What is EZCover all about?
Life is precious and preserving it is no easy task, so looking to an insurance plan that will both protect you and your family without breaking the bank is entirely useful.
You can customize the plan to fit your needs, and the needs of your family as well with 4 different
What are the coverage benefits?
First of all, you’ll need to understand what you’re looking for in an insurance plan, this one works for everyone from students getting out of college to families with kids in college.
With the basic package, you will be covered for Accidental and Total Permanent Disability. If you were to upgrade to a Premier Plus package then the coverage amount increases to about RM500,000 in whichever circumstance.
You are also covered fin the case of Temporary Total Disability where you will receive a weekly benefit of RM50 to RM250 for living expenses. This is of course in the case that your disability hinders you from earning an income.
How much coverage do I get for Optional Benefits?
So if you needed extra coverage, maybe because of your living conditions, or working environment or even your day to day travel you can pick up extra coverage for a little extra charge and there you have it, more coverage.
Add-on Coverage | Minimum (RM)
| Maximum (RM)
|
Traffic Accidental Death and TPD Protection | 50,000
| 250,000
|
Emergency Cash for Accidental Hospitalisation | 250 | 1,250 |
Theft & Snatch Accidental Death and TPD | 50,000
| 250,000
|
Aviation Accidental Death and TPD | 200,000
| 1,000,000
|
If you have a job in construction or some other equally dangerous occupation there is the option of getting quick cash for emergency hospitalization. Or for the businesswoman who travels to world to meet clients, some extra travel coverage might come in handy.
If you live in a high-risk area or are worried about being mugged, then some snatch theft accident protection would be a good option. Lastly, for those of you who are either new to driving or spend a lot of time on the road, then a traffic accident protection maybe useful to you.
What do I need to apply?
There are a couple of conditions that you may need to meet before you can apply for this coverage plan. Its only available to those of you between the ages of 18 and 70, it is renewable after that for another 5 years to the age of 75.
Couples who’d like to pick it up can enroll if they meet the same criteria. If you have children, then depending on the plan, they add an additional 50% to your monthly premium. For a child under your care to be covered, they need to be at least 6 months old to a max age of 23.
There are no medical examinations required for this product, and your acceptance is guaranteed, the monthly contributions will not increase with your age.
How do I get in touch with EZTakaful?
Well you could hit that apply now button on this screen to get the coverage that you need. However, if you have any enquiries about the coverage details then you can always contact their customer service at 1 300 82 0010.