MPI Generali

Underwritten by MPI Generali Insurans Berhad

MPI Generali The Gladiator

Enjoy a renewal bonus of up to 50% on each renewal if you've not made a single claim. Double indemnity - double the claim amount when unfortunate events happen while you're on a public transport.

    • Up to RM1m Accidental Death Benefit
    • Up to RM1m TPD Benefit
    • Up to RM10000 Medical Expenses Benefit

Get covered now with MPI Generali The Gladiator

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What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 70 years of age
  • Worldwide Assistance
    24-hour assistance,Cashless Hospital Admission
  • Renewal Bonus
    10% increase of sum assured up to 50% for accidental death or permanent disablement


How much you can claim for MPI Generali The Gladiator

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM50000 up to RM1000000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM50000 up to RM1000000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM3500 up to RM10000
    • Double Indemnity
      For death that occurs using public transportation you get double the accidental death benefits.
      from RM100000 up to RM2000000
    • Dental And Cosmetic Surgery
      Total cover for dental treatment and reconstructive surgery for injuries that are accident related.
    • Ambulance Fee
      For the ambulance ride to the hospital and paramedics who arrive on the scene.
    • Repatriation
      Total expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
    • Funeral Expenses
      What your insurer will cover for your funeral if you pass away in an accident
    • Bereavement Benefit
      Cash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
      from RM5000 up to RM100000
    • Financial Obligation
      Amount covered by your insurer for death and TPD on your housing & car loans and outstanding credit card balance.
      from RM5000 up to RM50000
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM75 up to RM225 per day, up to 180 days
    • Alternative Medical Treatment
      In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
      RM50 per visit up to RM500
    • Kidnap
      Cover benefits provided by the insurer if policyholder is kidnapped.
      from RM5000 up to RM25000
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM75000 up to RM1500000
    • Prostheses
      Total cost covered for purchase of artificial limbs if you lose your arms or legs in an accident.
    • Impotency Or Infertility
      Compensation to policyholder if an accident causes damage or loss of reproductive organs.
      from RM5000 up to RM100000
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Sophia has just graduated and she has great interest in getting an affordable PA insurance as a form of financial security

    Suggested PremiumRM95.40
    Get Quote
  • Retiree

    Vince is a retiree at the age of 55. He wants a personal accident insurance with extra weekly benefit coverage that's within his budget.

    Suggested PremiumRM498.20
    Get Quote
  • VIP

    Lee is a board of director who wants the best MPI Generali personal accident insurance plan which gives him the most benefits. Premiums is not a thing under his concern.

    Suggested PremiumRM1515.80
    Get Quote

Actual premium rates will be determined by MPI Generali Insurans Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Submitting a claim is not as scary and complicated as you imagine, all you need to do is get the required documents ready and fill in a claim form. Here are the supporting documents required for various incidents:

For death benefit,

  • Police report
  • Death certificate
  • Burial certificate
  • Post mortem report
  • NRIC and passport of the deceased

For permanent disablement benefit,

  • Medical certificate
  • Photographs or x-ray report if there's severance of any part of body

For total paralysis care benefit,

  • Medical certificate

For repatriation benefit,

  • Invoice or receipt of expenses incurred in transporting mortal back to home country

For personal liability benefit,

  • Statement of claim from the third party
  • Other documents to support the claim
Customer Service Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 16 years of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

Frequently Asked Questions about MPI Generali The Gladiator

Things you might want to know

Do I need a personal accident insurance?

Life can be unpredictable; before you know it, all your years of hard works go down the drain if an accident happens upon you, leaving your family with little to no resources to live on.

Having a personal accident policy, especially The Gladiator by MPI Generali, can help lighten the financial burden your family might have to deal with during tough time.

What can I get from MPI Generali The Gladiator?

This personal accident insurance offers unique benefits with higher coverage limit. In the event of death and permanent disablement due to accident, you will be paid with lump sum benefits, which will be doubled when accident occurred while using public transportation.

You will also be covered for medical expenses, dental and cosmetic surgery due to accident, personal liability and kidnap. On top of that, you will receive cash allowances for hospitalization, funeral expenses and other financial obligations such as car or housing loans.

Do I get discount for renewal?

You will receive an increment in sum insured by 10% and up to 50% every renewal year, provided that there is no claim lodged under accidental death and permanent disablement made during the coverage period.

How much premium do I have to pay?

Depending on the types of plans you chose with sum insured ranging from RM50,000 to RM1 million, your premium payment, inclusive of 25% agent commission, 6% GST and RM10 Stamp Duty, is chargeable annually.

What else do I need to know about this PA insurance?

This is a cash-before-cover policy, meaning a full premium must be paid before the policy can become effective. Also, you must nominate a nominee for this personal accident plan.

Can I cancel the policy after purchasing it?

MPI Generali requires a written notice from you before you can make any cancellation. Bear in mind that you will not get any refund of premium for the period beyond the date of termination.

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