MPI Generali

Underwritten by MPI Generali Insurans Berhad

MPI Generali Multi Lucky Personal Accident

Want to protect your spouse financially from unexpected due to accident? This plan allows you to be insured with your spouse together at lower price.

    • Up to RM1m Accidental Death Benefit
    • Up to RM1m TPD Benefit

Get covered now with MPI Generali Multi Lucky Personal Accident

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What makes this insurance policy stand out?

  • Cover Type
    for individual and couple
  • Maximum Entry Age
    protection up to 70 years of age
  • Renewal Bonus
    10% increase of sum assured up to 50% Sum assured for accidental death and permanent disablement


How much you can claim for MPI Generali Multi Lucky Personal Accident

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM100000 up to RM1000000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM100000 up to RM1000000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    Not Covered
    • Double Indemnity
      For death that occurs using public transportation you get double the accidental death benefits.
      from RM up to RM3000000
    • Repatriation
      Total expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
      from RM5000 up to RM25000
    • Financial Obligation
      Amount covered by your insurer for death and TPD on your housing & car loans and outstanding credit card balance.
      from RM up to RM50000
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM75 up to RM375 per day, up to 300 days
    • Kidnap
      Cover benefits provided by the insurer if policyholder is kidnapped.
      from RM5000 up to RM70000
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM150000 up to RM1500000
    • Miscellaneous Benefits
      MPI Generali Multi Lucky Personal Accident also provides the following benefit:
      Total Paralysis Care
View more coverage details +


How much your premiums may cost

  • Budget Planner

    Eric does not earn steady income so he's looking for a basic PA insurance plan. 

    Suggested PremiumRM217.30
    Get Quote
  • Young Entrepreneur

    Mr. Kok is ready to spend on the best MPI Generali PA insurance plan that covers himself and his wife.

    Suggested PremiumRM1865.60
    Get Quote
  • Homemaker

    Madam Hwa is looking for an insurance plan that covers her the most from unexpected injury from accident.

    Suggested PremiumRM1166.00
    Get Quote

Actual premium rates will be determined by MPI Generali Insurans Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

To submit a claim, you will need to prepare a completed claim form.

On top of that, MPI Generali request supporting documents by type of claims.

For death benefit, 

  • Police report
  • Death certificate
  • Burial certificate
  • Post mortem report
  • NRIC and passport of the deceased

For permanent disablement benefit,

  • Medical certificate 
  • Photographs or x-ray report if there's severance of any part of body

For total paralysis care benefit, 

  • Medical certificate

For repatriation benefit, 

  • Invoice or receipt of expenses incurred in transporting mortal back to home country

For personal liability benefit,

  • Statement of claim from the third party
  • Other documents to support the claim
Customer Service Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 13 years of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

Frequently Asked Questions about MPI Generali Multi Lucky Personal Accident

Things you might want to know

What is this product about?

Multi Lucky Personal Accident is an affordable personal accident insurance that provides compensation and reimbursement in the event of injury, disability and death arising solely from accident.

What are the covers / benefits?

Upon signed up, you are already covered for death and permanent disablement with sum insured of up to RM1 million; and double the indemnity if you’re hurt or perished while traveling using public transportation.

If you passed away while overseas, MPI Generali will pay for the total expenses to transport your body or ashes back to Malaysia for up to RM25,000.

When you are hospitalized due to accident, you will get cash benefit up to RM375 per day for up to 300 days.

What are the unique features of this plan?

There are 3 unique features, namely Total Paralysis Care (a lump sum of 200% of your capital sum insured), Financial Obligation Benefit and Kidnap Benefit (a lump sum of RM5,000 plus reward) you can get under this personal accident policy.

Do I get any increment for non-claim event?

Absolutely. The compensation for Death and Permanent Disablement will be increased by 10% up to 50% on each subsequent renewal if there is no claim made under the benefits.

Can I cancel the policy after purchasing it?

MPI Generali requires a written notice from you before you can make any cancellation. Bear in mind that you will not get any refund of premium for the period beyond the date of termination.

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