Etiqa Flexi PA

An accident might just turn your family life upside down in a blink of an eye. Plan ahead and get financial cover from accidental death or permanent disability so you're loved ones are well taken care of all in one simple plan!

Etiqa Flexi PA
Accidental Death
up to RM50k
Permanent Disablement
up to RM50k
Medical Expenses
Not covered


What makes this insurance policy stand out?

Cover Type
  • For Individual
Maximum Entry Age
Protection up to 70 years
Worldwide Assistance
24-hour worldwide assistance


How much you can claim for Etiqa Flexi PA

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM50k up to RM50k 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM50k up to RM50k 
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM50 up to RM50 per night, up to RM5000

How to Claim

Who do I contact if I have a question or emergency?

Prepare yourself with this handy information on claiming so you can get back on your feet with minimum hassle and without delay.

In case of accident, you must notify Etiqa Takaful within 30 days from the date of accident. Before filing your claim form, make sure you have all the details from the claims checklist as follows:

  • A copy of police report
  • Copy of NRIC/Birth or Marriage Certificate
  • Medical report, photograph of injured person and SOSCO notification (for permanent disablement claim)
  • Death Certificate, Burial permit, full post-mortem report, Letter of Administrator and SOSCO notification (for death claim)

You can contact Etiqa Takaful via the following method:

  1. Claims Assist: 1300 88 1007
  2. Email: [email protected]
  3. Or visit any of their branches directly


Minimum Entry Age
At least 18 years of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

More Information

What can Etiqa Flexi PA do for me?

For those who are constantly on the road, this basic plan will do just enough for you to ride through the stormy days. In case you are injured, disabled or maybe dead from an accident, Etiqa will compensate you and your loved ones with RM50,000 in benefits at any one occurrence.

How much am I covered for under this plan?

The key benefits you will get from this personal accident insurance plan are accidental death, total and permanent disability, and hospital confinement allowance worth RM50 per night (up to RM5,000). The total premium you will need to pay is RM63.60 (inclusive of GST), acceptable via cash, credit card or cheque.

What are the fees and charges applied?

Apart from the total premium, you are also subject to other fees and charges including 25% commission to insurance l agent, 6% GST and RM10 Stamp Duty.

Am I protected everywhere and anytime?

Definitely. Etiqa offers a worldwide coverage, 24-hour a day, for as long as the policy is in force.

Can I cancel my policy?

You are allowed to do so by providing Etiqa with a written notice. Upon cancellation, you are entitled to a partial refund on the contribution paid, provided you have not made any claim during the period of coverage.

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