Generali SmartCare VIP

So you're a business class traveller, but are you protected like a VIP? Get all-round protection with a premier personal accident insurance policy to keep your liabilities low and your family well-covered.

Generali SmartCare VIP
Accidental Death
up to RM3m
Permanent Disablement
up to RM3m
Medical Expenses
up to RM30k

Features

What makes this insurance policy stand out?

Cover Type
  • For Individual
Maximum Entry Age
Protection up to 75 years

Coverage

How much you can claim for Generali SmartCare VIP

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM1m up to RM3m based on the chosen plan
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM1m up to RM3m based on the chosen plan
Temporary Total DisablementCash compensation if you are unable to work temporarily because of total disability.
from RM500 up to RM1k a weekly benefit of up to 104 weeks, based on the chosen plan
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM10k up to RM30k based on the chosen plan, coverage includes Western Hospitalisation, Surgical and Clinical Treatment, Chinese Physician Treatment (max RM50 per visit per day, RM500 per accident), Weekly Nursing Care Charges (max RM1,000 per week, RM4,000 per accident), Prostheses (max RM3,000 per accident)
Repatriation or Funeral ExpensesCost covered to return your body or ashes back to Malaysia, or for the funeral bills if you pass away.
from RM10k up to RM20k based on the chosen plan
Bereavement BenefitCash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
RM5,000 coverage due to dengue fever, applicable to all plans
Personal LiabilityCoverage if you're required to pay for damages to another person's property and their injuries.
from RM500k up to RM1.5m based on the chosen plan

How to Claim

Who do I contact if I have a question or emergency?

You can always count on Generali to process your claim swiftly and professionally. All you need do is inform them immediately of any event that may result in a medical claim.

You can reach them in multiple ways:

  • Contact their customer service representative
  • Visit the nearest branch to you or
  • Directly visit their head office

They will give you the best advice based on your situation and guide you on the necessary steps to report a claim successfully.

Requirements

Minimum Entry Age
At least 18 years of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 75 years of age

More Information

Personal Accident Insurance » Generali
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