide you with a claim form. Complete and attach it with the mandatory supporting documents which include copy of claimant's IC, copy of driving license in case of motor accident, police report if applicable and others as may be required by the insurer.
  • Got them all with you? Great! Now, deliver them to your nearest AmGeneral branch.

You can contact them with the following method:

  1. Claims Hotline: 1300 80 3030
  2. Email: [email protected]
  3. Or visit any of their branch directly

Requirements

Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 65 years of age

More Information

Imagine sending your kids to a babysitter in exchange for cash and they will be taken care of while you are away at work? AmGeneral intends to provide the same care in the most affordable way so you can get through the day, worriless.

What is AmPro Personal Accident Insurance about?

It is a personal accident policy that provides a financial safety net to you and your loved ones in case you are severely hurt or perish due to accident. The policy also offers financial coverage against death and disability arising from violence or accidents.

What benefits will I get from this plan?

You will get a lump sum payment of capital sum insured from claim under death and permanent disablement benefits. Moreover, you will get double (or more) indemnity if you encountered with accident while traveling on a  form commercial airline.

Besides that, AmGeneral will pay you cash relief for miscellaneous benefits such as hospital, funeral benefits and if you are unable to work while recuperating, among other things.

Can my family be insured under this PA policy?

Unfortunately, this insurance plan is only open to individuals. However, it’s not all doom and gloom as AmGeneral has a selection of plans that may be more adjustable to your growing needs.

How can I pay for this insurance policy?

You can charge your premium payments via any credit cards or pay them by way of cash or cheque. AmGeneral also accept payment made via direct debit from your preferred bank account.

Can I assign a nominee/trustee?

You are advised to do so, as it will make it easy for both parties to arrange for claims. AmGeneral allows up to 2 nominees/trustees, who are of sound mind and must be 18 years and above.