Underwritten by Etiqa Takaful Berhad

Etiqa Takaful Flexi PA

Safeguard your future with a single Takaful PA policy to provide the protection that you need at an affordable price - it's a one-plan fit all that anyone up to the age of 65 years can apply for!

    • Up to RM50000 Accidental Death Benefit
    • Up to RM50000 TPD Benefit
    • Islamic

Get covered now with Etiqa Takaful Flexi PA

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What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 70 years of age
  • Worldwide Assistance
    24-hour worldwide coverage


How much you can claim for Etiqa Takaful Flexi PA

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    Not Covered
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      RM50 per night up to 100 days
View more coverage details +

How to Claim

Prepare yourself with this handy information on claiming so you can get back on your feet with minimum hassle and without delay.

In case of accident, you must notify Etiqa Takaful within 30 days from the date of accident. Before filing your claim form, make sure you have all the details from the claims checklist as follows:

  • A copy of police report
  • Copy of NRIC/Birth or Marriage Certificate
  • Medical report, photograph of injured person and SOSCO notification (for permanent disablement claim)
  • Death Certificate, Burial permit, full post-mortem report, Letter of Administrator and SOSCO notification (for death claim)

You can contact Etiqa Takaful via the following method:

  1. Claim Assist: 1300 88 1007
  2. Email: [email protected]
  3. Or visit any of their branches directly
Customer Service Hotline
Etiqa Claims Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

Frequently Asked Questions about Etiqa Takaful Flexi PA

Things you might want to know

What can Etiqa Takaful Flexi PA do for me?

For those who are constantly on the road, this basic plan will do just enough for you to ride through the stormy days. In case you are injured, disabled or died from an accident, Etiqa Takaful will compensate you and your loved ones with RM50,000 benefits in any one occurrence.

How much am I covered for under this plan?

The key benefits you will get from contribution in this Takaful plan are accidental death, total and permanent disability, and hospital confinement allowance worth RM50 per night (up to RM5,000). The total contribution you will need to pay is RM63.60 (inclusive of GST), acceptable via cash, credit card or cheque.

What are the fees and charges applied?

Apart from the total contribution, you are also subject to other fees and charges including 25% commission to Takaful agent, 6% GST and RM10 Stamp Duty.

Am I protected everywhere and anytime?

Definitely. Etiqa Takaful offers a worldwide coverage, 24-hour a day, for as long as the policy is in force.

Can I cancel my policy?

You are allowed to do so by providing Etiqa Takaful with a written notice. Upon cancellation, you are entitled to a partial refund on the contribution paid, provided you have not made any claim during the period of coverage.

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