MAA Takaful

Underwritten by MAA Takaful Berhad

MAA Takaful Diamond

Give your family the financial security and protection from road accidents and injury in Malaysia and overseas, with high accidental death benefits up to RM2 million. Extra bonus cover for snatch theft, kidnap and personal liability too!

    • Up to RM2m Accidental Death Benefit
    • Up to RM200k TPD Benefit
    • Up to RM20000 Medical Expenses Benefit
    • Islamic
View product disclosure sheet.


What makes this insurance policy stand out?

  • Cover Type
    for individual and family
  • Maximum Entry Age
    protection up to 70 years of age
  • Worldwide Assistance
    24-hour worldwide assistance
  • Renewal Bonus
    10% increase of sum assured up to 50%


How much you can claim for MAA Takaful Diamond

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM1000000 up to RM2000000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM100000 up to RM200000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM10000 up to RM20000 for accident happen within Malaysia, double the coverage for outside Malaysia
    • Double Indemnity
      For death that occurs using public transportation you get double the accidental death benefits.
      from RM20000 up to RM40000
    • Ambulance Fee
      For the ambulance ride to the hospital and paramedics who arrive on the scene.
    • Transportation Of Mortal Remains To Home Country
      For expenses to return your ashes or body back to Malaysia for death while abroad.
      up to RM50000
    • Funeral Expenses
      What your insurer will cover for your funeral if you pass away in an accident
    • Compassionate Cover
      Extra cash benefit to family of policyholder if death is because of an accident.
      from RM5000 up to RM10000
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM2000 up to RM6000
    • Hospital Admission
      Amount covered for cashless hospital admission if you're involved in an accident.
      from RM150 up to RM250 per day up to 120 days
    • Visitation Allowance
      For your family to visit you at the hospital without having to worry about cost of travel and other expenses.
      up to RM10000 up to RM200000 per event
    • Post Mortem Report
      For the cost involved in determining the cause of death of the policyholder.
    • Alternative Medical Treatment
      In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
      from RM750 up to RM1250
    • HIV Due To Blood Transfusion
      Insured coverage if you contract HIV as a result of a contamintated blood transfer.
      from RM10000 up to RM20000
    • Kidnap
      Cover benefits provided by the insurer if policyholder is kidnapped.
      from RM5000 up to RM25000
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM150000 up to RM250000
    • Miscellaneous Benefits
      MAA Takaful Diamond also provides the following benefit:
      Return of children travelling with you
      Family cash for ICU admission
      ATM withdrawal by Extortion
      Replacement of Document due to snatch theft
      Misfortune Accidental Allowance
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    22 years old Suzanna has just gotten her first pay. She's excited for what's ahead, and wants to get a basic PA takaful plan for her financial security.

    Suggested PremiumRM126.00
    Get Quote
  • Young Entrepreneur

    Amira is turning 33 this year and she does not want to take any risk when it comes to her personal safety, not when she has her own retail business to run. 

    Suggested PremiumRM2801.00
    Get Quote
  • Family

    Mr. Zainal is looking for the best MAA Takaful family plan to provide maximum protection for himself, his wife and 4 children.

    Suggested PremiumRM4098.00
    Get Quote

Actual premium rates will be determined by MAA Takaful Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

First of all, you need to provide the following compulsory documents for any eligible claims.

  • Completed Personal Accident claim form
  • Copy of Malaysian Identification Card or passport 
  • Police report
  • Copy of driving license for car accident only

MAA Takaful requests different supporting documents by type of claim.

For accidental death,

  • A copy of certified deceased Identification Card (IC)
  • A copy of certified death certificate
  • Proof of relationship claimant, such as marriage certificate or birth certificate (certified true copy)
  • Post mortem report or medical report by last attending doctor
  • Newspaper cutting, if any
  • Sijil Faraid or letter of administration, if applicable

For accidental permanent disablement,

  • Medical report
  • Photography of injured parts
  • MRI or CT or X-ray report
  • Medical report from SOCSO (optional)
  • Other supporting documents, if applicable

For accidental hospital allowance,

  • Medical report or discharge summary
  • Copy of impatient hospital bill

For accident medical expenses,

  • Medical report or discharge summary
  • Original medical bills and receipts

For weekly indemnity due to accident for temporary total and partial disability

  • Medical report
  • Medical leaves certificates
Customer Service Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

Frequently Asked Questions about MAA Takaful Diamond

Things you might want to know

Why should I choose MAA Takaful Diamond?

MAA Takaful Diamond is a takaful PA that provides financial assistance when you're unable to work due to injury and illness. This is also a flexible takaful personal accident as you can choose greater coverage limit with different plans to meet growing personal and family responsibilities.

Does MAA Takaful Diamond cover unexpected risks?

The plans offer coverage extension to the following unexpected risks.

  • Drowning
  • Food or drink poisoning
  • Exposure to natural elements
  • Intoxication by drugs
  • Hijacking
  • Natural disasters
  • Strike, riot and civil commotion
  • Insect bites, snake bites and animal bites
  • Disappearance

Does the plan cover extreme activities?

Yes, MAA Takaful Diamond has cover extension to extreme activities.

  • Motorcycling
  • Scuba diving
  • Amateur sports
  • Hunting
  • Mountaineering
  • Polo playing
  • Bungee jumping

Is family plan available?

Yes, each family plan covers yourself, your spouse and maximum 4 children. You can pay the premiums monthly or yearly.

Who is eligible to be covered from this PA takaful?

If your age fall between 18 and 65 years old, you are eligible to purchase MAA Takaful Diamond. The maximum age for policy renewal is 70 years old.

For family plan, unmarried children must be aged more than 1 year old but less than 23 years old.

Will I receive bonus upon renewal?

The sum assured increased 10% per year up to a maximum of 50% of the accidental death benefit and permanent disablement benefit upon renewal. In addition, the bonus is only eligible to individual or individual and spouse for family plans.

Be mindful that your accumulated renewal bonus will be forfeited should any claim is made which means you'll have to start all over again from scratch on the next policy renewal.

Read More