What is Kurnia Right Cover Personal Accident about?
The Right Cover Personal Accident plan from Kurnia is an affordable insurance policy offering 24-hour worldwide protection against the financial strain of accidental death, permanent disablement, or injury, with coverage options up to RM45,000 and a bereavement allowance. It offers five flexible plans to suit different budgets.
What are the covers or benefits?
The covers and benefits for the Right Cover Personal Accident plan include:
- Accidental Death: Sum insured up to RM45,000 per person.
- Permanent Disablement: Sum insured up to RM45,000 per person.
- Bereavement Allowance: A payout of RM300 per person.
What are the unique features of this plan?
The unique features of the Kurnia Right Cover Personal Accident plan are:
- Flexibility: It offers five different plans to choose from, allowing you to select one that fits your budget.
- 24-hour Worldwide Protection: The policy gives you coverage around the clock, regardless of your location in the world.
The plan also highlights its basic benefits, which include coverage for Accidental Death, Permanent Disablement (both up to RM45,000), and a Bereavement Allowance (RM300).
Can I cancel the policy after purchasing it?
Yes, Liberty General Insurance requires a written notice from you before you can make any cancellations.
Any refund provided is usually calculated on a pro-rata or short-period basis for the unexpired period of insurance, and in some cases, you may not get a full refund of premium for the period beyond the date of termination.
The benefit(s) payable under this eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).