Underwritten by Lonpac Insurance Berhad

Lonpac FlexiCare PA

When an accident causes you to be physically disabled or hospitalised that's not the end of the road! Equip yourself with a fallback plan to help you back on track with 7 personal accident insurance policies to choose from.

    • Up to RM1m Accidental Death Benefit
    • Up to RM1m TPD Benefit
    • Up to RM10000 Medical Expenses Benefit


What makes this insurance policy stand out?

  • Cover Type
    for individual, couple and family
  • Maximum Entry Age
    protection up to 70 years of age


How much you can claim for Lonpac FlexiCare PA

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM100000 up to RM1000000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM100000 up to RM1000000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM4000 up to RM10000
    • Double Indemnity
      For death that occurs using public transportation you get double the accidental death benefits.
      from RM200000 up to RM2000000
    • HIV Due To Blood Transfusion
      Insured coverage if you contract HIV as a result of a contamintated blood transfer.
      from RM10000 up to RM100000
    • Kidnap
      Cover benefits provided by the insurer if policyholder is kidnapped.
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
View more coverage details +


How much your premiums may cost

  • Budget Planner

    Although Yan Lun is a budget conscious person, having a PA insurance is a necessity to keep his worries at bay.

    Suggested PremiumRM190.00
    Get Quote
  • Machinery Operator

    With two elderly parents to take care of at home, Henry cannot imagine losing his income without financial protection ready in case of an accident.

    Suggested PremiumRM381.00
    Get Quote
  • Young Entrepreneur

    Going full force with her e-commerce business, Angel never forgets to keep herself adequately protected from any situations that may arise.

    Suggested PremiumRM901.00
    Get Quote

Actual premium rates will be determined by Lonpac Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Customer Service Hotline
 60322628688  60322628666


Am I eligible to apply for this insurance?

Minimum Age
At least 6 months of age
Maximum Age
At most 70 years of age

Frequently Asked Questions about Lonpac FlexiCare PA

Things you might want to know

Accident is unpredictable and inevitable. When it happened, the first question pops to your mind would be Why?” or “How?”. Lonpac will help you answer them with its personal accident insurance policy.

Tell me about Lonpac FlexiCare PA.

There are a lot of consequences resulting from an action – in this case accident. Lonpac FlexiCare PA shows you just “How” and “Why important it is to have a protection plan to mitigate the aftermath.

When you transferred your life risks to Lonpac’s hand, rest assured that you and your family will get a lump sum payment of benefits from injury, disability and death due to accident only.

What can I get from this PA insurance?

Benefits that will pay you out lump sum amount are accidental death and dismemberment, medical expenses, kidnap benefit, personal liability, HIV due to blood transfusion and double indemnity.

Apart from that, you will also get allowances and cash assistance for inability to work due to accident, hospital income, bereavement, funeral, repatriation, prostheses/wheelchair, cosmetic surgery, ambulance fee, accommodation expenses and lifestyle modification (subject to terms and conditions).

What other benefits will I get?

If you want more, you shall get more. Lonpac also extends the coverage, subject to underwriting requirements, to include any accidental-related cases due to riot and civil commotion, drowning, food/drink poisoning and amateur sports among others.

Who is eligible to apply?

Any individuals aged between 16 to 70, holding NRIC or permanent resident status can avail themselves to this PA policy.

Can my family be insured under this PA policy?

Unfortunately, you are entitled to purchase only 1 FlexiCare PA Insurance policy at any one time. But if you and your spouse are insured at the same time, you children’s cover on death, permanent disablement and medical benefits will be underwritten at no additional cost!

How to cancel the policy?

Your PA insurance policy can be cancelled at any time by writing a notice to Lonpac, which then will reimburse your premium based on a pro rata portion of the remaining months.

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