MPI Generali Multi PA Protector

An affordable PA insurance plan that offers financial protection against accident. Get your children insured at RM15 only when you and your spouse are insured.

MPI Generali Multi PA ProtectorAffordable Plan
Accidental Death
up to RM300k
Permanent Disablement
up to RM300k
Medical Expenses
up to RM9k

Features

What makes this insurance policy stand out?

Cover Type
  • For Individual
  • For Child
Maxmium Entry Age
Protection up to 70 years
Worldwide Assistance
24-hour worldwide assistance
No Claim Bonus
10%after 1 year15% for second year onwards

Coverage

How much you can claim for MPI Generali Multi PA Protector

Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
from RM50 up to RM175 
Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM50k up to RM300k 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM50k up to RM300k 
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM3k up to RM9k 
RepatriationTotal expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
from RM5k up to RM5k 
Bereavement BenefitCash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
from RM3k up to RM3k 
Financial ObligationAmount covered by your insurer for death and TPD on your housing & car loans and outstanding credit card balance.
from RM10k up to RM20k 
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM75 up to RM150 
Alternative Medical TreatmentIn case you'd prefer to seek treatment from a registered traditional medicine practitioner.
from RM350 up to RM350 RM50 per visit
Personal LiabilityCoverage if you're required to pay for damages to another person's property and their injuries.
from RM50k up to RM125k 
Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
from RM50 up to RM175 

How to Claim

Who do I contact if I have a question or emergency?

To speed up your claim, you will need to submit a completed claim form together with the following supporting documents by different type of claim.

For death benefit,

  • Police report
  • Death certificate
  • Burial certificate
  • Post mortem report
  • NRIC and passport of the deceased

For permanent disablement benefit,

  • Medical certificate
  • Photographs or x-ray report if there's severance of any part of body

For repatriation benefit,

  • Invoice or receipt of expenses incurred in transporting mortal back to home country

For personal liability benefit,

  • Statement of claim from the third party
  • Other documents to support the claim

Requirements

Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

More Information

Tell me about MPI Generali Multi PA Protector.

Multi PA Protector is a personal accident insurance that provides compensation and reimbursement in the event of injury, disability and death arising solely from accident.

What are the covers / benefits?

At affordable annual premium, you will be covered for accidental death or permanent disablement, hospitalization benefits and medical reimbursement.

You will also receive extra cash payout every week if you’re unable to work apart from other allowances such as repatriation expenses, bereavement benefit, hospital allowance.

Also, this personal accident policy will compensate for claim made by third party under personal liability benefit in addition to covering your debt obligations (housing and motor loans) with financial institutions.

Can my family be protected under this plan?

This is a comprehensive policy that offers 4 affordable plans to meet your budget. When you and your spouse sign up for Multi PA Protector, you can choose to insure your children at RM15 only!

What else do I need to know about this personal accident insurance?

Your policy is entitled for a renewal bonus when there is no claim lodged within the coverage period.

This is a cash-before-cover policy, meaning a full premium must be paid before the policy can become effective. Also, you must nominate a nominee for this personal accident plan.

Can I cancel the policy after purchasing it?

MPI Generali requires a written notice from you before you can make any cancellation. Bear in mind that you will not get any refund of premium for the period beyond the date of termination.