MAA Takaful

Underwritten by MAA Takaful Berhad

MAA Takaful Patina2016

Enjoy protection from accidents, including medical treatment and cash income so you can focus on recovering, instead of those hefty hospital bills. All occupation classes are covered - so get the protection you deserve!

    • Up to RM15000 Medical Expenses Benefit
    • Up to RM1m Accidental Death Or TPD Benefit
    • Islamic
View product disclosure sheet.


What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 75 years of age
  • No Claim Bonus
    20% permium discount


How much you can claim for MAA Takaful Patina2016

  • Accidental Death Or Permanent Disablement
    Amount paid if an accident results in death or permanent disablement of the policyholder.
    from RM50000 up to RM1000000
  • Weekly Benefit
    Extra cash payout if you are unable to work while you recuperate after an accident.
    Not Covered
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    from RM100 up to RM600 per week, up to 52 weeks
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM5000 up to RM15000
    • Ambulance Fee
      For the ambulance ride to the hospital and paramedics who arrive on the scene.
      RM500 per accident
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM50 up to RM300 per day, up to 120 days per year
    • Alternative Medical Treatment
      In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
      from RM100 up to RM600 per accident
    • Major Burn
      Total insured cover if you suffer 2nd and/or 3rd degree burns in an accident.
      from RM8000 up to RM50000
    • Temporary Partial Disablement
      Partial compensation if you are temporarily only able to perform limited work after an accident.
      from RM50 up to RM300 per week, up to 52 weeks
    • Miscellaneous Benefits
      MAA Takaful Patina2016 also provides the following benefit:
      Death benefits at all causes
View more coverage details +


How much your premiums may cost

  • Budget Planner

    Khalid is a 28 years old waiter at restaurant who wants to get himself a basic PA insurance plan for now.

    Suggested PremiumRM240.00
    Get Quote
  • Homemaker

    Fatimah is a mother of 2 teenagers. She's looking for a personal accident insurance plan with medium-range premiums.

    Suggested PremiumRM849.00
    Get Quote
  • Machinery Operator

    Hafi has a high risk job so he's decided to purchase the best personal accident takaful plan regardless of the premium. 

    Suggested PremiumRM4887.00
    Get Quote

Actual premium rates will be determined by MAA Takaful Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

To submit a claim, MAA Takaful requires some documents as an evidence of the authenticity of your claim. Here are the documents you'll need to prepare for different incident:

  • Completed Personal Accident claim form
  • Copy of Malaysian Identification Card or passport
  • Police report
  • Copy of driving license for car accident only

MAA Takaful requests different supporting documents by type of claim.

For accidental death,

  • A copy of certified deceased Identification Card (IC)
  • A copy of certified death certificate
  • Proof of relationship claimant, such as marriage certificate or birth certificate (certified true copy)
  • Post mortem report or medical report by last attending doctor
  • Newspaper cutting, if any
  • Sijil Faraid or letter of administration, if applicable

For accidental permanent disablement,

  • Medical report
  • Photography of injured parts
  • MRI or CT or X-ray report
  • Medical report from SOCSO (optional)
  • Other supporting documents, if applicable

For accidental hospital allowance,

  • Medical report or discharge summary
  • Copy of impatient hospital bill

For accident medical expenses,

  • Medical report or discharge summary
  • Original medical bills and receipts

For weekly indemnity due to accident for temporary total and partial disability

  • Medical report
  • Medical leaves certificates
Customer Service Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 30 days of age
Maximum Age
At most 70 years of age
Maximum Renewal Age
At most 75 years of age