What makes this insurance policy stand out?
- Cover Type
- for individual
- Maximum Entry Age
- protection up to 70 years of age
- Worldwide Assistance
- 24-hour worldwide assistance
- Renewal Bonus
- 10% increase of sum assured up to 50% Sum assured for accidental death and permanent disablement
How much you can claim for Liberty SmartCover
- Accidental Death
- The coverage amount paid to your closest family members if you die in an accident.
- Permanent Disablement
- Cash payout following an accident if you can't work any longer or perform day to day tasks.
- Temporary Total Disablement
- Cash compensation if you are unable to work temporarily because of total disability.
- Medical Expenses
- What's covered for your medical treatment and services if you're involved in an accident.
- Dental And Cosmetic Surgery
- Total cover for dental treatment and reconstructive surgery for injuries that are accident related.
- up to RM2000
- Total expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
- up to RM3000
- Funeral Expenses
- What your insurer will cover for your funeral if you pass away in an accident
- up to RM3000 3% of accidental death sum assured
- Alternative Medical Treatment
- In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
- up to RM250 per accident
- Rehabilitation Benefit
- Extra reimbursement to help cover some of the costs while you recover.
- Temporary Partial Disablement
- Partial compensation if you are temporarily only able to perform limited work after an accident.
- Travel Expenses
- Travel reimbursement for family members to visit you while in the hospital.
- from RM200 per week up to RM1000 per accident
How much your premiums may cost
- Budget Planner
Working as a receptionist, things are financially tight for Mukhtar who has just celebrated his 27th birthday. He's looking for a basic plan that's within his budget..
- Suggested PremiumRM84
- Machinery Operator
Even though he's got to pay higher premiums as a crane operator at the age of 39, Kok Ming is thankful that he's found a plan which gives him financial cover.
- Suggested PremiumRM116
- Young Entrepreneur
At the age of 30, Rose has everything she wanted including a business of her own but not personal accident insurance. She's decided to get a comprehensive plan that's up to her expectations.
- Suggested PremiumRM471
Actual premium rates will be determined by Liberty Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.
How to Claim
- Customer Service Hotline
Am I eligible to apply for this insurance?
- Minimum Age
- At least 18 years of age
- Maximum Age
- At most 60 years of age
- Maximum Renewal Age
- At most 70 years of age