What makes this insurance policy stand out?
How much you can claim for Generali The Gladiator Enhanced
Who do I contact if I have a question or emergency?
You can always count on Generali to process your claim swiftly and professionally. All you need do is inform them immediately of any event that may result in a medical claim.
You can reach them in multiple ways:
They will give you the best advice based on your situation and guide you on the necessary steps to report a claim successfully.
Life can be unpredictable; before you know it, all your years of hard work go down the drain if an accident happens to you, leaving your family with little to no resources to live on.
Having a personal accident policy, especially The Gladiator Enhanced by Generali, can help lighten the financial burden your family might have to deal with during tough times.
This personal accident insurance offers unique benefits with a higher coverage limit. In the event of death and permanent disablement due to an accident, you will be paid with lump sum benefits, which will be doubled when an accident occurs while using public transportation.
You will also be covered for medical expenses, dental and cosmetic surgery due to accident, personal liability and kidnap. On top of that, you will receive cash allowances for hospitalization, funeral expenses and other financial obligations such as car or housing loans.
You will receive an increment in the sum insured by 10% and up to 100% every renewal year, provided that there is no claim lodged under accidental death and permanent disablement made during the coverage period.
Depending on the types of plans you choose with a sum insured ranging from RM50,000 to RM1 million, your premium payment, inclusive of 25% agent commission, 8% GST and RM10 Stamp Duty, is chargeable annually.
This is a cash-before-cover policy, meaning a full premium must be paid before the policy can become effective. Also, you must nominate a nominee for this personal accident plan.
Generali requires a written notice from you before you can make any cancellations. Bear in mind that you will not get any refund of premium for the period beyond the date of termination.
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).
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