MAA Takaful

Underwritten by MAA Takaful Berhad

MAA Takaful Patina 77

Extra coverage for when you're out in the woods including motorcycle accidents, food poisoning and animal bites! Shariah-compliant personal accident Takaful also provides 24 hours worldwide coverage on accidental death and injury!

    • Up to RM1m Accidental Death Benefit
    • Up to RM1m TPD Benefit
    • Up to RM7500 Medical Expenses Benefit
    • Islamic
View product disclosure sheet.


What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 70 years of age
  • Worldwide Assistance
    24-hour worldwide assistance
  • Renewal Bonus
    10% increase of sum assured up to 50%


How much you can claim for MAA Takaful Patina 77

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM50000 up to RM1000000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM50000 up to RM1000000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    from RM100 up to RM200 per week
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    up to RM7500
    • Cosmetic Surgery
      Treatment for skin grafts and reconstructive surgery for disfiguration due to an accident.
      up to RM7500
    • Ambulance Fee
      For the ambulance ride to the hospital and paramedics who arrive on the scene.
      up to RM700
    • Repatriation
      Total expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
      up to RM6000
    • Funeral Expenses
      What your insurer will cover for your funeral if you pass away in an accident
      from RM7500 up to RM10000
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM50 up to RM100
    • Alternative Medical Treatment
      In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
      from RM50 up to RM75 per visit up to RM750
    • HIV Due To Blood Transfusion
      Insured coverage if you contract HIV as a result of a contamintated blood transfer.
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      up to RM25000
    • Rehabilitation Benefit
      Extra reimbursement to help cover some of the costs while you recover.
      up to RM4500
    • Temporary Partial Disablement
      Partial compensation if you are temporarily only able to perform limited work after an accident.
      from RM50 up to RM100 per week
    • Miscellaneous Benefits
      MAA Takaful Patina 77 also provides the following benefit:
      Misfortune accident allowance
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Hanizah has just started her new job and her savings is limited. She's looking for basic a PA Takaful plan that's well within her budget.

    Suggested PremiumRM78.00
    Get Quote
  • Machinery Operator

    There's always risk in Ahmad's job as a machinery operator. He's looking for comprehensive cover and financial protection against unexpected personal injuries, but he'll have to pay higher premiums.

    Suggested PremiumRM709.00
    Get Quote
  • Retiree

    Mr. Omar wants the best MAA Takaful personal accident insurance that provides above the fold coverage against road accidents and life-threatening events. 

    Suggested PremiumRM416.00
    Get Quote

Actual premium rates will be determined by MAA Takaful Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

First of all, you need to complete a claim form for your personal accident claim. You will also need to submit your copy of Identification Card (IC) or passport of insured, police report and copy of driving license if you're involved in car accident. 

On top of that, MAA Takaful request different supporting documents by type of claim. 

For accidental death, 

  • A copy of certified deceased Identification Card (IC)
  • A copy of certified death certificate
  • Proof of relationship claimant, such as marriage certificate or birth certificate (certified true copy)
  • Post mortem report or medical report by last attending doctor
  • Newspaper cutting, if any
  • Sijil Faraid or letter of administration, if applicable

For accidental permanent disablement,

  • Medical report
  • Photography of injured parts
  • MRI or CT or X-ray report
  • Medical report from SOCSO (optional)
  • Other supporting documents, if applicable

For accidental hospital allowance, 

  • Medical report or discharge summary
  • Copy of impatient hospital bill

For accident medical expenses, 

  • Medical report or discharge summary
  • Original medical bills and receipts

For weekly indemnity due to accident for temporary total and partial disability

  • Medical report
  • Medical leaves certificates
Customer Service Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age
Who can Apply
  • Malaysians
  • Permanent residents