What is the Chubb Snatch Care Plus?
With life being as unpredictable as the changing weather, it is always helpful to plan ahead for as many outcomes as you can. Chubb Snatch Care Plus is a personal accident insurance plan that comes with care for the most important aspects of your life and prepares you for the worst of situations.
How much does it cover?
Like most personal accident plans, this one will cover injuries and issues related to accidents that might befall you. It will also provide your family and loved ones with a lump sum cash payout in the event of your death, due to an accident. Which should help them out with the financial lurch that is entirely possible for situations like those.
Aside from that, since this plan takes care of accident related threats, it will also provide you with compensation in the event that you are injured to the point of permanent damage to be disabled. Permanent disablement benefit will be directed to in lump sum monthly payments ranging from RM500 to RM1000 per year depending on the plan you purchase.
What other benefits do I get?
Different from other personal accident protection plans, Snatch Care Plus, also offers coverage for Surgical Expenses of up to RM7,000 based on the plan you select. On top of that, in case of a Permanent Total Disablement, you will also get a benefit of up to RM1,500 per month to cover your living expenses.
This policy also covers a couple other things. From the name, Snatch Care Plus, you could probably guess that there is a cover against snatch theft. For any loss or damage endured, being a victim of snatch theft, you can request a claim of up to RM1000 per incident based on the plan you choose.
Who can purchase this policy?
The policy is open to a both individual buyers and married couples being an insured and their spouse. Applicants will need to be over 30 years of age and under 60 years from the date of registration.
Can I cancel the policy?
Fortunately, that decision is entirely up to you. The only thing you might want to keep in mind is when you make the cancellation. If you are new to the policy and decide that you no longer want or need it, then you can make a cancellation within the first 30 days of having the policy.
It is in this first 30 days that you will receive a full refund of any premiums paid, upon cancellation. After this grace period any cancellations made may not have the same outcome.