Underwritten by Chubb Insurance Malaysia Berhad

Chubb Individual Personal Accident Insurance

Don't take a chance on your safety, pick up a personal accident insurance policy that is designed to protect you in unexpected situations. Give yourself some peace of mind and the chance to live a richer life.

    • from RM10000 Accidental Death Benefit
    • from RM10000 TPD Benefit
    • from RM500 Medical Expenses Benefit
    • from RM10000 Accidental Death Or TPD Benefit
View product disclosure sheet.


What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 75 years of age


How much you can claim for Chubb Individual Personal Accident Insurance

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM10000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM10000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    from RM100 per week
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM500
    • Temporary Partial Disablement
      Partial compensation if you are temporarily only able to perform limited work after an accident.
      from RM50 per week
View more coverage details +


How much your premiums may cost

  • Office Admin

    Carrie just started working after acquiring her degree. She wants to get a basic insurance that covers the bare minimum for a low risk lifestyle.

    Suggested PremiumRM45.00
    Get Quote
  • VIP

    Ben is the CEO of a company and lives a high profile life, so he's looking for an insurance plan that acts as a contingency in case anything happens to him.

    Suggested PremiumRM91.00
    Get Quote
  • Machinery Operator

    Amir is an operator on a large scale construction site and needs a cover to protect him in case of work accidents heavy machinery and rough working conditions.

    Suggested PremiumRM1178.00
    Get Quote

Actual premium rates will be determined by Chubb Insurance Malaysia Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

There is a couple ways for you to make a claim when it comes to Chubb. 

Firstly though, you will need to download the claim form. Since this insurance policy requires for you to settle your bill first and then later reimburse you, remember to hold on to all original receipts and reports regarding the incident that incurs the claim. 

  • Download and complete the claim form
  • Include original receipts and bills.
  • Attach all relevant reports based on the the nature of the incident that occur. 
  • Also include a full written statement describing the incident in your own words.
  • For extra security, include a copy of your bank statement that prove the amounts paid and dates.

Finally you can either walk into the nearest Chubb office or fax the claim to +603 2058 3333. 

For further details on claims, you can always contact the Chubb Insurance Malaysia Berhad office at : +603 2058 3000 


Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 75 years of age

Frequently Asked Questions about Chubb Individual Personal Accident Insurance

Things you might want to know

What is this Individual Personal Accident Insurance?

This is one of Chubb’s most affordable insurance protection plans against personal accident. It covers the personal accident basics and a little more than that. 

With coverage for temporary, and permanent disablement as well as accidental death, you can be sure in case of an accident, your family will have little to worry over, financially. The plan also offers optional coverage for medical expenses, should you need it when the time comes.

How do the premiums look?

Premiums for this insurance plan is entirely up to you. Depending on what coverage you want and how much coverage you want, the insurance premium will be calculated factoring in your age and gender as well.

The premiums can range from as low as RM40 a month up to a few hundred ringgit. 

What are the terms of this policy?

For both your safety and the safety of the company please remember to check out the list of exclusions thoroughly. The policy will not cover any self-inflicted harm, suicide, disease, crime, un-lawful acts, murder, pre-existing conditions and a few more things.

Also there are age limits for when you can apply for this policy. Since this is a personal accident insurance, any individual who signs up for it, cannot include their spouse, family or children under the policy.

You will need to be at least 18 years old. The maximum age that you can be to purchase this insurance is 65 after which you can renew it until the age of 75.

Can I cancel my policy?

Sure you can. If you no longer want or need the policy, simply submit a written notice to Chubb Insurance Malaysia Berhad prior to cancellation.

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