Kurnia Right Cover Personal Accident

Need the best Personal Accident Insurance? Get the essential financial safety net with Kurnia Right Cover Personal Accident. It provides lump sum cash for accidental death, permanent disability, and bereavement allowance. Protect your income easily.

Kurnia Right Cover Personal Accident
Accidental Death
up to RM45k
Permanent Disablement
Not covered
Medical Expenses
Not covered

Features

What makes this insurance policy stand out?

Cover Type
  • For Individual
Maximum Entry Age
Protection up to 80 years

Coverage

How much you can claim for Kurnia Right Cover Personal Accident

Accidental Death Or Permanent DisablementAmount paid if an accident results in death or permanent disablement of the policyholder.
from RM7.5k up to RM45k based on your chosen plan
Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM7.5k up to RM45k based on the chosen plan
Bereavement BenefitCash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
from RM300 up to RM300 

How to Claim

Who do I contact if I have a question or emergency?

You can always count on Liberty General Insurance Berhad (Kurnia’s underwriter) to process your claim swiftly and professionally. All you need to do is inform them immediately of any event that may result in a claim.

You can reach them in multiple ways:

  • Contact their Customer Service Representative (Toll-Free Line: 1-800-88-3833)
  • Visit the nearest branch to you (Liberty General Insurance Berhad/Kurnia branch)
  • Directly visit their Head Office

They will provide expert advice tailored to your situation and walk you through every necessary step to file a successful claim.

Requirements

Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 75 years of age
Maximum Renewal Age
At most 80 years of age

More Information

What is Kurnia Right Cover Personal Accident about? 

The Right Cover Personal Accident plan from Kurnia is an affordable insurance policy offering 24-hour worldwide protection against the financial strain of accidental death, permanent disablement, or injury, with coverage options up to RM45,000 and a bereavement allowance. It offers five flexible plans to suit different budgets.

What are the covers or benefits? 

The covers and benefits for the Right Cover Personal Accident plan include:

  • Accidental Death: Sum insured up to RM45,000 per person.
  • Permanent Disablement: Sum insured up to RM45,000 per person.
  • Bereavement Allowance: A payout of RM300 per person.

What are the unique features of this plan? 

The unique features of the Kurnia Right Cover Personal Accident plan are:

  • Flexibility: It offers five different plans to choose from, allowing you to select one that fits your budget.
  • 24-hour Worldwide Protection: The policy gives you coverage around the clock, regardless of your location in the world.

The plan also highlights its basic benefits, which include coverage for Accidental Death, Permanent Disablement (both up to RM45,000), and a Bereavement Allowance (RM300).

Can I cancel the policy after purchasing it? 

Yes, Liberty General Insurance requires a written notice from you before you can make any cancellations. 

Any refund provided is usually calculated on a pro-rata or short-period basis for the unexpired period of insurance, and in some cases, you may not get a full refund of premium for the period beyond the date of termination.

The benefit(s) payable under this eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).

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