AmGeneral AmPro Personal Accident Insurance

It's always better to be safe than sorry! Have a financial blanket ready for yourself and the family with PA Insurance which provides high accidental death benefits and weekly benefits if you are unable to work due to severe personal injury.

AmGeneral AmPro Personal Accident Insurance
Accidental Death
up to RM100k
Permanent Disablement
up to RM100k
Medical Expenses
up to RM5k

Features

What makes this insurance policy stand out?

Cover Type
  • For Individual
Maximum Entry Age
Protection up to 65 years

Coverage

How much you can claim for AmGeneral AmPro Personal Accident Insurance

Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
from RM50 up to RM100 per week, up to 104 weeks
Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
up to RM100k 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
up to RM100k 
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
up to RM5k 
Cosmetic SurgeryTreatment for skin grafts and reconstructive surgery for disfiguration due to an accident.
up to RM5k 
Ambulance FeeFor the ambulance ride to the hospital and paramedics who arrive on the scene.
up to RM400 per accident
Funeral ExpensesWhat your insurer will cover for your funeral if you pass away in an accident
up to RM5k in the event of accidental death
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
RM200 per day, up to a maximum of 7 days
Cash Allowance At Government HospitalExtra cash if you're involved in an accident and admitted to a public hospital.
additional RM100 daily cash allowance, payable up to 5 days only
Visitation AllowanceFor your family to visit you at the hospital without having to worry about cost of travel and other expenses.
up to RM100 for your next of kin
Post Mortem ReportFor the cost involved in determining the cause of death of the policyholder.
up to RM200 
Alternative Medical TreatmentIn case you'd prefer to seek treatment from a registered traditional medicine practitioner.
up to RM400 per accident
ProsthesesTotal cost covered for purchase of artificial limbs if you lose your arms or legs in an accident.
up to RM2k 
Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
from RM50 up to RM100 per week, up to 104 weeks

How to Claim

Who do I contact if I have a question or emergency?

Different type of incidents calls for different sets of procedure. Frown not! You could not go wrong with the simple steps laid out below:

In The Event Of Accidental Death

  • Completed claim form
  • Death certificate
  • Post-mortem report
  • Burial certificate
  • Police report and copy of driving licence (if involved in a motor vehicle accident
  • Letter of administration (claim > RM100,000) and statutory declaration from next of kin (claim < RM100,000)
  • Sijil faraid for Muslims
  • Nominee relationship proof (e.g: birth certificate, marriage certificate)
  • A copy of the national registration identity card (NRIC)

In The Event of Permanent Disablement

  • Completed claim form
  • Police report and copy of driving licence (if involved in a motor vehicle accident)
  • Medical report including comment on the percentage of disability
  • Original photographs of the insured person/claimant (full and close up on the injury and disability)
  • A copy of the national registration identity card (NRIC)

For Hospital Income

  • Completed claim form
  • Medical report
  • Copy of in-patient hospitalisation invoice
  • Police report (if involved in a motor vehicle accident)
  • A copy of the national registration identity card (NRIC)

For Ambulance Fee

  • Completed claim form
  • Police report (if involved in a motor vehicle accident)
  • Original receipt of the ambulance fee
  • A copy of the national registration identity card (NRIC)

Requirements

Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 65 years of age

More Information

Imagine sending your kids to a babysitter in exchange for cash and they will be taken care of while you are away at work. AmGeneral intends to provide the same care in the most affordable way so you can get through the day, without worry.

What is AmPro Personal Accident Insurance about?

It is a personal accident policy that provides a financial safety net to you and your loved ones in case you are severely hurt or perish due to an accident. The policy also offers financial coverage against death and disability arising from violence or accidents.

What benefits will I get from this plan?

You will get a lump sum payment of the capital sum insured from the claim under accidental death and permanent disablement benefits.

Besides that, AmGeneral will pay you cash relief for miscellaneous benefits such as hospital, and funeral benefits and if you are unable to work while recuperating, among other things.

Can my family be insured under this PA policy?

Unfortunately, this insurance plan is only open to individuals. However, it’s not all doom and gloom as AmGeneral has a selection of plans that may be more adjustable to your growing needs.

How can I pay for this insurance policy?

You can pay for your insurance premium via any credit card or pay them by way of cash or cheque. AmGeneral also accept payment made via direct debit from your preferred bank account.

Can I assign a nominee/trustee?

You are advised to do so, as it will make it easy for both parties to arrange for claims. AmGeneral allows up to 2 nominees/trustees, who are of sound mind and must be 18 years and above.

For more details, check out the brochure or Policy Wording.

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