Tell me about MPI Generali Multi PA Protector.
Multi PA Protector is a personal accident insurance that provides compensation and reimbursement in the event of injury, disability and death arising solely from accident.
What are the covers / benefits?
At affordable annual premium, you will be covered for accidental death or permanent disablement, hospitalization benefits and medical reimbursement.
You will also receive extra cash payout every week if you’re unable to work apart from other allowances such as repatriation expenses, bereavement benefit, hospital allowance.
Also, this personal accident policy will compensate for claim made by third party under personal liability benefit in addition to covering your debt obligations (housing and motor loans) with financial institutions.
Can my family be protected under this plan?
This is a comprehensive policy that offers 4 affordable plans to meet your budget. When you and your spouse sign up for Multi PA Protector, you can choose to insure your children at RM15 only!
What else do I need to know about this personal accident insurance?
Your policy is entitled for a renewal bonus when there is no claim lodged within the coverage period.
This is a cash-before-cover policy, meaning a full premium must be paid before the policy can become effective. Also, you must nominate a nominee for this personal accident plan.
Can I cancel the policy after purchasing it?
MPI Generali requires a written notice from you before you can make any cancellation. Bear in mind that you will not get any refund of premium for the period beyond the date of termination.