MPI Generali

Underwritten by MPI Generali Insurans Berhad

MPI Generali Multi PA Protector

An affordable PA insurance plan that offers financial protection against accident. Get your children insured at RM15 only when you and your spouse are insured.

    • Up to RM300k Accidental Death Benefit
    • Up to RM300k TPD Benefit
    • Up to RM9000 Medical Expenses Benefit

Get covered now with MPI Generali Multi PA Protector

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What makes this insurance policy stand out?

  • Cover Type
    for individual and child
  • Maximum Entry Age
    protection up to 70 years of age
  • Worldwide Assistance
    24-hour worldwide assistance
  • No Claim Bonus
    10% permium refund after 1 years 15% for second year onwards


How much you can claim for MPI Generali Multi PA Protector

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM50000 up to RM300000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM50000 up to RM300000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM3000 up to RM9000
    • Repatriation
      Total expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
    • Bereavement Benefit
      Cash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
    • Financial Obligation
      Amount covered by your insurer for death and TPD on your housing & car loans and outstanding credit card balance.
      from RM10000 up to RM20000
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM75 up to RM150
    • Alternative Medical Treatment
      In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
      RM350 RM50 per visit
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM50000 up to RM125000
    • Weekly Benefit
      Extra cash payout if you are unable to work while you recuperate after an accident.
      from RM50 up to RM175
    • Miscellaneous Benefits
      MPI Generali Multi PA Protector also provides the following benefit:
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Anisa is fresh out of college and she's comfortable with a budget PA insurance plan. 

    Suggested PremiumRM146.28
    Get Quote
  • VIP

    Mr. Chin is a company manager who wants the best personal accident insurance regardless of the price.

    Suggested PremiumRM411.28
    Get Quote
  • Machinery Operator

    Leo has a high risk job so he wants an affordable PA insurance plan to meet his budget.

    Suggested PremiumRM270.30
    Get Quote

Actual premium rates will be determined by MPI Generali Insurans Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

To speed up your claim, you will need to submit a completed claim form together with the following supporting documents by different type of claim.

For death benefit,

  • Police report
  • Death certificate
  • Burial certificate
  • Post mortem report
  • NRIC and passport of the deceased

For permanent disablement benefit,

  • Medical certificate
  • Photographs or x-ray report if there's severance of any part of body

For repatriation benefit,

  • Invoice or receipt of expenses incurred in transporting mortal back to home country

For personal liability benefit,

  • Statement of claim from the third party
  • Other documents to support the claim
Customer Service Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 16 years of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

Frequently Asked Questions about MPI Generali Multi PA Protector

Things you might want to know

Tell me about MPI Generali Multi PA Protector.

Multi PA Protector is a personal accident insurance that provides compensation and reimbursement in the event of injury, disability and death arising solely from accident.

What are the covers / benefits?

At affordable annual premium, you will be covered for accidental death or permanent disablement, hospitalization benefits and medical reimbursement.

You will also receive extra cash payout every week if you’re unable to work apart from other allowances such as repatriation expenses, bereavement benefit, hospital allowance.

Also, this personal accident policy will compensate for claim made by third party under personal liability benefit in addition to covering your debt obligations (housing and motor loans) with financial institutions.

Can my family be protected under this plan?

This is a comprehensive policy that offers 4 affordable plans to meet your budget. When you and your spouse sign up for Multi PA Protector, you can choose to insure your children at RM15 only!

What else do I need to know about this personal accident insurance?

Your policy is entitled for a renewal bonus when there is no claim lodged within the coverage period.

This is a cash-before-cover policy, meaning a full premium must be paid before the policy can become effective. Also, you must nominate a nominee for this personal accident plan.

Can I cancel the policy after purchasing it?

MPI Generali requires a written notice from you before you can make any cancellation. Bear in mind that you will not get any refund of premium for the period beyond the date of termination.

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