Chubb Individual Personal Accident Insurance

Don't take a chance on your safety, pick up a personal accident insurance policy that is designed to protect you in unexpected situations. Give yourself some peace of mind and the chance to live a richer life.

Chubb Individual Personal Accident Insurance
Accidental Death
from RM10k
Permanent Disablement
from RM10k
Medical Expenses
up to RM5k


What makes this insurance policy stand out?

Cover Type
  • For Individual
Maximum Entry Age
Protection up to 65 years
Renewal Bonus
10% increase of sum assured up to 150%   of the original sum and continues at this level, as long as the policy is in force


How much you can claim for Chubb Individual Personal Accident Insurance

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM10k 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM10k 
Temporary Total DisablementCash compensation if you are unable to work temporarily because of total disability.
from RM100 per week
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM500 up to RM5k per accident
Temporary Partial DisablementPartial compensation if you are temporarily only able to perform limited work after an accident.
from RM50 per week

How to Claim

Who do I contact if I have a question or emergency?

There is a couple ways for you to make a claim when it comes to Chubb. 

Firstly though, you will need to download the claim form. Since this insurance policy requires for you to settle your bill first and then later reimburse you, remember to hold on to all original receipts and reports regarding the incident that incurs the claim. 

  • Download and complete the claim form
  • Include original receipts and bills.
  • Attach all relevant reports based on the the nature of the incident that occur. 
  • Also include a full written statement describing the incident in your own words.
  • For extra security, include a copy of your bank statement that prove the amounts paid and dates.

Finally you can either walk into the nearest Chubb office or fax the claim to +603 2058 3333

For further details on claims, you can always contact the Chubb Insurance Malaysia Berhad office at : +603 2058 3000


Minimum Entry Age
At least 18 years of age
Maximum Entry Age
At most 65 years of age

More Information

What is this Individual Personal Accident Insurance?

This is one of Chubb’s most affordable insurance protection plans against personal accident. It covers the personal accident basics and a little more than that. 

With coverage for temporary, and permanent disablement as well as accidental death, you can be sure in case of an accident, your family will have little to worry over, financially. The plan also offers optional coverage for medical expenses, should you need it when the time comes.

How do the premiums look?

Premiums for this insurance plan is entirely up to you. Depending on what coverage you want and how much coverage you want, the insurance premium will be calculated factoring in your age and gender as well.

The premiums can range from as low as RM50 a month up to a few hundred ringgit. 

What are the terms of this policy?

For both your safety and the safety of the company please remember to check out the list of exclusions thoroughly. The policy will not cover any self-inflicted harm, suicide, disease, crime, un-lawful acts, murder, pre-existing conditions and a few more things.

Also there are age limits for when you can apply for this policy. Since this is a personal accident insurance, any individual who signs up for it, cannot include their spouse, family or children under the policy.

You will need to be at least 18 years old. The maximum age that you can be to purchase this insurance is 65 years at the date of inception of this Individual Personal Accident Insurance policy. 

The duration of this cover is for one year, hence you need to renew your insurance cover annually.

Can I cancel my policy?

Sure you can. If you no longer want or need the policy, simply submit a written notice to Chubb Insurance Malaysia Berhad prior to cancellation.

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