Underwritten by Etiqa Takaful Berhad

Etiqa Takaful Femina Special

As a strong an independent Malaysian woman, you deserve more than just standard insurance cover. Enjoy exclusive woman's coverage benefits including female cancers, maternity complication and more with this personal accident takaful plan!

    • Up to RM100k Accidental Death Benefit
    • Up to RM200k TPD Benefit
    • Up to RM5000 Medical Expenses Benefit
    • Islamic

Get covered now with Etiqa Takaful Femina Special

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our Terms of Use. We respect your privacy and are committed to handle your personal information safely and responsibly.

You are one step closer to getting your coverage with Etiqa Takaful Femina Special

Let us know you better so we can help you get the right amount of coverage.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Your qualifications have not met the requirements of this policy. Don’t worry, you can still check other insurance policies

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to Etiqa website

If you have any questions let us know at [email protected], we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

View product disclosure sheet.


What makes this insurance policy stand out?

  • Cover Type
    for lady
  • Maximum Entry Age
    protection up to 70 years of age


How much you can claim for Etiqa Takaful Femina Special

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    • Dental And Cosmetic Surgery
      Total cover for dental treatment and reconstructive surgery for injuries that are accident related.
    • Ambulance Fee
      For the ambulance ride to the hospital and paramedics who arrive on the scene.
      RM500 per accident per year
    • Compassionate Cover
      Extra cash benefit to family of policyholder if death is because of an accident.
      up to RM2000
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      RM100 per day up to 100 days
    • Kidnap
      Cover benefits provided by the insurer if policyholder is kidnapped.
    • Snatch Theft
      For damage and loss of personal belongings if you're a victim of snatch theft.
    • Impotency Or Infertility
      Compensation to policyholder if an accident causes damage or loss of reproductive organs.
    • Miscellaneous Benefits
      Etiqa Takaful Femina Special also provides the following benefit:
      Female Cancers
      Skin Grafting Or Burns
      ATM Cash Withdrawal Protection
      Compassionate Cash For Domestic Violence
      Family Prosperity Bonus For Delivery Of Twins And More
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Saidatul who's just completed her Masters at the age of 25 wants to mitigate the financial impact on her family with a basic personal accident plan should something terrible happens to her.

    Suggested PremiumRM270.00
    Get Quote
  • Homemaker

    For Mrs.Tey who is at the age of 45, nothing is more important than the welfare of her family. She doesn't mind spending a little more to ensure that her loved ones are well protected if anything happens to her.

    Suggested PremiumRM485.00
    Get Quote
  • Office Admin

    Although Choo Lin is 62 years old this year, she's still working as a admin executive in a private company. She already has a policy and wants to renew it regardless of the cost.

    Suggested PremiumRM485.00
    Get Quote

Actual premium rates will be determined by Etiqa Takaful Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Prepare yourself with this handy information on claiming so you can get back on your feet with minimum hassle and without delay.

In case of accident, you must notify Etiqa Takaful within 30 days from the date of accident. Before filing your claim form, make sure you have all the details from the claims checklist as follows:

  • A copy of police report
  • Copy of NRIC/Birth or Marriage Certificate
  • Medical report, photograph of injured person and SOSCO notification (for permanent disablement claim)
  • Death Certificate, Burial permit, full post-mortem report, Letter of Administrator and SOSCO notification (for death claim)

For medical expenses/hospitalization/ambulance claim:

  • Copy of NRIC/Birth or Marriage Certificate
  • Admission/discharge note of hospital bills
  • Original outpatient medical receipt
  • Original ambulance fee receipt
  • Full post-mortem report (if any)

You can contact Etiqa Takaful via the following method:

  1. Claims Assist: 1300 88 1007
  2. Email: [email protected]
  3. Or visit any of their branches directly
Customer Service Hotline
Etiqa Claims Hotline
 1300-881-007 019-352-6479


Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 60 years of age
Maximum Renewal Age
At most 70 years of age
Who can Apply
  • Malaysians
  • Permanent residents of Malaysia

Frequently Asked Questions about Etiqa Takaful Femina Special

Things you might want to know

What can I get from Etiqa Takaful Femina Special?

You will get the basic coverage such as accidental death, permanent disability and medical expenses. This Islamic PA for women also extends its protection to cover Female Cancers, death due to maternity complications, and cosmetic and dental surgery due accident, among others benefits and allowances.

As women tend to be the more preferred target for criminals, Etiqa Takaful will provide compensation and reimbursement for crime-related events such as kidnapping and snatch theft.

How much will it cost me? 

Your total contribution amount will be based on the age factor, which is inclusive of RM10 stamp duty. For example, if you are between the 18 - 40 years age group, your yearly contribution will be RM270.

Bear in mind that this policy is renewable every year and that your contribution rates may be varied upon the next renewal date, subject to Etiqa Takaful’s discretion.

Which situations does Etiqa Takaful Femina Special not cover?

Etiqa Takaful Femina Special does not cover including pre-existing illnesses, i.e. specified illnesses that occurred within the first 120 days from the effective date of the PA policy.

If you’re diagnosed with an illness during the first 30 days of this Takaful policy commencement, you will also not be paid with the benefit, except for accident. Any other events not stated in the benefits will not be covered by this plan.

What are the payment modes allowed?

You can make your contribution payment by using either cash or credit card. Etiqa Takaful will inform you via SMS on the renewal status as well as alterations and claim status.

Can I cancel this certificate?

Etiqa Takaful allows for you to have a change of mind within a 15-day ‘free look’ period after the purchase of this Islamic PA policy – just so you can make the right decision.

Then, you will be reimbursed all contribution paid, less any medical expenses incurred in the process of issuing the certificate.

Read More