What can Kurnia Star Personal Accident Insurance do for me?
Kurnia Insurans will go at lengths to make sure you are protected financially during a hardship. This policy covers you against accidental death or disablement caused by accident in the form of a lump sum benefit payment.
That's not all, Kurnia Star Personal Accident Insurance also covers personal liability up to RM75,000 and provides bereavement allowance of RM2,000 for FREE!
How much am I paying for this PA insurance?
The cost of premium which you need to pay will vary based on age, sex, occupation, lifestyle habits and other factors. You will also be charged with a 6% GST, RM10 Stamp Duty and 25% agent commission.
Who can apply for this personal accident plan?
Any individuals holding a Malaysia NRIC, permanent resident status and valid work permit in Malaysia, aged between 18 to 65 can purchase this personal accident insurance.
You can also insure your child aged between 30 days to 18 years under this same plan for up to RM50,000.
Are there anything else I should know of?
Your policy will only cover you for a duration of 1 year. You will need to renew it every year in order to stay protected. If it matters, you can set up an auto-renewal payment instruction so that you won’t forget.
Will I get a refund for cancellation?
Kurnia Insurans requires a 7-day written notice from you before you can make any cancellation. You will be entitled for a refund of premium based on short period rate; however, no refund will be made under the following circumstances:
- The premium is paid monthly,
- The refunded amount is less than RM10,
- Claim has been made within the period of insurance