Generali Multi PA-Protector

An affordable personal accident insurance plan that offers financial protection against accidents. Get your children insured at RM15 only when you and your spouse are insured.

Generali Multi PA-Protector
Accidental Death
up to RM300k
Permanent Disablement
up to RM300k
Medical Expenses
up to RM9k

Features

What makes this insurance policy stand out?

Cover Type
  • For Individual
  • For Couple
  • For Child
Maximum Entry Age
Protection up to 70 years

Coverage

How much you can claim for Generali Multi PA-Protector

Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
from RM50 up to RM175 based on the chosen plan
Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM50k up to RM300k based on the chosen plan. For motorcycling (75% of death and permanent disablement), from RM37,500 to RM225,000 based on the chosen plan
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM50k up to RM300k based on the chosen plan. For motorcycling (75% of death and permanent disablement), from RM37,500 to RM225,000 based on the chosen plan
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM3k up to RM9k based on the chosen plan
RepatriationTotal expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
for overseas with RM5,000 coverage for all plans
Bereavement BenefitCash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
RM3,000 coverage for all plans
Financial ObligationAmount covered by your insurer for death and TPD on your housing & car loans and outstanding credit card balance.
from RM10k up to RM20k based on the chosen plan
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM75 up to RM150 above 5 days, based on the chosen plan
Alternative Medical TreatmentIn case you'd prefer to seek treatment from a registered traditional medicine practitioner.
RM350 coverage for all plans, with a maximum of RM50 per visit
Personal LiabilityCoverage if you're required to pay for damages to another person's property and their injuries.
from RM50k up to RM125k based on the chosen plan
Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
from RM50 up to RM175 based on the chosen plan

How to Claim

Who do I contact if I have a question or emergency?

You can always count on Generali to process your claim swiftly and professionally. All you need do is inform them immediately of any event that may result in a medical claim.

You can reach them in multiple ways:

  • Contact their customer service representative
  • Visit the nearest branch to you or
  • Directly visit their head office

They will give you the best advice based on your situation and guide you on the necessary steps to report a claim successfully.

Requirements

Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

More Information

Tell me about the Generali Multi PA-Protector.

Multi PA-Protector is a personal accident insurance that provides compensation and reimbursement in the event of injury, disability and death arising solely from an accident.

What are the covers or benefits?

At an affordable annual premium, you will be covered for accidental death or permanent disablement, hospitalization benefits and medical reimbursement.

You will also receive an extra cash payout every week if you’re unable to work apart from other allowances such as repatriation expenses, bereavement benefits, and hospital allowances.

Also, this personal accident policy will compensate for claims made by a third party under personal liability benefit in addition to covering your debt obligations (housing and motor loans) with financial institutions.

Can my family be protected under this plan?

This is a comprehensive policy that offers 4 affordable plans to meet your budget. When you and your spouse sign up for Multi PA-Protector, you can choose to insure your children at RM15 only!

What else do I need to know about this personal accident insurance?

Your policy is entitled to a renewal bonus when there is no claim lodged within the coverage period.

This is a cash-before-cover policy, meaning a full premium must be paid before the policy can become effective. Also, you must nominate a nominee for this personal accident plan.

Can I cancel the policy after purchasing it?

Generali requires a written notice from you before you can make any cancellations. Bear in mind that you will not get any refund of premium for the period beyond the date of termination.

The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).

Personal Accident Insurance » Generali

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