Underwritten by Etiqa Insurance Berhad

Etiqa Flexi PA

An accident might just turn your family life upside down in a blink of an eye. Plan ahead and get financial cover from accidental death or permanent disability so you're loved ones are well taken care of all in one simple plan!

    • Up to RM50000 Accidental Death Benefit
    • Up to RM50000 TPD Benefit
    • Islamic

Get covered now with Etiqa Flexi PA

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our Terms of Use. We respect your privacy and are committed to handle your personal information safely and responsibly.

You are one step closer to getting your coverage with Etiqa Flexi PA

Let us know you better so we can help you get the right amount of coverage.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Your qualifications have not met the requirements of this policy. Don’t worry, you can still check other insurance policies

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to Etiqa website

If you have any questions let us know at [email protected], we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

View product disclosure sheet.


What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 70 years of age
  • Worldwide Assistance
    24-hour worldwide assistance


How much you can claim for Etiqa Flexi PA

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    Not Covered
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      RM50 per night, up to RM5000
View more coverage details +


How much your premiums may cost

  • Office Admin

    At age 40, Dianne drives to work everyday so she's decided to get her own PA insurance plan. With a simple 1-plan for all, she'll get the same rate as everyone else!

    Suggested PremiumRM64.00
    Get Quote

Actual premium rates will be determined by Etiqa Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Prepare yourself with this handy information on claiming so you can get back on your feet with minimum hassle and without delay.

In case of accident, you must notify Etiqa Takaful within 30 days from the date of accident. Before filing your claim form, make sure you have all the details from the claims checklist as follows:

  • A copy of police report
  • Copy of NRIC/Birth or Marriage Certificate
  • Medical report, photograph of injured person and SOSCO notification (for permanent disablement claim)
  • Death Certificate, Burial permit, full post-mortem report, Letter of Administrator and SOSCO notification (for death claim)

You can contact Etiqa Takaful via the following method:

  1. Claims Assist: 1300 88 1007
  2. Email: [email protected]
  3. Or visit any of their branches directly
Customer Service Hotline
Etiqa Claims Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

Frequently Asked Questions about Etiqa Flexi PA

Things you might want to know

What can Etiqa Flexi PA do for me?

For those who are constantly on the road, this basic plan will do just enough for you to ride through the stormy days. In case you are injured, disabled or maybe dead from an accident, Etiqa will compensate you and your loved ones with RM50,000 in benefits at any one occurrence.

How much am I covered for under this plan?

The key benefits you will get from this personal accident insurance plan are accidental death, total and permanent disability, and hospital confinement allowance worth RM50 per night (up to RM5,000). The total premium you will need to pay is RM63.60 (inclusive of GST), acceptable via cash, credit card or cheque.

What are the fees and charges applied?

Apart from the total premium, you are also subject to other fees and charges including 25% commission to insurance l agent, 6% GST and RM10 Stamp Duty.

Am I protected everywhere and anytime?

Definitely. Etiqa offers a worldwide coverage, 24-hour a day, for as long as the policy is in force.

Can I cancel my policy?

You are allowed to do so by providing Etiqa with a written notice. Upon cancellation, you are entitled to a partial refund on the contribution paid, provided you have not made any claim during the period of coverage.

Read More