Etiqa Takaful Femina Special

As a strong an independent Malaysian woman, you deserve more than just standard insurance cover. Enjoy exclusive woman's coverage benefits including female cancers, maternity complication and more with this personal accident takaful plan!

Etiqa Takaful Femina Special
Accidental Death
up to RM100k
Permanent Disablement
up to RM200k
Medical Expenses
up to RM5k


What makes this insurance policy stand out?

Cover Type
  • For Lady
Maximum Entry Age
Protection up to 70 years


How much you can claim for Etiqa Takaful Femina Special

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM100k up to RM100k 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM200k up to RM200k 
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM5k up to RM5k 
Dental And Cosmetic SurgeryTotal cover for dental treatment and reconstructive surgery for injuries that are accident related.
from RM10k up to RM10k 
Ambulance FeeFor the ambulance ride to the hospital and paramedics who arrive on the scene.
from RM500 up to RM500 per accident per year
Compassionate CoverExtra cash benefit to family of policyholder if death is because of an accident.
up to RM2k 
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM100 up to RM100 per day up to 100 days
KidnapCover benefits provided by the insurer if policyholder is kidnapped.
from RM30k up to RM30k 
Snatch TheftFor damage and loss of personal belongings if you're a victim of snatch theft.
from RM1k up to RM1k 
Impotency Or InfertilityCompensation to policyholder if an accident causes damage or loss of reproductive organs.
from RM10k up to RM10k 

How to Claim

Who do I contact if I have a question or emergency?

Prepare yourself with this handy information on claiming so you can get back on your feet with minimum hassle and without delay.

In case of accident, you must notify Etiqa Takaful within 30 days from the date of accident. Before filing your claim form, make sure you have all the details from the claims checklist as follows:

  • A copy of police report
  • Copy of NRIC/Birth or Marriage Certificate
  • Medical report, photograph of injured person and SOSCO notification (for permanent disablement claim)
  • Death Certificate, Burial permit, full post-mortem report, Letter of Administrator and SOSCO notification (for death claim)

For medical expenses/hospitalization/ambulance claim:

  • Copy of NRIC/Birth or Marriage Certificate
  • Admission/discharge note of hospital bills
  • Original outpatient medical receipt
  • Original ambulance fee receipt
  • Full post-mortem report (if any)

You can contact Etiqa Takaful via the following method:

  1. Claims Assist: 1300 88 1007
  2. Email: [email protected]
  3. Or visit any of their branches directly


Minimum Entry Age
At least 18 years of age
Maximum Entry Age
At most 60 years of age
Maximum Renewal Age
At most 70 years of age

More Information

What can I get from Etiqa Takaful Femina Special?

You will get the basic coverage such as accidental death, permanent disability and medical expenses. This Islamic PA for women also extends its protection to cover Female Cancers, death due to maternity complications, and cosmetic and dental surgery due accident, among others benefits and allowances.

As women tend to be the more preferred target for criminals, Etiqa Takaful will provide compensation and reimbursement for crime-related events such as kidnapping and snatch theft.

How much will it cost me? 

Your total contribution amount will be based on the age factor, which is inclusive of RM10 stamp duty. For example, if you are between the 18 - 40 years age group, your yearly contribution will be RM270.

Bear in mind that this policy is renewable every year and that your contribution rates may be varied upon the next renewal date, subject to Etiqa Takaful’s discretion.

Which situations does Etiqa Takaful Femina Special not cover?

Etiqa Takaful Femina Special does not cover including pre-existing illnesses, i.e. specified illnesses that occurred within the first 120 days from the effective date of the PA policy.

If you’re diagnosed with an illness during the first 30 days of this Takaful policy commencement, you will also not be paid with the benefit, except for accident. Any other events not stated in the benefits will not be covered by this plan.

What are the payment modes allowed?

You can make your contribution payment by using either cash or credit card. Etiqa Takaful will inform you via SMS on the renewal status as well as alterations and claim status.

Can I cancel this certificate?

Etiqa Takaful allows for you to have a change of mind within a 15-day ‘free look’ period after the purchase of this Islamic PA policy – just so you can make the right decision.

Then, you will be reimbursed all contribution paid, less any medical expenses incurred in the process of issuing the certificate.

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