Generali Multi Lucky Personal Accident

Want to protect yourself and your spouse financially from unexpected events due to accidents? This plan offers coverage for total paralysis, kidnap and financial obligation at a lower price.

Generali Multi Lucky Personal Accident
Accidental Death
up to RM1m
Permanent Disablement
up to RM1m
Medical Expenses
Not covered

Features

What makes this insurance policy stand out?

Cover Type
  • For Individual
  • For Couple
Maximum Entry Age
Protection up to 70 years

Coverage

How much you can claim for Generali Multi Lucky Personal Accident

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM100k up to RM1m based on the chosen plan
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM100k up to RM1m based on the chosen plan
Double IndemnityFor death that occurs using public transportation you get double the accidental death benefits.
based on the chosen plan, get coverage of up to a maximum of RM300,000 (Plan 1), up to a maximum of RM750,000 (Plan 2), up to a maximum of RM1,500,000 (Plan 3), up to maximum of RM2,250,000 (Plan 4), and up to a maximum of RM3,000,000 (Plan 5)
RepatriationTotal expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
from RM5k up to RM25k based on the chosen plan
Financial ObligationAmount covered by your insurer for death and TPD on your housing & car loans and outstanding credit card balance.
based on the chosen plan, get coverage of up to a maximum of RM10,000 (Plan 1), up to a maximum of RM25,000 (Plan 2), and up to a maximum of RM50,000 (Plan 3/Plan 4/Plan 5)
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM75 up to RM375 per day, up to maximum of 300 days
KidnapCover benefits provided by the insurer if policyholder is kidnapped.
RM5,000 coverage for kidnap expenses (all plans). For kidnap rewards, get coverage of RM20,000 (Plan 1), RM40,000 (Plan 2), RM50,000 (Plan 3), RM60,000 (Plan 4), and RM70,000 (Plan 5)
Personal LiabilityCoverage if you're required to pay for damages to another person's property and their injuries.
from RM150k up to RM1.5m based on the chosen plan

How to Claim

Who do I contact if I have a question or emergency?

You can always count on Generali to process your claim swiftly and professionally. All you need do is inform them immediately of any event that may result in a medical claim.

You can reach them in multiple ways:

  • Contact their customer service representative
  • Visit the nearest branch to you or
  • Directly visit their head office

They will give you the best advice based on your situation and guide you on the necessary steps to report a claim successfully.

Requirements

Minimum Entry Age
At least 13 years of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

More Information

Personal Accident Insurance » Generali

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