Underwritten by MSIG Insurance (Malaysia) Bhd

MSIG Generations Personal Accident Insurance

Want to get your family protected under one PA insurance? Here's one for you to protect yourself, spouse, parents and your kids. Also, free coverage is extended to your kids aged between 1 month and 17 years when you and your spouse are the policy holder.

    • Up to RM20000 Medical Expenses Benefit
    • Up to RM750k Accidental Death Or TPD Benefit
    • Refund On Early Cancellation

Get covered now with MSIG Generations Personal Accident Insurance

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What makes this insurance policy stand out?

  • Cover Type
    for family
  • Maximum Entry Age
    protection up to 70 years of age
  • Worldwide Assistance
    24-hour worldwide emergency medical assistance and evacuation services


How much you can claim for MSIG Generations Personal Accident Insurance

  • Accidental Death Or Permanent Disablement
    Amount paid if an accident results in death or permanent disablement of the policyholder.
    from RM250000 up to RM750000
  • Weekly Benefit
    Extra cash payout if you are unable to work while you recuperate after an accident.
    Not Covered
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM10000 up to RM20000
    • Double Indemnity
      For death that occurs using public transportation you get double the accidental death benefits.
      from RM750000 up to RM1500000
    • Ambulance Fee
      For the ambulance ride to the hospital and paramedics who arrive on the scene.
    • Medical Evacuation Or Repatriation
      Insured cost for emergency medical evacuation, or return of mortal remains if you pass away while traveling abroad.
    • Bereavement Benefit
      Cash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
      from RM7500 up to RM15000
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM100 up to RM200 per day, up to 365 days
View more coverage details +


How much your premiums may cost

  • Budget Planner

    Jarod has a new member in his family and he's looking for a basic personal accident plan that covers his family.

    Suggested PremiumRM356.16
    Get Quote
  • Family

    Mr. Avi is looking for a personal accident plan that covers also his one-month old baby.

    Suggested PremiumRM568.16
    Get Quote
  • VIP

    R wants the best MSIG personal accident insurance plan that covers his family.

    Suggested PremiumRM727.16
    Get Quote

Actual premium rates will be determined by MSIG Insurance (Malaysia) Bhd and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

This personal accident insurance is available to claim on the event of death and injury caused by an accident. 

Here's what you need to do.

  • Notify MSIG immediately at 03-7841 5620 for any event that is eligible for claims.
  • Complete and submit the claim form to MSIG together with the medical report and original medical bills and receipts.
  • If the claim is related to death benefit, kindly prepare the following documents.
  1. Copy of police report
  2. Copy of death certificate
  3. Copy of post-mortem report
  4. Burial certificate
  5. Letter of administration
Customer Service Hotline
MSIG Claims Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 69 years of age
Maximum Renewal Age
At most 70 years of age
Who can Apply
  • Malaysians
  • Permanent residents
  • Work permit holders
  • Employment pass holders