What can I get from Etiqa Takaful Femina Special?
You will get the basic coverage such as accidental death, permanent disability and medical expenses. This Islamic PA for women also extends its protection to cover Female Cancers, death due to maternity complications, and cosmetic and dental surgery due accident, among others benefits and allowances.
As women tend to be the more preferred target for criminals, Etiqa Takaful will provide compensation and reimbursement for crime-related events such as kidnapping and snatch theft.
How much will it cost me?
Your total contribution amount will be based on the age factor, which is inclusive of RM10 stamp duty. For example, if you are between the 18 - 40 years age group, your yearly contribution will be RM270.
Bear in mind that this policy is renewable every year and that your contribution rates may be varied upon the next renewal date, subject to Etiqa Takaful’s discretion.
Which situations does Etiqa Takaful Femina Special not cover?
Etiqa Takaful Femina Special does not cover including pre-existing illnesses, i.e. specified illnesses that occurred within the first 120 days from the effective date of the PA policy.
If you’re diagnosed with an illness during the first 30 days of this Takaful policy commencement, you will also not be paid with the benefit, except for accident. Any other events not stated in the benefits will not be covered by this plan.
What are the payment modes allowed?
You can make your contribution payment by using either cash or credit card. Etiqa Takaful will inform you via SMS on the renewal status as well as alterations and claim status.
Can I cancel this certificate?
Etiqa Takaful allows for you to have a change of mind within a 15-day ‘free look’ period after the purchase of this Islamic PA policy – just so you can make the right decision.
Then, you will be reimbursed all contribution paid, less any medical expenses incurred in the process of issuing the certificate.