MPI Generali Multi PA Premier

A policy that covers personal accident benefits to the whole family. Enjoy lower premiums for children coverage if both insured and spouse are subscribers.

MPI Generali Multi PA PremierOne Family Plan
Accidental Death
up to RM750k
Permanent Disablement
up to RM750k
Medical Expenses
up to RM18.8k

Features

What makes this insurance policy stand out?

Cover Type
  • For Individual
  • For Family
Maxmium Entry Age
Protection up to 70 years

Coverage

How much you can claim for MPI Generali Multi PA Premier

Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
from RM500 up to RM600 
Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM500k up to RM750k 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM500k up to RM750k 
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM12.5k up to RM18.8k 
RepatriationTotal expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
from RM20k up to RM25k 
Bereavement BenefitCash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
from RM5k up to RM5k 
Financial ObligationAmount covered by your insurer for death and TPD on your housing & car loans and outstanding credit card balance.
from RM25k up to RM30k 
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM300 up to RM400 
Alternative Medical TreatmentIn case you'd prefer to seek treatment from a registered traditional medicine practitioner.
from RM350 up to RM350 
Personal LiabilityCoverage if you're required to pay for damages to another person's property and their injuries.
from RM175k up to RM250k 
Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
from RM500 up to RM600 

How to Claim

Who do I contact if I have a question or emergency?

Submitting a claim for a personal accident insurance is not as demanding as it is made out to be, If you have the correct set of documents and no stone left un-turned, then you should experience a relatively seamless process. 

As mentioned, you will need to attain a specific set of documents when submitting a claim, they might vary depending on the type of claim you intend to make;

For death benefit,

  • Police report
  • Death certificate
  • Burial certificate
  • Post mortem report
  • NRIC and passport of the deceased

For permanent disablement benefit,

  • Medical certificate
  • Photographs or x-ray report if there's severance of any part of body

For total paralysis care benefit,

  • Medical certificate

For repatriation benefit,

  • Invoice or receipt of expenses incurred in transporting mortal back to home country

For personal liability benefit,

  • Statement of claim from the third party
  • Other documents to support the claim

Requirements

Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

More Information

What is MPI Generali Multi PA Premier about?

Multi PA Premier is a personal accident insurance that provides compensation and reimbursement in the event of injury, disability and death arising solely from accident.

MPI Generali will pay you double indemnity under this PA policy should accident occurred overseas and while the insured person is traveling as a passenger in public transportation.

What can I get from this personal accident policy?

This personal accident insurance offers unique benefits such as death and permanent disablement in addition to medical expenses, repatriation expenses, recuperative allowance, hospital income, personal liability and bereavement allowance.

Also, MPI Generali will compensate up to RM30,000 of your financial obligations such as motor or housing loan if you’re no longer around or incapable to generate income due to disability.

Do I still get allowance if I'm not hospitalized?

You are entitled to a weekly allowance if you’re unable to attend to work but are not hospitalized, on a condition that you must have a valid medical certificate.

Can my family be protected under this plan?

This is a one-for-all policy with added savings feature that allows you to cover your children. You can insure your children at a nominal premium when you sign up for this plan together with your spouse.

What else do I need to know about this PA insurance?

This is a cash-before-cover policy, meaning a full premium must be paid before the policy can become effective. Also, you must nominate a nominee for this personal accident plan.

Can I cancel the policy?

MPI Generali requires a written notice from you before you can make any cancellation. Bear in mind that you will not get any refund of premium for the period beyond the date of termination.