Submitting a claim for a personal accident insurance is not as demanding as it is made out to be, If you have the correct set of documents and no stone left un-turned, then you should experience a relatively seamless process.
As mentioned, you will need to attain a specific set of documents when submitting a claim, they might vary depending on the type of claim you intend to make;
For death benefit,
- Police report
- Death certificate
- Burial certificate
- Post mortem report
- NRIC and passport of the deceased
For permanent disablement benefit,
- Medical certificate
- Photographs or x-ray report if there's severance of any part of body
For total paralysis care benefit,
- Medical certificate
For repatriation benefit,
- Invoice or receipt of expenses incurred in transporting mortal back to home country
For personal liability benefit,
- Statement of claim from the third party
- Other documents to support the claim