Hong Leong Assurance Premier HB

Cash relief upon hospitalization. Continuous income flow or financial assistance in the event of total or permanent disablement, or death.

Hong Leong Assurance Premier HBPremier Protection
Accidental Death
up to RM1m
Permanent Disablement
up to RM1m
Medical Expenses
up to RM5k

Features

What makes this insurance policy stand out?

Maxmium Entry Age
Protection up to [object Object] year
Worldwide Assistance
Asia Assistance Network

Coverage

How much you can claim for Hong Leong Assurance Premier HB

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM100k up to RM1m 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM100k up to RM1m 
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM3k up to RM5k 
Compassionate CoverExtra cash benefit to family of policyholder if death is because of an accident.
from RM10k 
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM50 up to RM150 

How to Claim

Who do I contact if I have a question or emergency?

Requirements

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 70 years of age

More Information

What is good about this personal accident plan?

HLA Premier HB is a PA plan that assists you financially on hefty medical expenses. When you're hospitalised due to illness or accident, the plan provides cash benefit of up to RM1000000. On top of that, the plan ensures you a continuous income assistance upon serious accidental injuries, such as death and total and permanent disablement (TPD).

How does daily hospital allowance work?

You will receive double allowance amount if you're hospitalised due to an accident.

You are eligible for the benefit if you are admitted to hospital for minimum 6 continuous hours a day. However, the hospital allowance is valid up to 730 days per disability.

What is monthly living allowance?

This benefit is one of your monthly income sources up to 180 months if you suffer from the disability below.

  • Total Permanent Disablement
  • Permanent total loss of sight of both eyes
  • Permanent total loss of sight of one eye
  • Permanent total loss of speech and hearing
  • Loss of or the permanent loss of use of two limbs
  • Loss of or the permanent loss of use of one limb
  • Permanent and incurable insanity
  • Permanent total paralysis

On top of that, the allowance is only valid to your continued disability during the payment period.