Lonpac Secure Protector
Sometimes life brings you unwanted surprises, without warning. That's why you should protect yourself with Secure Protector - a Personal Accident Insurance which offers you 24/7 worldwide protection at a competitive price.
Product summary
- Accidental Death
- up to RM1m
- Permanent Disablement
- up to RM1m
- Medical Expenses
- up to RM12k
Features
What makes this insurance policy stand out?
- Cover Type
- For Individual
- For Couple
- For Family
- Maximum Entry Age
- Protection up to 80 years
- Renewal Bonus
- 10% increase of sum assured up to 100% First sum assured
Coverage
How much you can claim for Lonpac Secure Protector
- Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
- from RM50k up to RM1m
- Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
- from RM50k up to RM1m
- Temporary Total DisablementCash compensation if you are unable to work temporarily because of total disability.
- from RM100 up to RM600 Optional
- Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
- from RM3.5k up to RM12k
- Dental And Cosmetic SurgeryTotal cover for dental treatment and reconstructive surgery for injuries that are accident related.
- from RM5k up to RM10k
- Ambulance FeeFor the ambulance ride to the hospital and paramedics who arrive on the scene.
- from RM2.5k
- Medical Evacuation Or RepatriationInsured cost for emergency medical evacuation, or return of mortal remains if you pass away while traveling abroad.
- from RM10k
- Funeral ExpensesWhat your insurer will cover for your funeral if you pass away in an accident
- from RM5k
- Bereavement BenefitCash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
- from RM5k up to RM100k
- Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
- from RM30 up to RM225 per day, up to 180 days
- Post Mortem ReportFor the cost involved in determining the cause of death of the policyholder.
- from RM500
- Home NursingHow much you can claim for home nursing care, if certified by a hospital following an accident.
- from RM3k
- Alternative Medical TreatmentIn case you'd prefer to seek treatment from a registered traditional medicine practitioner.
- from RM500
- HIV Due To Blood TransfusionInsured coverage if you contract HIV as a result of a contamintated blood transfer.
- from RM5k up to RM100k
- KidnapCover benefits provided by the insurer if policyholder is kidnapped.
- from RM25k
- Personal LiabilityCoverage if you're required to pay for damages to another person's property and their injuries.
- from RM50k up to RM300k
- Snatch TheftFor damage and loss of personal belongings if you're a victim of snatch theft.
- from RM500
- ProsthesesTotal cost covered for purchase of artificial limbs if you lose your arms or legs in an accident.
- from RM1k up to RM5k
- Impotency Or InfertilityCompensation to policyholder if an accident causes damage or loss of reproductive organs.
- from RM50k
- Temporary Partial DisablementPartial compensation if you are temporarily only able to perform limited work after an accident.
- from RM50 up to RM300 Optional
- Travel ExpensesTravel reimbursement for family members to visit you while in the hospital.
- from RM2k up to RM5k
How to Claim
Who do I contact if I have a question or emergency?
Requirements
- Minimum Entry Age
- At least 30 days of age
- Maximum Entry Age
- At most 70 years of age
- Maximum Renewal Age
- At most 80 years of age
More Information
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- up to RM50k
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- up to RM1m
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- up to RM10k
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- Accidental Death
- up to RM300k
- Permanent Disablement
- up to RM100k
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- Accidental Death
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- Permanent Disablement
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- Accidental Death
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- Accidental Death
- up to RM10k
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- Accidental Death
- up to RM180k
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Kurnia Perfect Rider 24hr
- Accidental Death
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- Permanent Disablement
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Kurnia Perfect Rider Plus
- Accidental Death
- up to RM120k
- Permanent Disablement
- up to RM120k
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- Accidental Death
- up to RM100k
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- up to RM45k
- Permanent Disablement
- up to RM45k
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