Accident is unpredictable and inevitable. When it happened, the first question pops to your mind would be Why?” or “How?”. Lonpac will help you answer them with its personal accident insurance policy.
Tell me about Lonpac FlexiCare PA.
There are a lot of consequences resulting from an action – in this case accident. Lonpac FlexiCare PA shows you just “How” and “Why important it is to have a protection plan to mitigate the aftermath.
When you transferred your life risks to Lonpac’s hand, rest assured that you and your family will get a lump sum payment of benefits from injury, disability and death due to accident only.
What can I get from this PA insurance?
Benefits that will pay you out lump sum amount are accidental death and dismemberment, medical expenses, kidnap benefit, personal liability, HIV due to blood transfusion and double indemnity.
Apart from that, you will also get allowances and cash assistances for inability to work due to accident, hospital income, bereavement, funeral, repatriation, prostheses/wheelchair, cosmetic surgery, ambulance fee, accommodation expenses and lifestyle modification (subject to terms and conditions).
What other benefits will I get?
If you want more, you shall get more. Lonpac also extends the coverage, subject to underwriting requirements, to include any accidental-related cases due to riot and civil commotion, drowning, food/drink poisoning and amateur sports among others.
Who is eligible to apply?
Any individuals aged between 16 to 70, holding NRIC or permanent resident status can avail themselves to this PA policy.
Can my family be insured under this PA policy?
Unfortunately, you are entitled to purchase only 1 FlexiCare PA Insurance policy at any one time. But if you and your spouse are insured at the same time, you children’s cover on death, permanent disablement and medical benefits will be underwritten at no additional cost!
How to cancel the policy?
Your PA insurance policy can be cancelled at any time by writing a notice to Lonpac, which then will reimburse your premium based on a pro rata portion of the remaining months.